Other Issuers

Apply Now On the Indigo® Mastercard® secure website
Credit Recommended:
Fair/Good
Annual Fee
$0 - $99
Regular APR
24.9%
Credit Recommended
Fair/Good
Apply Now On the Indigo® Mastercard® secure website

Highlights

  • Pre-qualify today without an impact on your credit score
  • Keeping your account in good standing may help establish and/or improve your credit
  • 24/7 access to your account, even on mobile!
  • Protection from fraud, if your card happens to be lost or stolen
  • Account history is reported to the three major credit bureaus in the U.S.

First Access Visa® Card

Credit Recommended:
Fair/Bad
Apply Now On the First Access Visa® Card secure website
Credit Recommended:
Fair/Bad
Regular APR
See Terms
Annual Fee
See Terms
Balance Transfer
N/A
Apply Now On the First Access Visa® Card secure website
Credit Recommended
Fair/Bad

Highlights

  • Checking Account Required
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • Easy and secure online application
  • $300 credit limit (subject to available credit)
  • The First Access Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc.
See additional details for First Access Visa® Card

Total Visa® Card

Credit Recommended:
Fair/Bad Credit
Apply Now on the Total Visa® Card secure website.
Credit Recommended:
Fair/Bad Credit
Regular APR
See Terms*
Annual Fee
See Terms*
Activation Fee
See Terms*
Apply Now on the Total Visa® Card secure website.
Credit Recommended
Fair/Bad Credit

Highlights

  • Total Visa active cardholders get exclusive access to free Credit Monitoring powered by TransUnion!
  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine Visa credit card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • $300 credit limit (subject to available credit)
  • Reports monthly to all three major credit bureaus
See additional details for Total Visa® Card

Milestone® Mastercard®

Credit Recommended:
Fair/Good
Apply Now On the Milestone Gold Mastercard® secure website
Credit Recommended:
Fair/Good
Annual Fee
$35 - $99*
Regular APR
24.9%
Credit Recommended
Fair/Good
Apply Now On the Milestone Gold Mastercard® secure website

Highlights

  • Prequalify for a card today and it will not impact your credit score
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Reports to all three major credit bureaus
See additional details for Milestone® Mastercard®

*Dependent on credit worthiness


Net First Platinum

Credit Recommended:
Damaged credit to Fair credit
Apply Now on issuer’s secure website.
Credit Recommended:
Damaged credit to Fair credit
Credit Line
$750 Limit (Usable only at TheHorizonOutlet.com)
Regular APR
0% APR
Monthly Fee
See website for Details*
Apply Now on issuer’s secure website.
Credit Recommended
Damaged credit to Fair credit

Highlights

  • No Employment or Credit Check
  • Bad Credit, No Credit - OK
  • Always 0.0% APR
  • Fast Online Applications
See additional details for Net First Platinum

*See Card for Details


Apply Now On the Milestone Gold Mastercard® secure website
Credit Recommended:
Poor/Bad
Annual Fee
$35 - $99*
Regular APR
24.9%
Credit Recommended
Poor/Bad
Apply Now On the Milestone Gold Mastercard® secure website

Highlights

  • Prequalify for a card today and it will not impact your credit score
  • Less than perfect credit is okay
  • Mobile account access at any time
  • Protection from fraud if your card is stolen
  • Account history is reported to the three major credit bureaus in the U.S

*Dependent on credit worthiness


OpenSky® Secured Visa® Credit Card

Credit Recommended:
Poor
Apply Now on Capital Bank N.A. secure website.
Credit Recommended:
Poor
Regular APR
20.39% (variable)
Annual Fee
$35
Credit Line
$200-$3000 at time of application
Apply Now on Capital Bank N.A. secure website.
Credit Recommended
Poor
Cash Advance APR
20.39% (variable)
Late Payment Fee
Up to $38

Highlights

  • No credit check to apply and find out instantly if you are approved
  • OpenSky gives everyone an opportunity to improve their credit with an 85% average approval rate for the past 5 years
  • Get considered for a credit line increase after 6 months, with no additional deposit required
  • You could be eligible for the OpenSky Gold Unsecured Card after as few as 6 months
  • Reports to all 3 major credit bureaus monthly, unlike a prepaid or debit card
  • View your FICO® Score through your OpenSky account, an easy way to stay on top of your credit
  • Nearly half of OpenSky cardholders who make on-time payments improve their FICO score 30+ points in the first 3 months
  • Your refundable* deposit, as low as $200, becomes your OpenSky Visa credit limit
  • Easy application, apply in less than 5 minutes right from your mobile device
  • Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule
  • *View the cardholder agreement
See additional details for OpenSky® Secured Visa® Credit Card

Indigo® Mastercard®

Credit Recommended:
Fair/Good
Apply Now On the Indigo® Mastercard® secure website
Credit Recommended:
Fair/Good
Annual Fee
$0 - $99
Regular APR
24.9%
Credit Recommended
Fair/Good
Apply Now On the Indigo® Mastercard® secure website

Highlights

  • Easy pre-qualification process with fast response
  • Don't have perfect credit? No problem!
  • 24/7 access to your account, even on mobile!
  • No security deposit
  • Account history is reported to the three major credit bureaus in the U.S.
See additional details for Indigo® Mastercard®

Milestone Mastercard®

Credit Recommended:
Fair/Good
Apply Now On the Milestone Gold Mastercard® secure website
Credit Recommended:
Fair/Good
Annual Fee
$35 - $99*
Regular APR
24.9%
Credit Recommended
Fair/Good
Apply Now On the Milestone Gold Mastercard® secure website

Highlights

  • Prequalify for a card today and it will not impact your credit score
  • Less than perfect credit is okay
  • Access your account online or from your mobile device 24/7
  • Account history is reported to the three major credit bureaus in the U.S.
See additional details for Milestone Mastercard®

*Dependent on credit worthiness


Indigo® Mastercard® Credit Card

Credit Recommended:
Fair/Good
Apply Now On the Indigo® Mastercard® secure website
Credit Recommended:
Fair/Good
Annual Fee
$0 - $99
Regular APR
24.9%
Credit Recommended
Fair/Good
Apply Now On the Indigo® Mastercard® secure website

Highlights

  • Easy pre-qualification process with fast response
  • Less than perfect credit is okay
  • Online servicing available 24/7 at no additional cost
  • Unsecured credit card, no security deposit required
  • Account history is reported to the three major credit bureaus in the U.S.
See additional details for Indigo® Mastercard® Credit Card

Petal® 2 "Cash Back, No Fees" Visa® Credit Card

Credit Recommended:
Excellent/Good/Limited/No Credit
Apply Now on WebBank secure website.
Credit Recommended:
Excellent/Good/Limited/No Credit
Annual Fee
$0
Credit Limit
$300 - $10,000
Regular APR
16.74% - 30.74% Variable
Apply Now on WebBank secure website.
Balance Transfer Fee
N/A
Product Type
Consumer
Credit Recommended
Excellent/Good/Limited/No Credit

Highlights

  • No fees whatsoever. No late fee, foreign transaction fee, annual fee, or any-other-kind-of-fee, fee.
  • Variable APRs range from 16.74% - 30.74%
  • Up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments.
  • 1% cash back on eligible purchases right away
  • 2% - 10% cash back at select merchants
  • $300 - $10,000 credit limits
  • No credit score? No problem. If eligible, we'll create your Cash Score instead.
  • See if you're pre-approved within minutes without impacting your credit score.
  • Build credit alongside hundreds of thousands of Petal card members.
  • Petal reports to all 3 major credit bureaus.
  • No deposits required
  • Card issued by WebBank, Member FDIC

Apply Now On the Milestone Gold Mastercard® secure website
Credit Recommended:
Poor/Bad
Annual Fee
$35 - $99*
Regular APR
24.9%
Credit Recommended
Poor/Bad
Apply Now On the Milestone Gold Mastercard® secure website

Highlights

  • Easy pre-qualification process which does not affect your credit score
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Protection from fraud, if your card happens to be lost or stolen
  • Reports to all three major credit bureaus

*Dependent on credit worthiness


Petal® 1 "No Annual Fee" Visa® Credit Card

Credit Recommended:
Fair/Bad/Limited/No Credit
Apply Now on WebBank secure website.
Credit Recommended:
Fair/Bad/Limited/No Credit
Regular APR
23.74% - 33.24% Variable
Credit Recommended
Fair/Bad/Limited/No Credit
Credit Limit
$300 - $5,000
Apply Now on WebBank secure website.
Late Payment Fee
Late fees up to $29 for first late payment, $40 for second late payment.
Intro Rate
N/A
Intro Period
N/A

Highlights

  • $0 Annual Fee
  • Variable APRs range from 23.74% - 33.24%
  • $300 - $5,000 credit limits
  • Earn a credit limit increase in as little as 6 months. Terms and conditions apply.
  • No credit score? No problem. If eligible, we'll create your Cash Score instead.
  • 2% - 10% cash back at select merchants
  • See if you're pre-approved within minutes without impacting your credit score.
  • No annual or foreign transaction fees.
  • Build credit alongside hundreds of thousands of Petal card members.
  • Petal's mobile app makes it easy to manage your money, track your spending, and automate payments.
  • Petal reports to all 3 major credit bureaus
  • No deposits required
  • Card issued by WebBank, Member FDIC

*See online credit card application for details on the terms and conditions.


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Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category.

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