Intro (Purchases)
0% Intro APR Period 12 months on Purchases
Intro (Transfers)
0% Intro APR Period 21 months on Balance Transfers
Regular APR
14.74% - 24.74% (Variable)
Annual Fee
$0
Credit Recommended
Excellent, Good Credit
Cash Advance APR
25.24% (Variable)

Offer Overview

  • No Late Fees, No Penalty Rate, and No Annual Fee... Ever
  • 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater.
  • The standard variable APR for Citi Flex Plan is 14.74% - 24.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion.
  • Stay protected with Citi® Quick Lock and $0 liability on unauthorized charges

At a Glance

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Editor’s Rating

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