Editorial Disclaimer

Bank Your Way To Credit™ with Aspire

Bank Your Way To Credit™ with Aspire

Aspire®, known for its Credit Card and Cash Back Reward Card, is now offering a banking product that helps you Bank Your Way to Credit™. While there are several “credit building” options out there, this is one of the first opportunities to “bank your way” to a credit card offer. Aspire® is offering a new way for its user to put them on the path to credit and help you reach your financial goals.

How does Aspire Banking Work?

Follow these 4 steps and you could receive a prequalified Aspire® Credit Card offer in as little as 90 days:

  1. Open an Aspire Banking Account
  2. Deposit a minimum of $500 per statement cycle for 3 consecutive statement cycles
  3. Keep daily account balance above $25 for 3 consecutive statement cycles
  4. After funding your account, make 3 debit card purchases per statement cycle (that post and settle) for 3 consecutive statement cycles

It is important to note that to qualify for a credit card offer, steps 2, 3, and 4 must be completed within the same 3 consecutive statement cycles and within 12 months of opening your account. The best part about Aspire Banking? Prequalifying will not affect your credit score!

Nowadays it is all about the features, so let’s see what Aspire Banking has to offer. Mobile deposit, get paid faster (depending on your payroll provider’s direct deposit process,) transfer money with Zelle®, no monthly fees or overdraft charges, and by using the Aspire Banking account you can qualify for an Aspire Credit Card! So many awesome features that make a big impact when choosing your best route to getting a credit card.

Not sure what Zelle® is?

Zelle® is a digital payments network that allows you to send money to family and friends even if they bank somewhere different than you do. While Zelle ® is relatively new to the digital payments space, it’s network of participating financial institutions is always growing. Aspire ® is happy to be able to offer its user this digital payments option.

A Few Other Perks

A few other things to note about this Aspire Banking offer is that you can use your debit card at an ATM. There are over 55,000 Allpoint® Surcharge-Free ATMs worldwide that you can use your card at. Worried about online bill payment? You can securely schedule and pay bills right from your Account Center (desktop or mobile) to any merchant. And last but not least, there is no wait time for your new Aspire™ Debit Card. Once you set up and log in to your Aspire Banking account you can immediately pay bills, transfer money, and set up direct deposit all from your Account Center.

If you’re in the market for a credit card but needing some help to get approved, Aspire Banking is definitely worth looking into. Just follow those 4 steps and receive a prequalified Aspire® Credit Card offer in as little as 90 days. Experience the difference with the power of Aspire.

Follow Us Here!

Editorial Disclaimer: Information in these articles is brought to you by CreditSoup. Banks, issuers, and credit card companies mentioned in the articles do not endorse or guarantee, and are not responsible for, the contents of the articles. The information is accurate to the best of our knowledge when posted; however, all credit card information is presented without warranty. Please check the issuer’s website for the most current information.

Advertiser Disclosure

CreditSoup is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which CreditSoup receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditSoup does not include all companies or all offers available in the marketplace. CreditSoup may use other proprietary factors to impact offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval.

Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category.

CreditSoup.com may be compensated by companies mentioned on our site when a consumer’s application is accepted or approved by the company.