Regular APR
See Issuer Website*
Annual Fee
See Issuer Website*
Credit Line
See Issuer Website*
Credit Recommended
Bad/Limited/No Credit

Offer Overview

Convenient one-time funding of your initial security deposit, unlike prepaid cards which must be loaded often.

  • If approved, fund the security deposit to open your account.
  • This is a genuine secured credit card - not a debit or prepaid card.
  • Opportunity to build your credit card limit over time by adding funds to your Security Deposit.
  • Security Deposits are placed in an FDIC-insured account.
  • Reports monthly to the major Consumer Reporting Agencies unlike most prepaid accounts.
  • No credit history required to apply for this credit card.
  • Only you can build or rebuild credit. Make your payments on time each month, and keep your balance low relative to the credit limit, for positive marks on your credit report each month.
  • Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.

*See online credit card application for details on the terms and conditions.

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Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category. may be compensated by companies mentioned on our site when a consumer’s application is accepted or approved by the company.