Points Rewards Cards

With Points Rewards credit cards, you can earn reward points for purchases made on the card. Some cards offer bonuses for card purchases within a certain time frame or on-going extra points for purchases in certain categories. Points can be redeemed for a variety of rewards such as merchandise, gift cards, and more.

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Capital One® Premier Dining Rewards Credit Card
Apply Now at the Capital One® secure site.
Intro (Purchases)
N/A
Intro (Transfers)
N/A
Regular APR
15.24% - 24.24% (Variable)
Annual Fee
$0
Credit Recommended
Excellent, Good

Highlights

  • One-time $100 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 3% cash back on dining, 2% on groceries and 1% on all other purchases
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • No annual fee
  • No foreign transaction fees

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Capital One® Spark® Cash for Business
Apply Now at the Capital One® secure site.
Intro (Purchases)
N/A
Intro (Transfers)
N/A
Regular APR
17.74% (Variable)
Annual Fee
$0 intro for first year; $59 after that
Credit Recommended
Excellent, Good

Highlights

  • Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business
  • Plus, a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening
  • Use Spark Cash across all your business spend, with no categories to limit your purchasing
  • $0 intro annual fee for the first year; $59 after that
  • Rewards don't expire, and you can redeem your cash back for any amount, anytime
  • Get employee cards at no additional cost, and earn rewards from their business spend
See additional details for Capital One® Spark® Cash for Business

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Capital One® Quicksilver® Cash Rewards Credit Card
Apply Now at the Capital One® secure site.
Intro (Purchases)
0% for 9 months
Intro (Transfers)
0% for 9 months
Regular APR
13.74% - 23.74% (Variable)
Annual Fee
$0
Credit Recommended
Excellent, Good

Highlights

  • One-time $100 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • Use your Quicksilver card and get 50% back as a statement credit on your monthly Spotify Premium subscription, now through April 2018
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • 0% intro APR on purchases for 9 months; 13.74%-23.74% variable APR after that
  • Balance transfers also have a 0% intro APR for 9 months; 13.74%-23.74% variable APR after that; a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees

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JetBlue Card
Apply Now at the Barclaycard secure site.
Intro (Purchases)
N/A
Intro (Transfers)
0% introductory APR First 12 billing cycles following each balance transfer that posts to account within 45 days of account opening
Regular APR
12.74%, 20.74% or 25.74% variable
Annual Fee
$0
Credit Recommended
Excellent/Good

Highlights

  • Earn 5,000 bonus points after you spend $1,000 on purchases in the first 90 days.
  • Earn 3 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases.
  • No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue-operated flights. Points required for an Award Flight will vary based on the published base fare at the time of booking.
  • Points awarded in your TrueBlue account don't expire.
  • Earn and share points together with Family Pooling.
  • 50% savings on eligible inflight purchases like cocktails and food on JetBlue-operated flights
  • No foreign transaction fees
  • Chip technology & $0 Fraud Liability protection
See additional details for JetBlue Card

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PlayStation® Card from Capital One®
Apply Now at the Capital One® secure site.
Intro (Purchases)
0% until December 2017
Intro (Transfers)
N/A
Regular APR
14.74% - 24.99% (Variable)
Annual Fee
$0
Credit Recommended
Good

Highlights

  • Earn 5,000 bonus points after your first purchase within 90 days from account opening
  • 10 points per $1 spent on all PlayStation® Store purchases
  • 3 points per $1 spent on PlayStation® and Sony® purchases at authorized retailers, with purchase confirmation
  • 3 points per $1 spent on fast food restaurants, movie theatres & your mobile phone bill
  • 1 point per $1 spent on all other purchases
  • Redeem for Sony products, movies, music & more
  • 0% intro APR on purchases until December 2017, 14.74% - 24.99% variable APR after that
  • No annual fee
See additional details for PlayStation® Card from Capital One®

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Sony® Card from Capital One®
Apply Now at the Capital One® secure site.
Intro (Purchases)
0% until December 2017
Intro (Transfers)
N/A
Regular APR
14.74% - 24.99% (Variable)
Annual Fee
$0
Credit Recommended
Excellent

Highlights

  • Earn 5,000 bonus points after your first purchase within 90 days from account opening
  • 5 points per $1 spent on Sony® purchases at authorized retailers, with purchase confirmation
  • 3 points per $1 spent on movie theaters, movie rentals, music downloads and digital streaming and subscription services
  • 1 point per $1 spent on all other purchases
  • Redeem for Sony products, movies, music & more
  • 0% intro APR on purchases until December 2017, 14.74% - 24.99% variable APR after that
  • No annual fee
See additional details for Sony® Card from Capital One®

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Simmons Bank Visa® Platinum Rewards
Apply Now at the Simmons First National Bank secure site.
Intro Rate
N/A*
Intro Period
N/A
Regular APR
10.00% Variable*
Annual Fee
None
Balance Transfer
Yes
Credit Recommended
Excellent*

Highlights

  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved
  • Low 10.00% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
  • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
  • Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
  • No Annual Fee
See additional details for Simmons Bank Visa® Platinum Rewards

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USAA Rewards™ Visa Signature®
Apply Now at the USAA Savings Bank secure site.
Intro Rate
N/A*
Intro Period
N/A*
Regular APR
10.65% to 26.65% APR
Annual Fee
$0
Balance Transfer
Yes*
Credit Recommended
Good to Excellent

Highlights

  • Earn one point for every dollar spent on your everyday purchases.
  • Get 2,500 bonus points with your first purchase.
  • Redeem points for cash, merchandise, gift cards and more.
See additional details for USAA Rewards™ Visa Signature®

USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.


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USAA Rewards™ American Express® Card
Apply Now at the USAA Savings Bank secure site.
Intro Rate
N/A*
Intro Period
N/A*
Regular APR
10.65% to 26.65% APR
Annual Fee
$0
Balance Transfer
Yes*
Credit Recommended
Good to Excellent

Highlights

  • Earn one point for every dollar spent on your everyday purchases.
  • Earn 2X points per dollar on gas and groceries with no caps.
  • Get 2,500 bonus points with your first purchase.
  • Redeem points for cash, merchandise, gift cards and more.
See additional details for USAA Rewards™ American Express® Card

USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.


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JetBlue Plus Card
Apply Now at the Barclaycard secure site.
Intro (Purchases)
N/A
Intro (Transfers)
0% introductory APR First 12 billing cycles following each balance transfer that posts to account within 45 days of account opening
Regular APR
12.74%, 20.74% or 25.74% variable
Annual Fee
$99
Credit Recommended
Excellent

Highlights

  • Earn 30,000 bonus points after you spend $1,000 on purchases within the first 90 days
  • Earn 6 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases
  • No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue-operated flights. Points required for an Award Flight will vary based on the published base fare at the time of booking
  • Points awarded in your TrueBlue account don't expire.
  • Earn and share points together with Family Pooling
  • Earn 5,000 bonus points every year after your account anniversary
  • 50% savings on eligible inflight purchases like cocktails and food & the primary cardmember's first checked bag is free on JetBlue-operated flights
  • Enjoy TrueBlue Mosaic benefits for one year after you spend $50,000 or more on purchases each calendar year with your card
  • Enjoy a $100 statement credit after purchasing a JetBlue Vacations package of $100 or more with your JetBlue Plus Card
See additional details for JetBlue Plus Card

More about Points Rewards Credit Cards…

Credit card companies encounter severe competition for the business of those people with excellent credit histories. Therefore, they are always trying new ways to bring in those preferred customers. Obviously, offering low interest rates and no annual fees is a good place to start, but they can't reduce interest too much or they won't make any money. Once that law of diminishing returns sets in, companies turn to other enticements. The opportunity to earn free air travel was one of the first reward programs. Since that was highly successful, it was followed by cards that let you earn credit toward automobile purchases, cruises, car rentals and other bonuses.

The next generation of enticements is cards that offer points which can be redeemed for any of several kinds of merchandise, even groceries and movie tickets. These points accrue in proportion to your expenditures. After a minimum balance of points is reached, they can be redeemed at any of the company's participating partners. This has been considered the most flexible and useful reward so far. But how do you get one of these cards and which one has the best partners? CreditSoup.com can help you find the card which offers you the most useful rewards. With our in-depth knowledge of credit companies, we can sift through the avalanche of offers available and find the card which best suits your needs. We do the work and you get the rewards!

*See online credit card application for details on the terms and conditions