Top Rated for Fair Credit

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PREMIER Bankcard® Mastercard® Credit Card

Credit Recommended:
Fair/Poor
Apply Now
PREMIER Bankcard® Mastercard® Credit Card
Apply Now on the PREMIER Bankcard® secure website.
Credit Recommended:
Fair/Poor
Checking Account Required
Yes
Reports to Consumer Reporting Agencies
Yes
Card Brand
Mastercard®
Apply Now on the PREMIER Bankcard® secure website.
Credit Recommended
Fair/Poor

Highlights

  • PREMIER Bankcard credit cards are for building credit.
  • Start building credit by keeping your balance low and paying all your bills on time each month.
  • When you need assistance our award-winning US-based Customer Service agents are there to help.
  • Credit Limit Increase Eligible after 12 months of consistent responsible account management.
  • We report monthly to the Consumer Reporting Agencies to help you build your credit.
See additional details for PREMIER Bankcard® Mastercard® Credit Card

First Access Visa® Card

Credit Recommended:
Fair
Apply Now
First Access Visa® Card
Apply Now On the First Access Visa® Card secure website
Credit Recommended:
Fair
Rewards Rate
1% Cash Back Rewards on payments
Credit Limit
$200-500
Credit Recommended
Fair
Apply Now On the First Access Visa® Card secure website
Regular APR
35.99%*
Cash Advance APR
35.99%*
Reports to Consumer Reporting Agencies
Monthly to all 3 major bureaus

Highlights

  • An initial credit limit Up To $500! (See terms*)
  • First Access gives you 1% Cash Back – perfect credit not required!
  • Applying only takes a few minutes, and we will provide a credit response in 60 seconds or less.
  • Manage your account & 1% Cash Back Rewards on the First Access Card Mobile App!
  • *See Rates, Fees, Costs & Limitations for complete offer details
  • See First Access Rewards Programs Terms & Conditions for details
See additional details for First Access Visa® Card

Milestone® Mastercard®

Credit Recommended:
Fair/Good
Apply Now
Milestone® Mastercard®
Apply Now on the Milestone Mastercard® secure website.
Credit Recommended:
Fair/Good
Regular APR
See terms
Credit Recommended
Fair/Good
Annual Fee
See terms
Apply Now on the Milestone Mastercard® secure website.
Card Brand
Mastercard
Credit Limit
$700
Cash Advance Fee
See terms

Highlights

  • Greater access to credit than before - $700 credit limit
  • Get a Mastercard accepted online, in store and in app
  • Account history is reported to the three major credit bureaus in the U.S.
  • $0 liability* for unauthorized use
  • Access your account online or from your mobile device 24/7
  • *Fraud protection provided by Mastercard Zero Liability Protection. If approved, you'll receive the Mastercard Guide to Benefits that details the complete terms with your card.

Imagine® Visa® Credit Card

Credit Recommended:
Fair/Poor
Apply Now
Imagine® Visa® Credit Card
Apply Now on the Imagine Card secure website.
Credit Recommended:
Fair/Poor
Credit Line
Up to $1,000 credit limit subject to credit approval
Rewards Rate 1
Up to 3% Cash Back Rewards; 3% Cash Back Rewards on Gas, Groceries and Utility Bill Payments. 1% Cash Back Rewards on all other eligible purchases.
Regular APR
36% Fixed
Apply Now on the Imagine Card secure website.
Annual Fee
As low as $99
Credit Recommended
Fair/Poor
Card Brand
Visa®

Highlights

  • Earn Cash Back Rewards* on All Eligible Purchases – 3% on Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases
  • Up to $1,000 credit limit subject to credit approval
  • $0 fraud liability**
  • No Security Deposit
  • The Imagine Card is issued by WebBank
  • Review Cardholder Agreement for rate and fee information
    *See Program Terms for important information about the cash back rewards program.
    **Zero liability subject to Visa’s Zero Liability Policy.
See additional details for Imagine® Visa® Credit Card

Arro Card

Credit Recommended:
All Credit Types Accepted
Apply Now
Arro Card
Apply Now on the issuer’s secure website.
Credit Recommended:
All Credit Types Accepted
Regular APR
16% Variable
Credit Recommended
All Credit Types Accepted
Card Brand
Mastercard®
Apply Now on the issuer’s secure website.
Late Payment Fee
Up to $8
Return Payment Fee
$0
Annual Fee
$36* (*discounted in Year 1 for starting credit lines under $200)

Highlights

  • No hard inquiry to apply.
  • Apply in 5 minutes or less.
  • Get up to $200 with the unsecured Arro Card. Grow your credit line up to $2,500.
  • Earn 1% cash back on gas & groceries, including Walmart and Target
  • Instantly increase your credit limit as you master your personal finances in the Arro app.
  • Reports to all 3 credit bureaus.
  • The Arro Card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International.
See additional details for Arro Card

Vive Mastercard

Credit Recommended:
Good/Fair/Poor
Apply Now
Vive Mastercard
Apply Now on the issuer’s secure website.
Credit Recommended:
Good/Fair/Poor
Credit Limit
Up to $1500
Security Deposit
No
Regular APR
35.99%
Apply Now on the issuer’s secure website.
Annual Fee
$99 in year 1, then $39 thereafter
Credit Recommended
Good/Fair/Poor
Acceptance
Nationwide

Highlights

  • No security deposit
  • Feel confident knowing prequalifying will not affect your credit score
  • Fast and easy application process; results in seconds
  • Zero credit risk to see if you pre-qualify
  • Build your credit across 3 major credit reporting agencies: Experian, Equifax, and Transunion
  • Accepted Nationwide, wherever Mastercard is accepted
  • All credit types are welcome to apply!
  • Online and mobile app account access 24/7
  • Utilize the simplicity of mobile wallet to make purchases using Apple pay, Samsung Pay and Google Pay
  • Enjoy peace of mind with $0 fraud liability so that you won’t be responsible for unauthorized charges*
    *Fraud liability subject to Mastercard rules
See additional details for Vive Mastercard

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Issuers

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CreditSoup is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which CreditSoup receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditSoup does not include all companies or all offers available in the marketplace. CreditSoup may use other proprietary factors to impact offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval.

Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category.

CreditSoup.com may be compensated by companies mentioned on our site when a consumer’s application is accepted or approved by the company.

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