Poor Credit

Credit card options within the poor credit category are typically narrower than those in the good or fair categories. Not sure what your score is? Sign up for an account to get your free credit score.

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Progress Credit
Apply Now at the issuer’s secure site.
Regular APR
See website for Details*
Annual Fee
See website for Details*
Credit Line
See website for Details*
Credit Recommended
See website for Details*

Highlights

  • Get both a Secured MasterCard® and an Unsecured VISA® Credit Card from our trusted partners with this unique program
  • The Secured Card offered by our partners at First Progress requires no credit history or minimum score for approval
  • The unsecured VISA card does not require perfect credit; our partners at First Access Card may approve you when others won’t
  • Open accounts with both VISA and MasterCard so you’ll always have access
  • Both accounts report activity separately to all three Credit Bureaus every month
  • Both cards are genuine credit cards with security protections and nationwide acceptance
  • Apply for both cards – or either card separately – the choice is up to you!
See additional details for Progress Credit

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Net First Platinum
Apply Now at the issuer’s secure site.
Credit Line
$500 Limit
Regular APR
0% APR
Monthly Fee
See website for Details*
Credit Recommended
Damage credit to Fair credit

Highlights

  • No Credit Check
  • Fast Online Application
  • Always 0.0% APR
  • Instant Approval
See additional details for Net First Platinum

*See Card for Details


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Milestone® MasterCard® - Bad Credit Considered
Apply Now at the MasterCard secure site.
Intro Rate
N/A
Intro Period
N/A
Regular APR
23.9%
Annual Fee
$35 - $99*
Balance Transfer
N/A
Credit Recommended
Poor/Bad

Highlights

  • Prequalify for a card today and it will not impact your credit score
  • Less than perfect credit is okay
  • Mobile account access at any time
  • Protection from fraud if your card is stolen
  • Account history is reported to the three major credit bureaus in the U.S.

*Dependent on credit worthiness


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Fingerhut Credit Account
Apply Now at the WebBank secure site.
Credit Line
See website for Details*
Monthly Fee
None
Regular APR
See website for Details*
Credit Recommended
Poor/Fair/Good

Highlights

Fingerhut Credit Account (issued by WebBank)

  • Apply Today, Buy Today
  • Low monthly payments
  • Trusted brand names
  • No annual fees
  • No overlimit fees
See additional details for Fingerhut Credit Account

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Surge Mastercard® Credit Card
Apply Now at the Celtic Bank secure site.
Intro Rate
N/A
Intro Period
N/A
Regular APR
See Terms*
Annual Fee
See Terms*
Balance Transfer
See Terms*
Credit Recommended
Fair/Poor

Highlights

  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus
  • Initial Credit Limit of $500.00!* (subject to available credit)
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere that Mastercard® is accepted
  • Free online account access 24/7
  • Checking Account Required
See additional details for Surge Mastercard® Credit Card

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Total Visa® Card
Apply Now at the Mid America Bank & Trust Company secure site.
Intro Rate
N/A
Intro Period
N/A
Regular APR
See Terms*
Annual Fee
See Terms*
Activation Fee
See Terms*
Credit Recommended
Fair/Bad Credit

Highlights

  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine VISA card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • If approved, simply pay a Processing Fee to open your account and access your available credit
  • Reports monthly to all three major credit bureaus
See additional details for Total Visa® Card

Apply Now
First Access Visa® Card
Apply Now at the Mid America Bank & Trust Company secure site.
Intro Rate
N/A
Intro Period
N/A
Regular APR
See Terms
Annual Fee
See Terms
Balance Transfer
N/A
Credit Recommended
Fair/Bad

Highlights

  • Checking Account Required
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • Easy and secure online application
  • If approved, pay a Processing Fee and you can access the $300 credit limit (subject to available credit)
  • Issued by Mid America Bank & Trust Company, founded 1920, Member: FDIC
See additional details for First Access Visa® Card

*See online credit card application for details on the terms and conditions.

**FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card product.