First PREMIER® Bank

Advertiser Disclosure
About Our Partners

First PREMIER® Bank is one of the top 20 issuers of MasterCard® credit cards in the country. Every year, millions of Americans find themselves faced with bad credit sometimes due to illness, divorce, loss of job or other tough circumstances. As a national market leader, First PREMIER Bank focuses on individuals who have less than perfect credit but are actually still creditworthy. Their cards may be able to help build, rebuild, or reestablish credit history if on-time payments are made to all of your creditors and account balances are kept low relative to the credit limit.

First PREMIER® Bank Classic Credit Card

Credit Recommended:
Fair/Poor
Apply Now
First PREMIER® Bank Classic Credit Card
Apply Now on First PREMIER® Bank secure website.
Credit Recommended:
Fair/Poor
Checking Account Required
Yes
Reports to Consumer Reporting Agencies
Yes
Card Brand
Mastercard®
Apply Now on First PREMIER® Bank secure website.
Credit Recommended
Fair/Poor

Highlights

  • Choose which account management options are right for you.
  • Build credit with First PREMIER*
  • Fill out an application and know in 60 seconds if you’re approved!
  • YOU’RE NOT ALONE - As the 12th largest issuer of Mastercard credit cards, First PREMIER Bank understands customer needs and is there for those who may be denied by other issuers.
  • Manageable credit limit, manageable payment, meant to fit your budget
See additional details for First PREMIER® Bank Classic Credit Card

*Build credit by keeping your balance low and paying all your bills on time every month.

First PREMIER® Bank Secured Credit Card

Credit Recommended:
Bad/Limited/No Credit
Apply Now
First PREMIER® Bank Secured Credit Card
Apply Now on First PREMIER® Bank secure website.
Credit Recommended:
Bad/Limited/No Credit
Regular APR
See Issuer Website
Annual Fee
See Issuer Website
Credit Line
See Issuer Website
Apply Now on First PREMIER® Bank secure website.
Credit Recommended
Bad/Limited/No Credit

Highlights

  • If approved, fund your Security Deposit to open your account.  Once open, you will have the opportunity to build your credit limit up to $5,000.
  • Opportunity to build your credit card limit over time by adding funds to your Security Deposit.
  • Reports to consumer reporting agencies help you monitor your financial progress to begin your credit building journey (build credit by keeping your balance low and paying all your bills on time every month)
  • You don't need perfect credit for a First PREMIER® Bank Secured Credit Card
  • Make your payments on time each month, and keep your balance low relative to the credit limit, for positive marks on your credit report.
  • If approved, make your first six monthly minimum payments on time and we may send you an offer to apply for an unsecured credit card. Some restrictions apply.‡
  • ‡If you apply for the second account, which is unsecured, you will be approved if you can demonstrate the ability to pay your bills, meet our minimum income requirements, do not reside in New York or Wisconsin and are not covered under the Military Lending Act.
See additional details for First PREMIER® Bank Secured Credit Card

FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.

Advertiser Disclosure

More about First PREMIER Bank Credit Cards...

First PREMIER Bank and PREMIER Bankcard specialize in a wide range of subprime credit cards that are marketed to individuals with “less than perfect” credit. Founded by T. Denny Sanford and headquartered out of Sioux Falls, South Dakota, PREMIER Bankcard is one of the 20 largest issuers of Visa® and MasterCard® credit cards in the United States.

PREMIER Bankcard is the service provider for First PREMIER Bank credit cards.

*See online credit card application for details on the terms and conditions.

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Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category.

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