Top Rated for Fair Credit

First Access Visa® Card

Credit Recommended:
Fair
Apply Now On the First Access Visa® Card secure website
Credit Recommended:
Fair
Regular APR
35.99%*
Annual Fee
$75.00 1st year, $48.00 after*
Credit Recommended
Fair
Apply Now On the First Access Visa® Card secure website
Cash Advance APR
35.99%*
Late Payment Fee
Up to $41.00*
Return Payment Fee
Up to $41.00*

Highlights

See additional details for First Access Visa® Card

Blaze Mastercard® Credit Card

Credit Recommended:
Average/ Fair
Apply Now on the the Blaze secure website.
Credit Recommended:
Average/ Fair
Credit Line
Up to $1,500*
Regular APR
29.9% Fixed
Security Deposit
None
Apply Now on the the Blaze secure website.
Credit Recommended
Average/ Fair

Highlights

  • Let's Grow Together!
  • Credit line up to $1,500 – *most receive $350; some higher
  • In as little as 6 months you may get a credit line increase by making on-time payments and keeping your account in good standing
  • Don’t worry if you don’t have perfect credit, let’s work to rebuild together!
  • Skip the mail and apply easily and securely online
  • 24/7 on-the-go account access with our free mobile app
See additional details for Blaze Mastercard® Credit Card

See Pricing & Terms details on the Blaze secure website.


Milestone® Mastercard®

Credit Recommended:
Fair/Good
Apply Now on the Milestone Mastercard® secure website.
Credit Recommended:
Fair/Good
Regular APR
See terms
Credit Recommended
Fair/Good
Annual Fee
See terms
Apply Now on the Milestone Mastercard® secure website.
Card Brand
Mastercard
Credit Limit
$700
Cash Advance Fee
See terms

Highlights

  • Greater access to credit than before - $700 credit limit
  • Get a Mastercard accepted online, in store and in app
  • Account history is reported to the three major credit bureaus in the U.S.
  • $0 liability* for unauthorized use
  • Access your account online or from your mobile device 24/7
  • *Fraud protection provided by Mastercard Zero Liability Protection. If approved, you'll receive the Mastercard Guide to Benefits that details the complete terms with your card.
See additional details for Milestone® Mastercard®

Imagine® Visa® Credit Card

Credit Recommended:
Fair/Poor
Apply Now on the Imagine Card secure website.
Credit Recommended:
Fair/Poor
Credit Line
Up to $1,000 credit limit subject to credit approval
Rewards Rate 1
Up to 3% Cash Back Rewards; 3% Cash Back Reward on Gas, Groceries and Utility Bill Payments. 1% Cash Back Reward on all other eligible purchases.
Regular APR
29.99% or 36% Fixed
Apply Now on the Imagine Card secure website.
Annual Fee
As low as $85
Credit Recommended
Fair/Poor
Card Brand
Visa®

Highlights

  • Earn 3% Cash Back Rewards* on Gas, Groceries and Utility Bill Payments
  • Earn 1% Cash Back Rewards* on all other eligible purchases
  • Up to $1,000 credit limit subject to credit approval
  • $0 fraud liability**
  • Free Credit Score†
  • The Imagine Card is issued by WebBank
    *See Program Terms for important information about the cash back rewards program.
    **Zero liability subject to Visa’s Zero Liability Policy.
    † Your credit score will be available in your online account 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only and may not be used by WebBank (the issuer of this card) or other creditors to make credit decisions.
See additional details for Imagine® Visa® Credit Card

Capital One Platinum Credit Card

Credit Recommended:
Average, Fair, Limited
Check Pre-Approval on the Capital One® secure website.
Credit Recommended:
Average, Fair, Limited
Annual Fee
$0
Fraud Coverage
$0 Fraud Liability for unauthorized charges
Regular APR
30.74% (Variable)
Check Pre-Approval on the Capital One® secure website.
Balance Transfer Fee
Balance Transfer Fee applies to balances transferred at a promotional rate
Foreign Trans Fee
None
Credit Recommended
Average, Fair, Limited

Highlights

  • No annual or hidden fees. See if you're approved in seconds
  • Be automatically considered for a higher credit line in as little as 6 months
  • Help build your credit through responsible use of a card like this
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Monitor your credit score with CreditWise from Capital One. It's free for everyone
  • Get access to your account 24 hours a day, 7 days a week with online banking from your desktop or smartphone, with Capital One's mobile app
  • Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
  • Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
See additional details for Capital One Platinum Credit Card
Rates & Fees

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Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category.

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