Banking, Savings & Checking Accounts

Advertiser Disclosure

Online banking has many great benefits that you can take advantage of including convenience, availability, and never having to wait in lines. The availability and features of online banking can include access to your accounts anytime, anywhere; the ability to receive alerts on your accounts and move money between them; pay bills; track spending; and more.

MAGNUM – Credit Builder Account

Credit Recommended:: All Credit Types Considered

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Apply Now on the issuer’s secure website.

Credit Recommended:: All Credit Types Considered

Credit Check: No

Credit Recommended: All Credit Types Considered

Reports to Consumer Reporting Agencies: Experian, TransUnion, Equifax

Apply Now on the issuer’s secure website.

Coverage: Excludes: WI, VT

Highlights

Get up to a +86 average* FICO® Score increase on autopilot
Largest credit builder in the nation
Build from $2,000 up to $30,000 of credit history starting at low monthly payments
Great if you want to access premium CCs & higher credit limits
No credit history needed; no hard check required
No prepayment or early cancellation fees

*Individual results may vary, terms and conditions may apply.

GO2bank

Credit Recommended:: All Credit Types Considered

Apply Now

Apply Now on the issuer’s secure website.

Credit Recommended:: All Credit Types Considered

Overdraft Protection: up to $200 with opt-in and eligible direct deposits

Monthly Fee: No monthly fees with eligible direct deposit, otherwise $5 per month

Activation Fee: $0

Apply Now on the issuer’s secure website.

Direct Deposit Fee: $0

ATM Fee: $0 In-network withdrawal & balance inquiry, $3 Out-of-network withdrawal, $0.50 Out-of-network balance inquiry.

Credit Recommended: All Credit Types Considered

Highlights

Overdraft protection up to $200 with opt-in and eligible direct deposit*
No monthly fees with eligible direct deposit, otherwise $5 per month
Earn up to 7% cash back when you buy eGift Cards in the app
Get your pay up to 2 days early - Get your government benefits up to 4 days early.*
High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000.*

See additional details for GO2bank

*Terms and conditions apply. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Overdraft fees may apply. Click Apply Now to learn more.

Chime®

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Get Started on the issuer’s secure website.

Monthly Fee: $0

Overlimit Fee: $0

Foreign Trans Fee: $0

Get Started on the issuer’s secure website.

Minimum Deposit: $0

Highlights

Your Chime® Checking Account comes with a Visa® Debit Card, no monthly fees or minimum balance fees.
Over 60,000 fee-free ATMs^¹ — more than the top 3 national banks combined!
Get paid up to 2 days early with direct deposit, terms apply.^²
Chime will spot you up to $200 on debit card purchases and cash withdrawals with no overdraft fees. Eligibility requirements and limits apply.^³
Chime is a financial technology company, not a bank. Banking services and debit card provided by The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC.
^¹Out-of-network ATM withdrawal fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM.
^²Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.
^³Chime SpotMe is an optional service that requires a single deposit of $200 or more in qualifying direct deposits to the Chime Checking Account at least once every 34 days. All qualifying members will be allowed to overdraw their account up to $20 on debit card purchases and cash withdrawals initially, but may be later eligible for a higher limit of up to $200 or more based on member’s Chime Account history, direct deposit frequency and amount, spending activity and other risk-based factors. Your limit will be displayed to you within the Chime mobile app. You will receive notice of any changes to your limit. Your limit may change at any time, at Chime’s discretion. Although there are no overdraft fees, there may be out-of-network or third-party fees associated with ATM transactions. SpotMe won’t cover non-debit card transactions, including ACH transfers, Pay Anyone transfers, or Chime Checkbook transactions. See Terms and Conditions.

See additional details for Chime®

Self - Credit Builder Account + Secured Visa® Credit Card

Credit Recommended:: None/Poor

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Self - Credit Builder Account + Secured Visa® Credit Card

Get Started on the Self's secure website.

Credit Recommended:: None/Poor

Primary Benefit: Build credit and savings at the same time.

Credit Check: No Hard Credit Check Required

Products Offered: Credit Builder Account and Self Secured Credit Card

Get Started on the Self's secure website.

Credit Recommended: None/Poor

Loan Amount: See website for details*

Highlights

If you have an active Credit Builder Account, $100 or more in savings progress and satisfying income requirements you may be eligible to receive the Self Secured Visa Credit Card*, without a hard credit check. Criteria subject to change.
Build credit and savings at the same time.
Start with a Credit Builder Account* that reports monthly payments to all 3 major credit bureaus.
At the end of your plan, unlock the savings you built - minus interest and fees.
The Self Visa® Secured Credit Card* is accepted at millions of locations in the U.S.
*Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., First Century Bank, N.A., each Member FDIC. Subject to credit approval. The secured Self Visa(r) Credit Card is issued by Lead Bank or First Century Bank, N.A., each Member FDIC. See Self.inc for details. Subject to ID Verification. Individual borrowers must be a U.S. citizen or permanent resident and at least 18 years old. Valid bank account and Social Security Number are required. All loans are subject to consumer report review and approval. The secured Self Visa(r) Credit Card requires an active Self Credit Builder Account and qualification based on other eligibility criteria including income & expense requirements. Criteria subject to change.

See additional details for Self - Credit Builder Account + Secured Visa® Credit Card

Advertiser Disclosure

More about Online Banking…

Online banking is the process of a consumer interacting with a financial institution over the internet. There’s never enough time in the day to get everything done, so save time having to stop by your bank and appreciate all of the banking needs available at your fingertips at any time – not just regular bank hours!

This is a secure process of monitoring, manipulating, and/or applying for additional products or services directly with a financial institution over the internet. Online banking includes the viewing of balances, transactions, statements and documents for their online checking and saving accounts. Consumers can also make payments, check balances, and review account activity or adjustments to their loans or credit cards. Online banking can also allow consumers to control their investment portfolio through online interfaces with their financial institutions.