Business credit cards are specifically designed to meet the needs of small business owners. Small business owners can take advantage of perks such as flexible payment terms, business-focused rewards programs, expense tracking, and typically lower APR’s than consumer credit cards. Using your business credit card is a great way to earn rewards while making everyday purchases for your business.

Capital One® Spark® Cash for Business

Intro (Purchases)
N/A
Intro (Transfers)
N/A
Regular APR
17.24% (Variable)
Annual Fee
$0 intro for first year; $59 after that
Credit Recommended
Excellent, Good

Highlights

  • Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business
  • Plus, a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months of approval
  • Use Spark Cash across all your business spend, with no categories to limit your purchasing
  • $0 intro annual fee for the first year; $59 after that
  • Rewards don't expire, and you can redeem your cash back for any amount, anytime
  • Get employee cards at no additional cost, and earn rewards from their business spend

BuyPower Business Card from Capital One® -Get The Card That Helps You Get The Car

Intro (Purchases)
0% for 12 months
Intro (Transfers)
n/a
Regular APR
13.49% Variable APR
Annual Fee
$0
Credit Recommended
Excellent

Highlights

  • 3% Earnings on purchases at gas stations, restaurants, and office supply stores; 1% Earnings on all other purchases; plus, 5% Earnings on purchases of GM parts, accessories and service at authorized GM dealers - all of which can be exclusively redeemed toward the purchase or lease of an eligible, new Chevrolet, Buick, GMC or Cadillac vehicle
  • No annual fee, no limit to how much you can earn and redeem, and your Earnings don't expire; plus, a 0% Intro APR on purchases for the first 12 months and a variable APR of 13.49% after that

Capital One® Spark® Miles for Business

Intro (Purchases)
N/A
Intro (Transfers)
N/A
Regular APR
17.24% (Variable)
Annual Fee
$0 intro for first year; $59 after that
Credit Recommended
Excellent, Good

Highlights

  • Earn 2 miles per $1 on every purchase, every day
  • Plus, a one-time bonus of 50,000 miles once you spend $4,500 on purchases within 3 months of approval
  • Miles don't expire, and there are no categories to limit where or what you buy
  • $0 intro annual fee for the first year; $59 after that
  • There's no limit to the amount of miles you can earn and miles don't expire
  • Redeem miles for travel, cash back, gift cards and more
  • No foreign transaction fees and fly on any airline, anytime, with no blackout dates or seat restrictions

U.S. Bank Business Edge™ Cash Rewards World Elite™ MasterCard®

Intro Rate
0%*
Intro Period
9 billing cycles on purchases*
Regular APR
12.24% - 18.24%* (Variable)
Annual Fee
$0*
Balance Transfer
Yes*
Credit Recommended
Excellent

Highlights

  • Earn a new cardmember bonus of $150 after you spend $500 in net purchases on your card within the first 90 days of account opening.
  • 3% cash back on all cellular, gas and office supply store net purchases
  • 1% cash back on all other net purchases
  • No cap on total rewards and they never expire!
  • Plus, a 25% Annual Cash Rewards bonus, up to $250
  • No annual fee*
  • Net purchases are purchases minus credits and returns

*See Card Terms and Conditions


Capital One® Spark® Cash Select for Business

Intro (Purchases)
0% for 9 months
Intro (Transfers)
N/A
Regular APR
13.24% - 21.24% (Variable)
Annual Fee
$0
Credit Recommended
Excellent, Good

Highlights

  • Earning unlimited 1.5% cash back could mean thousands of dollars each year going back into your business
  • Plus, a one-time $200 cash bonus once you spend $3,000 on purchases within 3 months of approval
  • Save on interest with 0% intro APR on purchases for 9 months; 13.24%-21.24% variable APR after that
  • No annual fee
  • Use Spark Cash Select across all your business spend, with no categories to limit your purchasing
  • Rewards don't expire, and you can redeem your cash back for any amount, anytime
  • Get employee cards at no additional cost, and earn rewards from their business spend

Capital One® Spark® Miles Select for Business

Intro (Purchases)
0% for 9 months
Intro (Transfers)
N/A
Regular APR
13.24% - 21.24% (Variable)
Annual Fee
$0
Credit Recommended
Excellent, Good

Highlights

  • Earn 1.5 miles per $1 on every purchase, every day
  • Plus, a one-time bonus of 20,000 miles once you spend $3,000 on purchases within 3 months of approval
  • Miles don't expire, and there are no categories to limit where or what you buy
  • Save on interest with 0% intro APR on purchases for 9 months; 13.24%-21.24% variable APR after that
  • Pay no annual fee or foreign transaction fees
  • Get online Quarterly and Year-End Summaries
  • There's no limit to the amount of miles you can earn and miles don't expire
  • Fly on any airline, anytime, with no blackout dates or seat restrictions

Capital One® Spark® Classic for Business

Intro (Purchases)
N/A
Intro (Transfers)
N/A
Regular APR
23.24% (Variable)
Annual Fee
$0
Credit Recommended
Average, Fair, Limited

Highlights

  • Enjoy no annual fee
  • Earn 1% cash back on every purchase, every day
  • Build business credit with responsible use
  • Fraud coverage if your card is ever lost or stolen
  • No foreign transaction fees
  • Enjoy business benefits including Year-End Summaries, employee cards at no extra cost, and experienced small business customer service

U.S. Bank Business Edge™ Platinum Card

Intro Rate
0%*
Intro Period
12 billing cycles on purchases and balance transfers*
Regular APR
10.24%-18.24%* (Variable)
Annual Fee
$0*
Balance Transfer
Yes*
Credit Recommended
Excellent

Highlights

  • 0% Intro APR* on purchases and balance transfers for the first 12 billing cycles
  • No annual fee*
  • Free employee cards
  • Zero fraud liability* protects you against unauthorized transactions

*See Card Terms and Conditions.


U.S. Bank Business Edge™ Select Rewards Card

Intro Rate
0%*
Intro Period
9 billing cycles on purchases*
Regular APR
12.24%-18.24%* (Variable)
Annual Fee
$0*
Balance Transfer
No*
Credit Recommended
Excellent

Highlights

  • Earn 10,000 bonus points after you spend $500 in net purchases during the first 90 days after opening your account
  • Earn 3 points per dollar on net purchases in one category of your choice: Day-to-Day Expenses, Automobile or Travel & Entertainment
  • Earn 1 point per dollar on all other net purchases
  • No cap on total points you can earn
  • No annual fee*
  • Net purchases are purchases minus credits and returns

*See Card Terms and Conditions


U.S. Bank FlexPerks® Business Edge™ Travel Rewards Card

Intro Rate
N/A
Intro Period
N/A
Regular APR
12.24% - 18.24%* (Variable)
Annual Fee
$0* intro for the first year, then $55* $10 every year for employees
Balance Transfer
Yes*
Credit Recommended
Excellent

Highlights

  • Earn 20,000 bonus FlexPoints after the first $3,500 in net purchases in the first 4 months of account opening
  • Award travel starts at just 20,000 FlexPoints (up to a $400 ticket value) on over 150 airlines with no blackout dates or online redemption fees
  • Earn one FlexPoint for every $1 spent in net purchases
  • Earn double FlexPoints on the category you spend the most on (gas, office supplies or airline) and most cell phone expenses during each billing cycle
  • Earn Triple FlexPoints on qualifying charitable donations
  • Receive an airline allowance of up to $25 with every award travel ticket to use toward baggage fees, in-flight food or drinks and more
  • $0 intro Annual Fee* the first year, and $55 per year thereafter (+$10 for employees every year)

*See Card Terms and Conditions

*See online credit card application for details on the terms and conditions.