Credit Cards for Good Credit

Credit cards within this credit category typically offer lower APRs, lower fees, and a wide variety of rewards programs. Not sure what your score is? Sign up for an account with CreditSoup to get your free credit score.

Discover it® Cash Back

Credit Recommended:
Excellent, Good
Credit Recommended:
Excellent, Good
Intro (Purchases)
0% for 14 months
Intro (Transfers)
0% for 14 months
Regular APR
13.99% - 24.99% Variable
Apply Now on Discover Card secure website.
Annual Fee
$0
Credit Recommended
Excellent, Good
Product Type
Consumer

Highlights

  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate.
  • Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Redeem cash back any amount, any time. Rewards never expire.
  • Use your rewards at Amazon.com checkout.
  • Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
  • No annual fee.
See additional details for Discover it® Cash Back
Rates & Fees

Capital One® Venture® Rewards Credit Card

Credit Recommended:
Excellent, Good
Credit Recommended:
Excellent, Good
Balance Transfer Fee
$0
Intro Rewards Bonus
50000 Miles once you spend $3,000 on purchases within 3 months from account opening
Annual Fee
$0 intro for first year; $95 after that
Apply Now on Capital One® secure website.
Foreign Trans Fee
None
Regular APR
14.74% - 24.74% (Variable)
Credit Recommended
Excellent, Good

Highlights

  • Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
  • Earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels; learn more at hotels.com/venture
  • Named ‘The Best Travel Card' by CNBC, 2018
  • Receive up to $100 application fee credit for Global Entry or TSA Pre✔®
  • Fly any airline, stay at any hotel, anytime; no blackout dates
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $95 after that
See additional details for Capital One® Venture® Rewards Credit Card

Chase Freedom Unlimited®

Credit Recommended:
Good/Excellent
Credit Recommended:
Good/Excellent
Intro (Purchases)
0% Intro APR on Purchases 15 months
Intro (Transfers)
0% Intro APR on Balance Transfers 15 months
Annual Fee
$0
Apply Now on Chase secure website.
Regular APR
16.99% - 25.74% Variable
Credit Recommended
Good/Excellent
Intro Rewards Bonus
$150 Bonus

Highlights

  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.99-25.74%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • Unlimited 1.5% cash back on every purchase - it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
  • Free credit score, updated weekly with Credit Journey℠
  • No annual fee
See additional details for Chase Freedom Unlimited®

HSBC Gold Mastercard® credit card

Credit Recommended:
Good, Excellent
Credit Recommended:
Good, Excellent
Intro (Purchases)
0% Introductory APR on credit card purchases for the first 18 months from account opening
Intro (Transfers)
0% Introductory APR on balance transfers for the first 18 months from account opening
Regular APR
Variable APR of 12.99%, 16.99% or 20.99% will apply after the Introductory Period
Apply Now on HSBC Credit Cards secure website.
Annual Fee
N/A
Credit Recommended
Good, Excellent
Product Type
Consumer

Highlights

  • 0% Intro APR on purchases and balance transfers for the first 18 months from account opening. Then a variable APR of 12.99%, 16.99% or 20.99% will apply.
  • No Penalty APR.
  • Late Fee Waiver.
  • No Foreign Transaction Fees.
  • $0 Annual Fee.
  • $0 liability for unauthorized purchases.
  • Terms Apply.
See additional details for HSBC Gold Mastercard® credit card
Rates & Fees

Discover it® Miles

Credit Recommended:
Excellent, Good
Credit Recommended:
Excellent, Good
Intro (Purchases)
0% for 14 months
Intro (Transfers)
10.99% for 14 months
Regular APR
13.99% - 24.99% Variable
Apply Now on Discover Card secure website.
Annual Fee
$0
Credit Recommended
Excellent, Good
Product Type
Consumer

Highlights

  • INTRO OFFER: Discover will match ALL the Miles you've earned at the end of your first year, automatically. For example, if you earn 30,000 Miles, you get 60,000 Miles. That's $600 towards travel!
  • Earn unlimited 1.5x Miles for every dollar spent on all purchases all with no annual fee.
  • No Blackout Dates - fly any airline, stay at any hotel.
  • Redeem your Miles as a statement credit towards travel purchases.
  • Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
  • No Annual Fee.
See additional details for Discover it® Miles
Rates & Fees

Indigo® Platinum Mastercard® Credit Card

Credit Recommended:
Fair/Good
Credit Recommended:
Fair/Good
Annual Fee
$0 - $99
Regular APR
23.9%
Credit Recommended
Fair/Good
Apply Now on Genesis FS Card Service secure website.

Highlights

  • Easy pre-qualification process with fast response
  • All credit histories considered
  • Online servicing available 24/7 at no additional cost
  • Unsecured credit card, no security deposit required
  • Account history is reported to the three major credit bureaus in the U.S.
See additional details for Indigo® Platinum Mastercard® Credit Card

Wells Fargo Propel American Express® Card

Credit Recommended:
Good/Excellent
Credit Recommended:
Good/Excellent
Intro (Purchases)
0% for 12 months
Intro (Transfers)
0% for 12 months
Regular APR
14.49%-26.99% (Variable)
Apply Now on Wells Fargo secure website.
Annual Fee
0
Credit Recommended
Good/Excellent
Intro Purchase APR
0%

Highlights

  • New! Earn 30K bonus points when you spend $3,000 in purchases in the first 3 months - that's a $300 cash redemption value
  • Earn 3X points for eating out and ordering in
  • Earn 3X points for gas stations, rideshares and transit
  • Earn 3X points for travel including flights, hotels, homestays and car rentals
  • Earn 1X points on other purchases
  • $0 Annual Fee
  • 0% Intro APR for 12 months on purchases and balance transfers (fees apply), then a 14.49%-26.99% variable APR; balance transfers made within 120 days qualify for the intro rates and fees
  • Select "Apply Now" to learn more about the product features, terms, and conditions
See additional details for Wells Fargo Propel American Express® Card

Credit Recommended:
Excellent, Good
Intro (Purchases)
0% for 15 months
Intro (Transfers)
0% for 15 months
Annual Fee
$0
Apply Now on Capital One® secure website.
Foreign Trans Fee
None
Regular APR
14.74% - 24.74% (Variable)
Credit Recommended
Excellent, Good

Highlights

  • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 14.74%-24.74% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 14.74%-24.74% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • Pay no annual fee or foreign transaction fees

Milestone Gold Mastercard®

Credit Recommended:
Fair/Good
Credit Recommended:
Fair/Good
Annual Fee
$35 - $99*
Regular APR
23.9%
Credit Recommended
Fair/Good
Apply Now on The Bank of Missouri secure website.

Highlights

  • Our application is quick and easy with instant pre-qualification available
  • All credit histories considered
  • Access your account online or from your mobile device 24/7
  • Choice of card image at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.
See additional details for Milestone Gold Mastercard®

*Dependent on credit worthiness


NHL® Discover it®

Credit Recommended:
Excellent, Good
Credit Recommended:
Excellent, Good
Intro (Purchases)
0% for 14 months
Intro (Transfers)
0% for 14 months
Regular APR
13.99% - 24.99% Variable
Apply Now on Discover Card secure website.
Annual Fee
$0
Credit Recommended
Excellent, Good
Product Type
Consumer

Highlights

  • Choose your favorite team & show your pride - all 31 teams available. Save 10% at Shop.NHL.com and NHL.TV™.
  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
  • No annual fee.
See additional details for NHL® Discover it®
Rates & Fees

Chase Sapphire Preferred® Card

Credit Recommended:
Good/Excellent
Credit Recommended:
Good/Excellent
Rewards Rate 1
2X points on travel and dining
Intro Rewards Bonus
50,000 bonus points
Annual Fee
$95
Apply Now on Chase secure website.
Regular APR
17.99% - 24.99% Variable
Credit Recommended
Good/Excellent
Intro (Transfers)
N/A

Highlights

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred® named a 'Best Travel Credit Card' by MONEY® Magazine, 2016-2017
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
See additional details for Chase Sapphire Preferred® Card

Capital One® VentureOne® Rewards Credit Card

Credit Recommended:
Excellent, Good
Credit Recommended:
Excellent, Good
Intro (Purchases)
0% for 12 months
Annual Fee
$0
Balance Transfer Fee
$0
Apply Now on Capital One® secure website.
Foreign Trans Fee
None
Regular APR
13.74% - 23.74% (Variable)
Credit Recommended
Excellent, Good

Highlights

  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn 1.25X miles on every purchase, every day and pay no annual fee. Plus earn 10X miles on thousands of hotels; learn more at hotels.com/venture
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases for 12 months; 13.74%-23.74% variable APR after that
  • Travel when you want with no blackout dates
  • No foreign transaction fees
  • Miles won't expire for the life of the account and there's no limit to how many you can earn

Capital One® SavorOne℠ Cash Rewards Credit Card

Credit Recommended:
Excellent, Good
Credit Recommended:
Excellent, Good
Intro (Purchases)
0% for 15 months
Intro (Transfers)
0% for 15 months
Regular APR
14.74% - 24.74% (Variable)
Apply Now on Capital One® secure website.
Annual Fee
$0
Credit Recommended
Excellent, Good
Product Type
ConsumerCard

Highlights

  • Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
  • Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 14.74% - 24.74% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 14.74% - 24.74% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • No foreign transaction fee
  • No annual fee

Barclaycard Arrival Plus® World Elite Mastercard®

Credit Recommended:
Good/Excellent
Credit Recommended:
Good/Excellent
Intro (Transfers)
0% first 12 billing cycles following each balance transfer that posts to your account within 45 days of account opening
Foreign Trans Fee
0% of each transaction in U.S. dollars
Annual Fee
$89 (waived first year)
Apply Now on Barclaycard secure website.
Regular APR
17.99%, 21.99% or 24.99% variable based on your creditworthiness
Product Type
Consumer
Credit Recommended
Good/Excellent

Highlights

  • Enjoy 60,000 bonus miles after spending $5,000 on purchases in the first 90 days
  • Earn unlimited 2X miles on every purchase
  • Book travel your way—no airline, seat or hotel restrictions—and redeem your miles for travel statement credits
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • No foreign transaction fees
  • International Chip and PIN for use at self-service chip terminals around the world
  • Miles don’t expire as long as your account is open, active and in good standing
Rates & Fees

Credit Recommended:
Good
Foreign Trans Fee
3% or $1.00, whichever is greater
Annual Fee
$0 - $99
Regular APR
19.99% - 25.99% Variable
Apply Now on Credit One Bank® secure website.
Credit Recommended
Good

Highlights

  • 1% cash back rewards on all purchases, no annual fee, and a competitive APR are just a few of the benefits qualified applicants will enjoy. Terms apply.
  • With $0 Fraud Liability, you won’t be responsible for unauthorized charges
  • Managing your account is easy with the Credit One Bank mobile app
  • Pick a card that fits your style. Multiple card designs are available, a fee may apply
  • Monitor your credit with free online access to your Experian credit score, terms apply
  • Never miss an account update with customizable text and email alerts
  • Do your part to help the environment with the option to go paperless

Capital One® Spark® Cash for Business

Credit Recommended:
Excellent, Good
Credit Recommended:
Excellent, Good
Annual Fee
$0 intro for first year; $95 after that
Foreign Trans Fee
None
Regular APR
18.74% (Variable)
Apply Now on Capital One® secure website.
Product Type
BusinessCard
Credit Recommended
Excellent, Good
Intro Rewards Bonus
500 Cash Back once you spend $4,500 on purchases within 3 months from account opening

Highlights

  • Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business
  • Plus, a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening
  • Use Spark Cash across all your business spend, with no categories to limit your purchasing
  • $0 intro annual fee for the first year; $95 after that
  • Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
  • Get employee cards at no additional cost, and earn rewards from their business spend
See additional details for Capital One® Spark® Cash for Business

Southwest Rapid Rewards® Plus Credit Card

Credit Recommended:
Good/Excellent
Credit Recommended:
Good/Excellent
Regular APR
17.99% - 24.99% Variable
Intro Rewards Bonus
Earn 40,000 points
Rewards Rate 1
2 points per $1 spent on Southwest® purchases
Apply Now on Chase secure website.
Foreign Trans Fee
3% of each transaction in U.S. dollars
Annual Fee
$69
Credit Recommended
Good/Excellent

Highlights

  • Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open.
  • 3,000 bonus points after your Cardmember anniversary
  • 2 points per $1 spent on Southwest® purchases and Rapid Rewards® Hotel and Car Rental Partner purchases
  • 1 point per $1 spent on all other purchases
  • Earn unlimited points that don't expire as long as your card account is open
  • No blackout dates or seat restrictions
  • Bags fly free® and no change fees
  • Redeem your points for flights, hotel stays, gift cards, access to events and more
See additional details for Southwest Rapid Rewards® Plus Credit Card

Southwest Rapid Rewards® Premier Credit Card

Credit Recommended:
Good/Excellent
Credit Recommended:
Good/Excellent
Regular APR
17.99% - 24.99% Variable
Intro Rewards Bonus
Earn 40,000 points
Rewards Rate 1
2 points per $1 spent on Southwest® purchases
Apply Now on Chase secure website.
Foreign Trans Fee
$0
Annual Fee
$99
Credit Recommended
Good/Excellent

Highlights

  • Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open.
  • 6,000 bonus points after your Cardmember anniversary
  • 2 points per $1 spent on Southwest® purchases and Rapid Rewards® Hotel and Car Rental Partner purchases
  • 1 point per $1 spent on all other purchases
  • Earn unlimited points that don't expire as long as your card account is open
  • No foreign transaction fees
  • No blackout dates or seat restrictions, Bags fly free® and no change fees
  • Redeem your points for flights, hotel stays, gift cards, access to events and more

Barclaycard Ring® Mastercard®

Credit Recommended:
Good/Excellent
Credit Recommended:
Good/Excellent
Intro (Transfers)
0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable 13.99% APR will apply.
Annual Fee
$0
Regular APR
13.99% Variable
Apply Now on Barclaycard secure website.
Credit Recommended
Good/Excellent
Intro Rewards Bonus
N/A
Intro Rewards Bonus Value Description
null

Highlights

  • Enjoy a 0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable 13.99% APR will apply
  • Low 13.99% variable APR on purchases and cash advances
  • No annual fee
  • No foreign transaction fees
  • International Chip and PIN
See additional details for Barclaycard Ring® Mastercard®
Rates & Fees

Southwest Rapid Rewards® Priority Credit Card

Credit Recommended:
Good/Excellent
Credit Recommended:
Good/Excellent
Regular APR
17.99% - 24.99% Variable
Rewards Rate 1
2 points per $1 spent on Southwest® purchases
Intro Rewards Bonus
Earn 40,000 points
Apply Now on Chase secure website.
Annual Fee
$149
Foreign Trans Fee
$0
Credit Recommended
Good/Excellent

Highlights

  • Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open.
  • 7,500 bonus points after your Cardmember anniversary.
  • $75 Southwest® travel credit each year.
  • 4 upgraded boardings per year when available.
  • 20% back on inflight purchases made with your Southwest Rapid Rewards® Priority Credit Card.
  • 2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases.
  • 1 point per $1 spent on all other purchases.
  • No foreign transaction fees.
Advertiser Disclosure

Credit Cards For Good Credit

Do you have good credit? If so, that is great news. Credit cards within this credit category typically offer lower APRs, lower fees and a wide variety of rewards programs compared to those designed for lower credit quality. Choosing the best low interest credit cards for good credit is the key to increasing your benefits. Not sure what your score is? Sign up for an account with CreditSoup to get your free credit score.

How to Look at the Best Credit Cards for Good Credit

When you have good credit (660-720 credit score**) you have a world of possibilities, at least as far as credit card offers are concerned. Credit card companies are in fierce competition for the chance to handle credit for responsible consumers. That means you can pick and choose among many excellent offers, selecting the one that is best for you. With so many options to choose from, it can take a lot of time and energy to be sure you're selecting the best offer. That's where CreditSoup can help.

One of the problems with being offered so many attractive options is that they all have different incentives and terms. Take the time to compare:

  • Introductory rates and how long they last
  • Interest rates
  • Annual fees and origination fees, especially for access to certain benefits
  • Balance transfer rates and fees
  • Rewards programs and how you can accrue them
  • Grace periods and late fees

Keep in mind that some cards will have features that you like better than others. One card may give you six months with no interest but charge a hefty annual fee. Then, once the introductory rate expires, the APR may not be attractive relative to other offers. Another card offers a satisfactory fixed rate and no annual cost but carries an annual fee.

How can you tell which is the better offer? The trick is to think about how you plan to use the card, and then pick the one that best matches your expectations. The right choice for people who pay their bills in full each month may be different from those who may carry balances month to month. You might decide you would rather take the card with the annual fee that gives you benefits you will definitely use, or you may prefer the one that keeps all of your costs down.

Maximize Benefits Without Damaging Your Credit

If better credit cards are supposed to be a reward for attaining good credit, make sure you can keep it that way. Look through the potential offers and narrow it to a few top options. Applying for a new credit card every now and then is not likely to affect your credit by a huge margin. Making several card applications at once could negatively impact your credit score, though, because lenders may consider that as a red flag that you are in financial trouble.

Once you get the cards, be sure to use them responsibly. That means abiding by all the terms of the account agreement that the issuer mails you along with your new credit card. Credit utilization (the percentage of your available credit that you keep in debt) takes a much larger part of your credit score than new applications. If your credit usage goes up a lot and you accumulate much more revolving debt, that dip in your credit can take longer to resolve. A good rule of thumb is to keep your monthly credit line utilization below 30%.

At CreditSoup, we help sort these elements for you. Found in one simple place, we list some of the best credit cards for good credit.

*See online credit card application for details on the terms and conditions.

**Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card product.


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Advertiser Disclosure

CreditSoup is an independent, advertising-supported comparison service. The card offers that appear on this site are from companies from which CreditSoup receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditSoup does not include all card companies or all card offers available in the marketplace. CreditSoup may use other proprietary factors to impact card offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval.

Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category.

CreditSoup.com may be compensated by companies mentioned on our site when a consumer’s application is accepted or approved by the company.