Advertiser Disclosure
Apply Now
OpenSky® Secured Visa® Credit Card

OpenSky® Secured Visa® Credit Card
Apply Now
Regular APR
22.14% (variable)
Annual Fee
$35
Credit Line
$200-$3000 at time of application
Credit Recommended
Poor
Cash Advance APR
22.14% (variable)
Late Payment Fee
Up to $38
Advertiser Disclosure

Offer Overview

  • No credit check to apply and find out instantly if you are approved
  • OpenSky gives everyone an opportunity to improve their credit with an 85% average approval rate for the past 5 years
  • Get considered for a credit line increase after 6 months, with no additional deposit required
  • You could be eligible for the OpenSky Gold Unsecured Card after as few as 6 months
  • Reports to all 3 major credit bureaus monthly, unlike a prepaid or debit card
  • View your FICO® Score through your OpenSky account, an easy way to stay on top of your credit
  • Nearly half of OpenSky cardholders who make on-time payments improve their FICO score 30+ points in the first 3 months
  • Your refundable* deposit, as low as $200, becomes your OpenSky Visa credit limit
  • Easy application, apply in less than 5 minutes right from your mobile device
  • Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule
  • *View the cardholder agreement

At a Glance

Editorial Disclaimer: This content is not provided or commissioned by the bank advertiser. Opinions expressed here are author’s alone, not those of the bank advertiser, and have not been reviewed, approved or otherwise endorsed by the bank advertiser. Also see Advertiser Disclosure.

Articles You May Like

  1. Top 5 Apps That Will Automatically Grow Your Savings Account Top 5 Apps That Will Automatically Grow Your Savings Account
  2. 8 Top Finds for Memorial Day Sales 8 Top Finds for Memorial Day Sales
  3. Summer Vacation Options that Won’t Break Your Budget Summer Vacation Options that Won’t Break Your Budget

Recommended Cards

  1. Chase Sapphire Preferred® Card
    4.8
    Chase Sapphire Preferred® Card
  2. FIT® Platinum Mastercard®
    FIT® Platinum Mastercard®

Advertiser Disclosure

CreditSoup is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which CreditSoup receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditSoup does not include all companies or all offers available in the marketplace. CreditSoup may use other proprietary factors to impact offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval.

Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category.

CreditSoup.com may be compensated by companies mentioned on our site when a consumer’s application is accepted or approved by the company.

Sign In
Sign In