Personal Loans

Personal loans can offer quick decision times and almost immediate funding. One of the unique characteristics of some personal loans is that they do not require you to secure the loan with any type of collateral like many other loans require; you just have to meet the eligibility criteria. Personal loans can be used for a number of purposes, whether it’s for your education, an emergency situation, or even just for holiday spending. Personal loans are not only one of the fastest and most secure avenues of receiving credit, but they also offer consumers the peace of mind of letting these funds be used for any purpose they desire without having to specify this when applying. If this is the type of credit product you’re in search of, select the best offer for you below.

Monevo USA Personal Loans

Credit Recommended:
All Credit Considered
Get Started on issuer’s secure website.
Credit Recommended:
All Credit Considered
Loan Amount
$500-$100,000
Credit Check
Soft Credit Pull
Credit Recommended
All Credit Considered
Get Started on issuer’s secure website.

Highlights

  • A multi-award winning personal loan matching service
  • Personalized loan offers in less than 60 seconds.
  • Rates starting at 3.49%* APR
  • No impact on your credit score to check your personal loan rates
  • Funds available as soon as next business day
See additional details for Monevo USA Personal Loans

Upgrade Personal Loan

Credit Recommended:
Fair, Good, Excellent
Apply Now on issuer’s secure website.
Credit Recommended:
Fair, Good, Excellent
Loan Amount
$1,000 - $35,000
Credit Check
Yes
Credit Recommended
Fair, Good, Excellent
Apply Now on issuer’s secure website.
Regular APR
5.94%-35.97%

Highlights

  • Choose the loan that fits your budget and timeline.
  • Fixed rates, so you always know what to expect.
  • Quick online application -- get pre-approved in just minutes.
  • No obligation and no impact to your credit score when you check your rate.
See additional details for Upgrade Personal Loan

LifeLoans

Credit Recommended:
All Credit Types Considered
Get Started on issuer’s secure website.
Credit Recommended:
All Credit Types Considered
Loan Amount
$100 - $40,000
Credit Check
No
Credit Recommended
All Credit Types Considered
Get Started on issuer’s secure website.

Highlights

  • Not available to residents of CT, NH, WA, and VT.
  • Loan decisions in 2 minutes.
  • All credit types considered.
  • Large lender marketplace.
  • See if you qualify today.
See additional details for LifeLoans

5kfunds.com

Credit Recommended:
All Credit Considered
Get Started on issuer’s secure website.
Credit Recommended:
All Credit Considered
Loan Amount
$500-$35,000
Credit Check
Soft Credit Pull
Credit Recommended
All Credit Considered
Get Started on issuer’s secure website.

Highlights

  • Loan amounts of $500 - $35,000
  • APR starting at 5.99%
  • Quick decisions - Conveniently Online
  • Secure and Hassle Free Process
  • Safe, Secure, & trusted form
See additional details for 5kfunds.com

43money.com

Credit Recommended:
All Credit Types Considered
Apply Now on network's secure website.
Credit Recommended:
All Credit Types Considered
Loan Amount
1k-5k Loan amounts
Credit Check
Depends on Lender
Credit Recommended
All Credit Types Considered
Apply Now on network's secure website.

Highlights

  • Loans from $100-$5,000 are only moments away
  • Fast Real Time Results
  • All Credit Types Considered
  • Safe and Secure
See additional details for 43money.com

EVEN Financial

Credit Recommended:
Poor to Excellent
Get Started on issuer’s secure website.
Credit Recommended:
Poor to Excellent
Loan Amount
$1,000 to $100,000
Credit Check
Yes
Credit Recommended
Poor to Excellent
Get Started on issuer’s secure website.

Highlights

  • Get an Unsecured Personal Loan up to $100,000 as soon as next business day
  • Loans for Debt Consolidation, Home Improvement, Medical Expenses, Large Purchase, and more!
  • Takes less than 60 seconds to be matched with the loan product with rates from 4.99% - 35.99%
  • Loan search is 100% free and does NOT affect your credit score
  • Loan terms from 24-84 months
See additional details for EVEN Financial

Lend365

Credit Recommended:
See website for Details*
Apply Now on issuer’s secure website.
Credit Recommended:
See website for Details*
Loan Amount
Up to $1,000
Credit Check
See website for Details*
Credit Recommended
See website for Details*
Apply Now on issuer’s secure website.

Highlights

  • Most Credit Types Can Apply
  • Simple Online Process
  • Loans for Any Reason
See additional details for Lend365

Self - Credit Builder Account + Secured Visa® Credit Card

Credit Recommended:
See website for Details*
Get Started on Lead Bank, Member FDIC, Equal Housing Lender secure website.
Credit Recommended:
See website for Details*
Loan Amount
Save $525-$1,700
Credit Check
No Credit Required
Credit Recommended
See website for Details*
Get Started on Lead Bank, Member FDIC, Equal Housing Lender secure website.

Highlights

  • Get the savings plan that helps build credit today!
  • Start with a Credit Builder Account that reports monthly payments to all 3 major credit bureaus.
  • Sample product: A $539.00 Credit builder account, paid 12 times over one year would have a monthly payment of $48.00, and an Annual Percentage Rate of 15.97%. Please refer to www.self.inc/pricing for the most recent pricing options.

Finturf - online consumers to local storefront lenders

Credit Recommended:
See website for Details*
Get Started on issuer’s secure website.
Credit Recommended:
See website for Details*
Loan Amount
See website for Details*
Credit Check
See website for Details*
Credit Recommended
See website for Details*
Get Started on issuer’s secure website.

Highlights

Local financing may be available in your area! Use Finturf to try to connect to nearby lending locations that may offer:

  • up to a $40,000 fixed-rate, unsecured loan
  • a more subjective decision process for all credit types
  • access to loan products that may not be available online
  • flexible options for receiving funds

BadCreditLoans.com

Credit Recommended:
Any
Get Started on issuer’s secure website.
Credit Recommended:
Any
Loan Amount
Up to $10,000*
Credit Check
No
Credit Recommended
Any
Get Started on issuer’s secure website.

Highlights

  • Loans up to $10,000
  • Funds directly deposited, if approved
  • All Credit types Accepted
  • Loans Available for Nearly Any purpose
See additional details for BadCreditLoans.com

ZippyLoan.com

Credit Recommended:
All Credit Types Welcome
Get Started on issuer’s secure website.
Credit Recommended:
All Credit Types Welcome
Loan Amount
$100 - $15,000
Credit Check
See website for Details*
Credit Recommended
All Credit Types Welcome
Get Started on issuer’s secure website.

Highlights

  • Secure, Fast, and Easy, let Zippy Loan help you today!
  • LIVE stress Free and get the financial relief you need
  • No matter where you are in the United States Zippy Loan can connect you with a Lender
  • Security is our top priority; rest assured your information is protected and secure
  • Get connected with a lender at no cost!
See additional details for ZippyLoan.com
Advertiser Disclosure

More about Personal Loans…

A personal loan, or consumer loan, is an unsecured loan that is not collateralized by a lien on the borrower's assets. The loan is based on the borrower’s credit history and the ability to repay. Personal loans are typically structured as installment loans that are paid back over a predefined period of time. Personal loans can be used for almost anything such as vacations, purchasing a vehicle, college expenses, home improvements, unexpected expenses, or bill consolidation. Interest rates for a personal may vary based on the consumer’s credit worthiness, length of the note, and amount borrowed.


Loan Finder

Free service to locate top lenders and rates. Funds to your account in as little as 24 hours! It only takes a few minutes to apply.

Find Loans
As featured on:
Huffpost Inc Nasdaq

Advertiser Disclosure

CreditSoup is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which CreditSoup receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditSoup does not include all companies or all offers available in the marketplace. CreditSoup may use other proprietary factors to impact offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval.

Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category.

CreditSoup.com may be compensated by companies mentioned on our site when a consumer’s application is accepted or approved by the company.