When Is it Time to Take Out a Business Loan for Your Side Gig? Read On Kat Tretina January 26, 2018 When your side gig takes off, it's not uncommon to hit a wall. You've expanded your small business to its capacity with the supplies, space and inventory you have now. To make it go further, you need more money. Here are three ways to know it’s time to add more capital to your business, and where to go to find it.