With points rewards credit cards, you can earn reward points for purchases made on the card. Some cards offer bonus points for purchases on the card within a certain timeframe or on-going extra points for purchases in certain categories. Points can be used for a variety of rewards such as merchandise, gift cards, cash back, or travel rewards. See the selection of Points Rewards credit cards below and apply today by completing a secure online application.
*See online credit card application for details on the terms and conditions
More about Points Rewards Credit Cards…
Credit card companies encounter severe competition for the business of those people with excellent credit histories. Therefore, they are always trying new ways to bring in those preferred customers. Obviously, offering low interest rates and no annual fees is a good place to start, but they can't reduce interest too much or they won't make any money.
Once that law of diminishing returns sets in, companies turn to other enticements. The opportunity to earn free air travel was one of the first reward programs. Since that was highly successful, it was followed by cards that let you earn credit toward automobile purchases, cruises, car rentals and other bonuses.
The next generation of enticements is cards that offer points which can be redeemed for any of several kinds of merchandise, even groceries and movie tickets. These points accrue in proportion to your expenditures. After a minimum balance of points is reached, they can be redeemed at any of the company's participating partners. This has been considered the most flexible and useful reward so far. But how do you get one of these cards and which one has the best partners?
CreditSoup.com can help you find the card which offers you the most useful rewards. With our in-depth knowledge of credit companies, we can sift through the avalanche of offers available and find the card which best suits your needs. We do the work and you get the rewards!