Prepaid cards are perfect for those that want to protect themselves from becoming overwhelmed with traditional credit card debt or those who may not qualify for a credit card. Prepaid cards are great for helping you manage a budget while allowing you to make purchase that may require a card such as purchasing online or reserving a hotel room.

READYdebit® Visa Latte Control Prepaid Card

Activation Fee
See website for Details*
Monthly Fee
See website for Details*
Direct Deposit Fee
See website for Details*
ATM Fee
See website for Details*
Credit Recommended
See website for Details*
Intro (Purchases)
See website for Details*

Highlights

  • $0 Monthly Fee*
  • No Credit Check* or ChexSystems Check
  • No Risk of Overdraft Fees
  • No Bounced Checks - Ever!
  • Free* Direct Deposit
  • Easy Cash Reloading at 50,000 + Retail Locations
  • Send Checks with Easy Online Bill Pay

*See Program Rules


AccountNow® Prepaid MasterCard®

Activation Fee
See website for Details*
Monthly Fee
See website for Details*
Direct Deposit Fee
See website for Details*
ATM Fee
See website for Details*
Credit Recommended
See website for Details*

Highlights

  • $0 Monthly Fee
  • No Credit Check* or ChexSystems check
  • Instant Account Number
  • Free* Direct Deposit — Paycheck, Benefit Checks, Tax Refund Checks
  • Easy 24/7 Online Account Access
  • Earn Refer-a-Friend Cash Bonus
  • Use it Everywhere Mastercard Debit Card Accepted

*See Program Rules


READYdebit® Visa Select Ocean Prepaid Card

Activation Fee
See website for Details*
Monthly Fee
See website for Details*
Direct Deposit Fee
See website for Details*
ATM Fee
See website for Details*
Credit Recommended
See website for Details*
Intro (Purchases)
See website for Details*

Highlights

  • $0 Monthly Fee*
  • Free* Direct Deposit
  • No Credit Check* or ChexSystems Check
  • No Risk of Overdraft Fees
  • No Bounced Checks - Ever!
  • Easy Cash Reloading at 50,000 + Retail Locations
  • Send Checks with Easy Online Bill Pay

*See Program Rules


AccountNow® Gold Visa® Prepaid Card

Activation Fee
See website for Details*
Monthly Fee
See website for Details*
Direct Deposit Fee
See website for Details*
ATM Fee
See website for Details*
Credit Recommended
See website for Details*
Intro (Purchases)
See website for Details*

Highlights

  • Get Paid up to 2 days Faster with Free Direct Deposit * - Get Your Paycheck or Benefits Checks in Your Card Account and Access Your Funds up to 2 days Earlier Than Payday.
  • 100% Approval* - upon Successful ID Verification. No CreditCheck*. No ChexSystems Check. No Existing Bank Account Required.
  • $0 Activation Fee*. No Minimum Balance. No Risk of Overdraft Fees.
  • $15 Bonus* with Qualifying Direct Deposit. Never Pay to Cash Your Paychecks and Get Your Pay Faster.
  • Use it Everywhere Visa Debit Cards are Accepted and Pay Anyone with PayAnyone Bill Pay. Shop Online, Rent a Car, Pay Your Rent and More.
  • Easy Mobile Account Access and Text Alerts. Get Your Account Balance, Transaction Details Sent to Your Phone within Seconds BBB Accredited A+ Company. Excellent Customer Service.

*See Program Rules


READYdebit® Visa Latte Control Prepaid Card

Activation Fee
See website for Details*
Monthly Fee
See website for Details*
Direct Deposit Fee
See website for Details*
ATM Fee
See website for Details*
Credit Recommended
See website for Details*
Intro (Purchases)
See website for Details*

Highlights

  • $0 Monthly Fee*
  • No Credit Check* or ChexSystems Check
  • No Risk of Overdraft Fees
  • No Bounced Checks - Ever!
  • Free* Direct Deposit
  • Easy Cash Reloading at 50,000 + Retail Locations
  • Send Checks with Easy Online Bill Pay

*See Program Rules


READYdebit® Visa Select Sunset Prepaid Card

Activation Fee
See website for Details*
Monthly Fee
See website for Details*
Direct Deposit Fee
See website for Details*
ATM Fee
See website for Details*
Credit Recommended
See website for Details*
Intro (Purchases)
See website for Details*

Highlights

  • Instant Account Number - A Great Card for your Money
  • Free* Direct Deposit — Paycheck, Benefit Checks, Tax Refund Checks
  • Easy Online Bill Payment & Mobile Account Access
  • No Purchase Transaction Fees
  • No Risk of Overdraft Fees or Balance Minimums
  • Withdraw Cash at ATMs or Get Cash Back with Purchases
  • Choose Your Card Color - Blue or Pink

*See Program Rules

*See online credit card application for details on the terms and conditions.


More about Prepaid Cards…

Prepaid cards have typically been an invaluable asset for those who haven't yet established a credit history. They have also been one of the primary means of re-establishing credit after a bankruptcy or other financial difficulties that resulted in a poor credit rating. In both cases, they provide the company with a way to cut their risks while offering an option for customers with sub-prime credit ratings.

While every card has its own terms and conditions, prepaid cards require you to deposit funds with the company. They then issue you a card with a limit equal to the amount on deposit. Prepaid cards are very similar to debit cards except they don’t require a checking account.