Intro Rewards Bonus
Earn 100,000 points.
Rewards Rate 1
Earn 4X points on Southwest Airlines® purchases. Earn 2X points at gas stations and restaurants. Earn 1X points on all other purchases.
Annual Fee
$229
Regular APR
19.99% - 28.49% Variable
Foreign Trans Fee
$0
Credit Recommended
Good/Excellent

Offer Overview

  • Limited Time Offer: Our best points offer this year, earn 100,000 bonus points after spending $4,000 on purchases in the first 5 months from account opening.
  • 7,500 anniversary points each year.
  • Earn 4 points per $1 spent on Southwest Airlines® purchases, including flights, inflight, and Southwest gift cards.
  • Earn 2 points for every $1 you spend at gas stations and restaurants
  • First checked bag free for Cardmembers and up to 8 additional passengers in the same reservation.
  • Select a Preferred seat at booking, at no additional charge, when available.*
  • Cardmembers and up to 8 passengers in the same reservation will board with Group 5 giving them earlier access to overhead bins.*
  • No foreign transaction fees.
  • Member FDIC

At a Glance

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Editor’s Rating

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