Intro (Purchases)
0% 12 months on Purchases
Intro (Transfers)
0% 21 months on Balance Transfers
Annual Fee
$0
Regular APR
18.24% - 28.99% (Variable)
Cash Advance APR
29.99% (Variable)
Penalty APR
Up to 29.99% (Variable)

Offer Overview

  • 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 18.24% - 28.99%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
  • Get free access to your FICO® Score online.
  • With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
  • No Annual Fee - our low intro rates and all the benefits don’t come with a yearly charge.

At a Glance

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Editor’s Rating

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