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First Latitude Assent Secured Mastercard®

First Latitude Assent Secured Mastercard®
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Regular APR
27.49% (V)
Cash Advance APR
27.49% (V)
Annual Fee
$0.00
Credit Line
Minimum refundable deposit of $200.00 up to $2,000.00*
Credit Recommended
Poor/Limited/No Credit
Rewards Rate
Up To 10% Cash Back on Purchases + 1% on Payments^^
Advertiser Disclosure

Offer Overview

  • Is Inflation Impacting Your Credit? A Secured Card Can Help You Rebuild in 2026¹ — Now offering Up To 10% Cash Back at select merchants with First Latitude!^^
  • Now offering cash back rewards on select purchases & payments!^^
  • Secure your credit line with your refundable security deposit – choose from $200- $2,000. With the ability to increase up to $5,000 over time!
  • Designed to push you forward on your credit building journey with $0 Annual Fee.¹
  • Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion.¹
  • All credit types welcome to apply!
  • ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
  • *See Important Disclosures for complete offer details
  • ^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See First Latitude Rewards Program Terms & Conditions for details.

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Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category.

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