Intro (Transfers)
0% For the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.
Regular APR
17.24%
Foreign Trans Fee
0% of each transaction in U.S. dollars.
Credit Recommended
Excellent/Good
Annual Fee
$495 ($195 for each Authorized User added to the account)
Balance Transfer Fee
Either $5 or 3% of the amount of each transfer, whichever is greater.

Offer Overview

  • Stainless Steel – Patented Black-PVD-Coated Metal Card
  • 2% Value for Airfare Redemptions
  • 1.5% Value for Cash Back Redemptions
  • 24/7 Luxury Card Concierge™ – Available by phone, email, and mobile chat
  • Exclusive Luxury Card Travel Benefits
  • $100 Annual Airline Credit Toward Qualifying Purchases
  • $100 Global Entry Application Fee Credit
  • Annual Fee: $495 ($195 for each Authorized User)

At a Glance

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Editor’s Rating

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