Activation Fee
$0
Monthly Fee
$0 whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period, otherwise $5 per month
Direct Deposit Fee
$0
ATM Fee
$0 In-network withdrawal & balance inquiry, $3 Out-of-network withdrawal, $0.50 Out-of-network balance inquiry.
Credit Recommended
All Credit Types Considered
Reports to Consumer Reporting Agencies
See more on Go2bank site

Offer Overview

  • Get your pay up to 2 days early with ASAP Direct Deposit
  • Overdraft protection up to $200 with opt-in and eligible direct deposits
  • No monthly fees with eligible direct deposit, otherwise $5 per month
  • Earn over 10x the national savings rate average. 1% APY paid quarterly on savings up to $5,000.
  • Earn up to 7% cash back when you buy eGift Cards in the app
  • Earn 3% instant cash back when you buy Amazon eGift Cards in the app

At a Glance

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Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category.

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