Advertiser Disclosure
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Citi Simplicity® Card

Citi Simplicity® Card
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Intro (Purchases)
0% 12 months on Purchases
Intro (Transfers)
0% 21 months on Balance Transfers
Regular APR
18.24% - 28.99% (Variable)
Annual Fee
$0
Credit Recommended
Good/Excellent
Cash Advance APR
29.49% (Variable)
Advertiser Disclosure

Offer Overview

  • No Late Fees, No Penalty Rate, and No Annual Fee... Ever
  • 0% Intro APR for 21 months on balance transfers and for 12 months on purchases; after that, the variable APR will be 18.24% - 28.99%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
  • Stay protected with Citi® Quick Lock

At a Glance

Editorial Disclaimer: This content is not provided or commissioned by the bank advertiser. Opinions expressed here are author’s alone, not those of the bank advertiser, and have not been reviewed, approved or otherwise endorsed by the bank advertiser. Also see Advertiser Disclosure.

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Editor’s Rating

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