Credit Cards within this category typically range from unsecured, some of which may be fee-based, to prepaid cards. Credit scores that generally qualify for one of these cards is between 580 and 660. Not sure what your score is? Sign up for an account to get your free credit score.

Indigo® Platinum MasterCard®

Intro Rate
N/A
Intro Period
N/A
Regular APR
23.9%
Annual Fee
$0 - $99
Balance Transfer
N/A
Credit Recommended
Fair/Good

Highlights

  • Simple and fast application process
  • Don't have perfect credit? No problem!
  • Free 24/7 account access and bill pay from anywhere
  • No security deposit
  • Account history is reported to the three major credit bureaus in the U.S.

Capital One® Platinum Credit Card

Intro (Purchases)
N/A
Intro (Transfers)
N/A
Regular APR
24.99% (Variable)
Annual Fee
$0
Credit Recommended
Average, Fair, Limited
Product Type
ConsumerCard

Highlights

  • Pay no annual fee
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account, even from your smartphone, with our mobile app
  • Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
  • Help strengthen your credit for the future with responsible card use

Total Visa® Card

Intro Rate
N/A
Intro Period
N/A
Regular APR
See Terms*
Annual Fee
See Terms*
Activation Fee
See Terms*
Credit Recommended
Fair/Bad Credit

Highlights

  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine VISA card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • If approved, simply pay a Processing Fee to open your account and access your available credit
  • Reports monthly to all three major credit bureaus

Credit One Bank® Unsecured Visa® - No Deposit Required

Intro (Purchases)
N/A
Intro (Transfers)
N/A
Regular APR
15.90% - 24.40% Variable
Annual Fee
$0 - $99
Credit Recommended
Fair
Cash Advance APR
18.15% - 25.40% Variable

Highlights

  • This unsecured card requires no deposit and can help build your credit
  • Receive opportunities for credit line increases, a fee may apply
  • See if you Pre-Qualify in less than 60 seconds
  • Receive 1% cash back on eligible purchases, terms apply
  • Choose your monthly payment due date for added convenience, terms apply
  • Monitor your credit with free online access to your credit score

Indigo® Platinum MasterCard® Credit Card

Intro Rate
N/A
Intro Period
N/A
Regular APR
23.9%
Annual Fee
$0 - $99
Balance Transfer
N/A
Credit Recommended
Fair/Good

Highlights

  • Easy pre-qualification process with fast response
  • All credit histories considered
  • Online servicing available 24/7 at no additional cost
  • Unsecured credit card, no security deposit required
  • Account history is reported to the three major credit bureaus in the U.S.

Credit One Bank® Platinum Credit Card with Rewards

Intro (Purchases)
N/A
Intro (Transfers)
N/A
Regular APR
15.90% - 24.40% Variable
Annual Fee
$0 - $99
Credit Recommended
Fair
Cash Advance APR
18.15% - 25.40% Variable

Highlights

  • Find out if you Pre-Qualify without affecting your credit score
  • This unsecured card provides opportunities to raise your credit score
  • Receive opportunities for credit line increases, a fee may apply
  • Monitor your credit with free online access to your credit score
  • 1% cash back on eligible purchases, terms apply
  • Zero fraud liability protects you from unauthorized charges
  • Email or text alerts to remind you when your payment is due

First Access Visa® Card

Intro Rate
N/A
Intro Period
N/A
Regular APR
See Terms
Annual Fee
See Terms
Balance Transfer
N/A
Credit Recommended
Fair/Bad

Highlights

  • Checking Account Required
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • Easy and secure online application
  • If approved, pay a Processing Fee and you can access the $300 credit limit (subject to available credit)
  • Issued by Mid America Bank & Trust Company, founded 1920, Member: FDIC

Get the security and convenience of a full-feature, unsecured VISA® Credit Card – accepted at millions of merchant and ATM locations nationwide and online.


Milestone Gold MasterCard®

Intro Rate
N/A
Intro Period
N/A
Regular APR
23.9%
Annual Fee
$35 - $99*
Balance Transfer
N/A
Credit Recommended
Fair/Good

Highlights

  • Our application is quick and easy with instant pre-qualification available
  • All credit histories considered
  • Access your account online or from your mobile device 24/7
  • Choice of card image at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.

*Dependent on credit worthiness


Journey® Student Rewards from Capital One®

Intro (Purchases)
N/A
Intro (Transfers)
N/A
Regular APR
20.49% (Variable)
Annual Fee
$0
Credit Recommended
Average, Fair, Limited
Product Type
ConsumerCard

Highlights

  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • There’s no limit to the amount of cash back you can earn, and rewards don't expire
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Pay no annual or foreign transaction fees
  • Fraud coverage if your card is lost or stolen
  • Pick the monthly due date that works best for you

Milestone® MasterCard® with Free Choice of Card Image

Intro Rate
N/A
Intro Period
N/A
Regular APR
23.9%
Annual Fee
$35 - $99*
Balance Transfer
N/A
Credit Recommended
Fair/Good

Highlights

  • Applying is quick and easy with our fast decision process
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Card designs to fit your personality at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.

*Dependent on credit worthiness


Indigo® Unsecured MasterCard®

Intro Rate
N/A
Intro Period
N/A
Regular APR
23.9%
Annual Fee
$0 - $99
Balance Transfer
N/A
Credit Recommended
Fair/Good

Highlights

  • Pre-qualify today without an impact on your credit score
  • Helping consumers with limited or damaged credit make a fresh start for over 12 years
  • Access your account online or from your mobile device 24/7
  • Protection from fraud if your card is stolen
  • Account history is reported to the three major credit bureaus in the U.S.

*See online credit card application for details on the terms and conditions.

**FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card product.