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4 Top Cards You Need This Shopping Season

4 Top Cards You Need This Shopping Season

'Tis the season to shop smart and save big! Whether you're on the hunt for the perfect gift or eyeing those tempting holiday discounts, having the right credit card in your wallet can make all the difference. Here are four top-notch credit cards that can elevate your shopping experience and help you make the most out of this festive season.

Let's explore the benefits of the Milestone® Mastercard®, Destiny Mastercard, Chase Freedom Unlimited®, and Chase Sapphire Preferred® Card.

Building Credit with Milestone® Mastercard®

If you're on a journey to improve your credit and still want the flexibility to make holiday purchases, the Milestone® Mastercard® for fair credit is an excellent choice. Designed specifically for those with fair credit scores, this card offers a chance to responsibly build credit while enjoying the convenience of a Mastercard®. Take control of your financial future and elevate your credit score as you shop for the perfect gifts.

Milestone® Mastercard®

Credit Recommended:
Fair/Good
Credit Recommended:
Fair/Good
Regular APR
See terms
Credit Recommended
Fair/Good
Annual Fee
See terms
Apply Now on the Milestone Mastercard® secure website.
Card Brand
Mastercard
Credit Limit
$700
Cash Advance Fee
See terms

Highlights

  • Greater access to credit than before - $700 credit limit
  • Get a Mastercard accepted online, in store and in app
  • Account history is reported to the three major credit bureaus in the U.S.
  • $0 liability* for unauthorized use
  • Access your account online or from your mobile device 24/7
  • *Fraud protection provided by Mastercard Zero Liability Protection. If approved, you'll receive the Mastercard Guide to Benefits that details the complete terms with your card.
See additional details for Milestone® Mastercard®

Instant Credit with Destiny Mastercard® ($700 Limit)

For those seeking instant credit approval without compromising on spending power, the Destiny Mastercard® with a $700 limit is your go-to solution. This card provides a quick and straightforward application process, allowing you to make those holiday purchases without delay. With a clear credit limit of $700, you can shop confidently within your budget and avoid overspending during the festive season.

Destiny Mastercard®

Credit Recommended:
Poor to Good
Credit Recommended:
Poor to Good
Regular APR
See terms
Annual Fee
See terms
Credit Recommended
Poor to Good
Apply Now on the Destiny Mastercard® secure website.
Brand Name
Mastercard
Credit Limit
$700
Cash Advance Fee
See terms

Highlights

  • All the benefits of a Mastercard, without a security deposit
  • 24/7 access to your account, even on mobile!
  • Reports to all three major credit bureaus
  • Less than perfect credit is okay, even with a prior bankruptcy!
See additional details for Destiny Mastercard®

Unlimited Rewards with Chase Freedom Unlimited®

If you've got a good credit history and love the idea of unlimited rewards, the Chase Freedom Unlimited® is a game-changer. This card offers cash back on every purchase, with no rotating categories to keep track of. Enjoy the simplicity of earning rewards as you shop for holiday essentials. Whether it's gifts for loved ones or festive decorations, the Chase Freedom Unlimited® adds a touch of extra savings to your season.

Chase Freedom Unlimited®

Credit Recommended (660-850):
Good/Excellent
Learn More
Chase Freedom Unlimited®
Editor’s Rating: 4.7
4.7
Credit Recommended (660-850):
Good/Excellent
Rewards Rate 1
1.5% - 5% cash back
Intro (Purchases)
0% Intro APR on Purchases 15 months
Annual Fee
$0
Learn More on the Chase secure website.
Intro Rewards Bonus
Up to $300 cash back
Intro (Transfers)
0% Intro APR on Balance Transfers 15 months
Regular APR
20.49% - 29.24% Variable

Highlights

  • INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
  • Enjoy 6.5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
  • After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase Travel, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
  • No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
  • Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24%.
  • No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
  • Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
  • Member FDIC
See additional details for Chase Freedom Unlimited®

Premium Rewards with Chase Sapphire Preferred® Card

For those with excellent credit, the Chase Sapphire Preferred® Card is the epitome of luxury and rewards. Elevate your holiday shopping experience with generous sign-up bonuses, flexible redemption options, and premium travel benefits. From exclusive shopping perks to points that can fund your dream vacation, this card is a symbol of sophistication and financial prowess.

Chase Sapphire Preferred® Card

Credit Recommended (660-850):
Good/Excellent
Learn More
Chase Sapphire Preferred® Card
Editor’s Rating: 4.8
4.8
Credit Recommended (660-850):
Good/Excellent
Intro Rewards Bonus
60,000 bonus points
Rewards Rate 1
5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases
Foreign Trans Fee
$0
Learn More on the Chase secure website.
Annual Fee
$95
Regular APR
21.49%-28.49% Variable
Credit Recommended
Good/Excellent

Highlights

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
  • Enjoy benefits such as 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, and $50 annual Ultimate Rewards Hotel Credit, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
  • Member FDIC
See additional details for Chase Sapphire Preferred® Card

The Right Card Can Make A Difference

When it comes to holiday shopping, having the right credit cards in your wallet can make all the difference. Whether you're building credit, looking for instant approval, or aiming for top-tier rewards, these four credit cards cater to various credit needs. Remember, the right credit card can transform your shopping habits and make the holiday season even more rewarding. Consider your financial goals and preferences when choosing the card that aligns with your needs. Happy shopping and smart spending!

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