More about Low Interest Rate Credit Cards...
If you carry a balance from month to month, finding a credit card with a low interest rate can save you a significant amount of money. Even if you are attentive about paying your full balance each month, an emergency situation might arise in which you'd be unable to do that. Therefore, even if you intend not to carry a balance, it's still best to look for a card with a low APR.
Since the APR is often determined by your credit history, those with a good rating can usually find low-interest cards fairly easily. However, given the number of credit companies competing for consumers, the competition may make it possible for you to get a lower rate even if your record isn't stellar. Keep in mind, credit card rates are usually variable – meaning that unless your card offers a fixed rate (which is usually fairly high), the APR can change. If you miss a payment or exceed your limit, your rate will increase. So once you have a card with a low rate, it's up to you to keep it low.
CreditSoup.com can help in your search for low interest. On this page, we show you a selection of low interest rate options to help you find the best card for your situation.
*See online credit card application for details on the terms and conditions.