Credit card options in the poor credit category are typically narrower than those in the good or fair categories. In general, the credit score range for this category is between 550 and 580.** Consumers that qualify for credit in this category can expect to see higher APRs, higher fees, and limited rewards programs. Only you can build a good credit history. Make your payments on time each month, and keep your balance low relative to the credit limit, for positive marks on your credit report.
*See online credit card application for details on the terms and conditions.
**FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card product.