PREMIER Bankcard®

Every year, millions of Americans find themselves faced with bad credit sometimes due to illness, divorce, loss of job or other tough circumstances. As a national market leader, PREMIER Bankcard focuses on individuals who have less than perfect credit but are actually still creditworthy. Their cards may be able to help build, rebuild, or reestablish credit history if on-time payments are made to all of your creditors and account balances are kept low relative to the credit limit. PREMIER Bankcard® is a registered trademark of PREMIER Bankcard®, LLC.

PREMIER Bankcard® Mastercard® Credit Card

Credit Recommended:
Fair/Poor
Apply Now on PREMIER Bankcard® secure website.
Credit Recommended:
Fair/Poor
Checking Account Required
Yes
Reports to Consumer Reporting Agencies
Yes
Card Brand
Mastercard®
Apply Now on PREMIER Bankcard® secure website.
Credit Recommended
Fair/Poor

Highlights

  • Everyone deserves a chance to build credit: apply today!
  • PREMIER Bankcard credit cards are for building credit.
  • Start building credit by keeping your balance low and paying all your bills on time each month.
  • We'll provide you a manageable credit limit and manageable payments meant to help you stick to your budget.
  • FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.

PREMIER Bankcard® Mastercard® Credit Card

Credit Recommended:
Fair/Poor
Apply Now on PREMIER Bankcard® secure website.
Credit Recommended:
Fair/Poor
Checking Account Required
Yes
Reports to Consumer Reporting Agencies
Yes
Card Brand
Mastercard®
Apply Now on PREMIER Bankcard® secure website.
Credit Recommended
Fair/Poor

Highlights

  • Don’t let a low FICO score stop you from applying – we approve applications others may not.
  • You don’t need good credit to apply.
  • Just complete the short application and receive a response in 60 seconds.
  • When you need assistance our award-winning US-based Customer Service agents are there to help.
  • FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.

PREMIER Bankcard® Secured Credit Card

Credit Recommended:
Bad/Limited/No Credit
Apply Now on PREMIER Bankcard® secure website.
Credit Recommended:
Bad/Limited/No Credit
Regular APR
See Provider Website
Annual Fee
See Provider Website
Credit Line
See Provider Website
Apply Now on PREMIER Bankcard® secure website.
Credit Recommended
Bad/Limited/No Credit

Highlights

  • There's no checking account required.
  • When you need assistance, our award-winning, U.S.-based Customer Service representatives are there to help.
  • After six months of responsible secured card use you may be eligible* to apply for an unsecured PREMIER Bankcard Mastercard®.
  • *PREMIER Bankcard Mastercard® available upon invitation after you've been with PREMIER for six months and have kept your account in good standing (on-time payments and staying within credit limit).
  • If approved, make your first six monthly minimum payments on time and we may send you an offer to apply for an unsecured credit card. Some restrictions apply. ‡
  • ‡ If you apply for the second account, which is unsecured, you will be approved if you can demonstrate the ability to pay your bills, meet our minimum income requirements, do not reside in New York or Wisconsin and are not covered under the Military Lending Act.

First PREMIER® Bank Gold Credit Card

Credit Recommended:
Fair/Poor
Apply Now on PREMIER Bankcard® secure website.
Credit Recommended:
Fair/Poor
Checking Account Required
Yes
Reports to Consumer Reporting Agencies
Yes
Card Brand
Mastercard®
Apply Now on PREMIER Bankcard® secure website.
Credit Recommended
Fair/Poor

Highlights

  • Don’t let a low FICO score stop you from applying – we approve applications others may not.
  • You don’t need good credit to apply.
  • Just complete the short application and receive a response in 60 seconds.
  • When you need assistance our award-winning US-based Customer Service agents are there to help.
  • FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.
See additional details for First PREMIER® Bank Gold Credit Card
Advertiser Disclosure

More about PREMIER Bankcard® Credit Cards...

First PREMIER Bank and PREMIER Bankcard specialize in a wide range of subprime credit cards that are marketed to individuals with “less than perfect” credit. Founded by T. Denny Sanford and headquartered out of Sioux Falls, South Dakota, PREMIER Bankcard issues Mastercard® credit cards in the United States.

PREMIER Bankcard is the service provider for PREMIER Bankcard and First PREMIER Bank credit cards.

*See online credit card application for details on the terms and conditions.


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Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category.

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