Business Credit Cards

Business credit cards are specifically designed to meet the needs of small business owners. Cardholders can take advantage of several perks including flexible payment terms, business-focused rewards programs, expense tracking, and typically lower APRs.

Apply Now
Capital One® Spark® Cash for Business
Apply Now at the Capital One® secure site.
Intro (Purchases)
N/A
Intro (Transfers)
N/A
Regular APR
17.74% (Variable)
Annual Fee
$0 intro for first year; $59 after that
Credit Recommended
Excellent, Good

Highlights

  • Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business
  • Plus, a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening
  • Use Spark Cash across all your business spend, with no categories to limit your purchasing
  • $0 intro annual fee for the first year; $59 after that
  • Rewards don't expire, and you can redeem your cash back for any amount, anytime
  • Get employee cards at no additional cost, and earn rewards from their business spend
See additional details for Capital One® Spark® Cash for Business

Apply Now
BuyPower Business Card from Capital One® -Get The Card That Helps You Get The Car
Apply Now at the Capital One® secure site.
Intro (Purchases)
0% for 12 months
Intro (Transfers)
n/a
Regular APR
13.99% Variable APR
Annual Fee
$0
Credit Recommended
Excellent

Highlights

  • 3% Earnings on purchases at gas stations, restaurants, and office supply stores; 1% Earnings on all other purchases; plus, 5% Earnings on purchases of GM parts, accessories and service at authorized GM dealers - all of which can be exclusively redeemed toward the purchase or lease of an eligible, new Chevrolet, Buick, GMC or Cadillac vehicle
  • No annual fee, no limit to how much you can earn and redeem, and your Earnings don't expire; plus, a 0% Intro APR on purchases for the first 12 months and a variable APR of 13.99% after that

Apply Now
Capital One® Spark® Miles for Business
Apply Now at the Capital One® secure site.
Intro (Purchases)
N/A
Intro (Transfers)
N/A
Regular APR
17.74% (Variable)
Annual Fee
$0 intro for first year; $59 after that
Credit Recommended
Excellent, Good

Highlights

  • Earn 2 miles per $1 on every purchase, every day
  • Plus, a one-time bonus of 50,000 miles once you spend $4,500 on purchases within 3 months from account opening
  • Miles don't expire, and there are no categories to limit where or what you buy
  • $0 intro annual fee for the first year; $59 after that
  • There's no limit to the amount of miles you can earn and miles don't expire
  • Redeem miles for travel, cash back, gift cards and more
  • No foreign transaction fees and fly on any airline, anytime, with no blackout dates or seat restrictions
See additional details for Capital One® Spark® Miles for Business

Apply Now
Capital One® Spark® Cash Select for Business
Apply Now at the Capital One® secure site.
Intro (Purchases)
0% for 9 months
Intro (Transfers)
N/A
Regular APR
13.74% - 21.74% (Variable)
Annual Fee
$0
Credit Recommended
Excellent, Good

Highlights

  • Earning unlimited 1.5% cash back could mean thousands of dollars each year going back into your business
  • Plus, a one-time $200 cash bonus once you spend $3,000 on purchases within 3 months from account opening
  • Save on interest with 0% intro APR on purchases for 9 months; 13.74%-21.74% variable APR after that
  • No annual fee
  • Use Spark Cash Select across all your business spend, with no categories to limit your purchasing
  • Rewards don't expire, and you can redeem your cash back for any amount, anytime
  • Get employee cards at no additional cost, and earn rewards from their business spend

Apply Now
Capital One® Spark® Classic for Business
Apply Now at the Capital One® secure site.
Intro (Purchases)
N/A
Intro (Transfers)
N/A
Regular APR
23.74% (Variable)
Annual Fee
$0
Credit Recommended
Average, Fair, Limited

Highlights

  • Enjoy no annual fee
  • Earn 1% cash back on every purchase, every day
  • Build business credit with responsible use
  • Fraud coverage if your card is ever lost or stolen
  • No foreign transaction fees
  • Enjoy business benefits including Year-End Summaries, employee cards at no extra cost and experienced small business customer service

Apply Now
Capital One® Spark® Miles Select for Business
Apply Now at the Capital One® secure site.
Intro (Purchases)
0% for 9 months
Intro (Transfers)
N/A
Regular APR
13.74% - 21.74% (Variable)
Annual Fee
$0
Credit Recommended
Excellent, Good

Highlights

  • Earn 1.5 miles per $1 on every purchase, every day
  • Plus, a one-time bonus of 20,000 miles once you spend $3,000 on purchases within 3 months from account opening
  • Miles don't expire, and there are no categories to limit where or what you buy
  • Save on interest with 0% intro APR on purchases for 9 months; 13.74%-21.74% variable APR after that
  • Pay no annual fee or foreign transaction fees
  • Get online Quarterly and Year-End Summaries
  • There's no limit to the amount of miles you can earn and miles don't expire
  • Fly on any airline, anytime, with no blackout dates or seat restrictions

*See online credit card application for details on the terms and conditions.