Prepaid Debit Cards

Prepaid cards are perfect for consumers that are wanting to avoid traditional credit card debt or those who may not qualify for a credit card. Compare the offers below to find which card would be best for you.

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NetSpend® Visa® Prepaid Card
Activation Fee
See website for Details*
Monthly Fee
See website for Details*
Direct Deposit Fee
See website for Details*
Apply Now on NetSpend secure website.
ATM Fee
See website for Details*
Credit Recommended
See website for Details*

Highlights

  • With Netspend Direct Deposit, you can get paid faster than a paper check.
  • No late fees or interest charges because this is not a credit card.
  • Use the NetSpend Mobile App to manage your account on the go and get text message or email alerts (Message & data rates may apply).
  • Card issued by MetaBank®, Member FDIC. Card may be used everywhere Visa Debit cards are accepted. "Apply Now" for full details.
  • See additional NetSpend® Prepaid Visa® details

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READYdebit® Visa Latte Control Prepaid Card
Activation Fee
See website for Details*
Monthly Fee
See website for Details*
Direct Deposit Fee
See website for Details*
Apply Now on MetaBank® secure website.
ATM Fee
See website for Details*
Credit Recommended
See website for Details*

Highlights

  • $0 Monthly Fee Pay As You Go Plan (See Cardholder Agreement on site)
  • No Credit Check or ChexSystems Checks
  • No Risk of Overdraft Fees
  • No Bounced Checks - Ever!
  • Free* Direct Deposit
  • Easy Cash Reloading at 50,000 + Retail Locations
  • Send Checks with Easy Online Bill Pay

*See Program Rules


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AccountNow® Gold Visa® Prepaid Card
Activation Fee
See website for Details*
Monthly Fee
See website for Details*
Direct Deposit Fee
See website for Details*
Apply Now on MetaBank® secure website.
ATM Fee
See website for Details*
Credit Recommended
See website for Details*

Highlights

  • Get Paid up to 2 days Faster with Free Direct Deposit * - Get Your Paycheck or Benefits Checks in Your Card Account and Access Your Funds up to 2 days Earlier Than Payday.
  • No CreditCheck to Get a Card. No ChexSystems Check. No Existing Bank Account Required.
  • $0 Activation Fee*. No Minimum Balance. No Risk of Overdraft fees.
  • $15 Bonus* with Qualifying Direct Deposit. Never Pay to Cash Your Paychecks and Get Your Pay Faster.
  • Use it Everywhere Visa Debit Cards are Accepted and Pay Anyone with PayAnyone Bill Pay. Shop Online, Rent a Car, Pay Your Rent and More.
  • Easy Mobile Account Access and Text Alerts. Get Your Account Balance, Transaction Details Sent to Your Phone within Seconds
  • BBB Accredited A+ Company. Excellent Customer Service.
See additional details for AccountNow® Gold Visa® Prepaid Card

*See Program Rules


Apply Now
READYdebit® Visa Select Sunset Prepaid Card
Activation Fee
See website for Details*
Monthly Fee
See website for Details*
Direct Deposit Fee
See website for Details*
Apply Now on MetaBank® secure website.
ATM Fee
See website for Details*
Credit Recommended
See website for Details*

Highlights

  • Instant Account Number - A Great Card for your Money.
  • Free* Direct Deposit — Paycheck, Benefit Checks, Tax Refund Checks
  • Easy Online Bill Payment & Mobile Account Access
  • No Purchase Transaction Fees
  • No Risk of Overdraft Fees or Balance Minimums
  • Withdraw Cash at ATMs or Get Cash Back with Purchases
  • Use it Everywhere Visa Debit Cards are Accepted
  • Choose Your Card Color - Blue or Pink

*See Program Rules

More about Prepaid Cards…

Prepaid cards have typically been an invaluable asset for those who haven't yet established a credit history. They have also been one of the primary means of re-establishing credit after a bankruptcy or other financial difficulties that resulted in a poor credit rating. In both cases, they provide the company with a way to cut their risks while offering an option for customers with sub-prime credit ratings.

While every card has its own terms and conditions, prepaid cards require you to deposit funds with the company. They then issue you a card with a limit equal to the amount on deposit. Prepaid cards are very similar to debit cards except they don’t require a checking account.

*See online credit card application for details on the terms and conditions.


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Advertiser Disclosure

CreditSoup is an independent, advertising-supported comparison service. The card offers that appear on this site are from companies from which CreditSoup receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditSoup does not include all card companies or all card offers available in the marketplace. CreditSoup may use other proprietary factors to impact card offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval.