More about Rewards Credit Cards....
Everybody loves to get a little something extra. Credit card companies recognize this and use rewards to entice you into using their card. Since there are so many companies out there vying for your business, there is a wide array of rewards to choose from. When using a rewards credit card, you could earn benefits such as free hotel stays, air travel, car rentals, gift certificates, merchandise, cash back, and more. Each program is different, as is each consumer’s spending habits.
Rewards can vary from airline miles to points that can be used at retail stores, to discounts on rental cars or on car purchases. Insurance is also often offered, whether traveler's insurance, rental car insurance, or insurance against theft or damage of items purchased with the card. These days, insurance against identity theft could be one of the most valuable benefits.
With so many options, it can be hard to choose the best card for you; especially since rewards are only a small part of the decision. You still have to take such elements as interest rates, annual fees and billing cycles into account. Sometimes the work involved in researching the best card seems so time-consuming that people just toss new offers and stay with the cards they have.
*See online credit card application for details on the terms and conditions.