Credit Check
Plans start at $4.99/mo.
Number of Bureaus
All three credit bureaus
Checking Account Required
Credit Recommended
Limited/No, Bad, Fair
Product Type
Credit-builder that reports all bill payments as credit directly to all major credit bureaus.

Offer Overview

  • Automatically build your credit score with StellarFi.
  • Pay your monthly household bills through StellarFi and get your payments reported to the three main credit bureaus.
  • Access to free financial and credit education.
  • Easy bill linking and monitoring/tracking.
  • Promotional pricing for new members.

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Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category. may be compensated by companies mentioned on our site when a consumer’s application is accepted or approved by the company.