Cards in the fair credit category range from unsecured cards (some of which may be fee-based) to prepaid cards. The typical credit scores that generally qualify for one of these cards is between 580 and 660.** Consumers that qualify and have fair credit may see lower APRs than those in the poor credit category and could have a variety of intro offers or rewards programs to choose from.

Capital One® Platinum Credit Card

Intro (Purchases)
N/A
Intro (Transfers)
N/A
Regular APR
24.99% (Variable)
Annual Fee
$0
Credit Recommended
Average, Fair, Limited

Highlights

  • Pay no annual fee
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account, even from your smartphone, with our mobile app
  • Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
  • Help strengthen your credit for the future with responsible card use

Credit One Bank® Visa® - No Deposit Required

Intro Rate
N/A
Intro Period
N/A
Regular APR
15.65% - 24.15% Variable
Annual Fee
$0 - $99
Balance Transfer
N/A
Credit Recommended
Fair

Highlights

  • See if you Pre-Qualify without harming your credit score
  • 1% cash back on gas & groceries, terms apply
  • This is a fully unsecured credit card with no deposit requirement
  • Flexible payment date to assist you in making your payments on time
  • Automatic reviews for credit line increase opportunities

First PREMIER® Bank Classic Credit Card

Intro Rate
N/A
Intro Period
N/A
Regular APR
See website*
Annual Fee
See website*
Balance Transfer
N/A
Credit Recommended
Fair/Poor

Highlights

  • Have a checking account? Apply today!
  • Don't be fooled by debit and prepaid offers - this is a real credit card offer
  • Reports your credit history to the major Consumer Reporting Agencies
  • Is there a credit card in your wallet? Apply now!

*See online credit card application for details on the terms and conditions.


Indigo® Platinum MasterCard®

Intro Rate
N/A
Intro Period
N/A
Regular APR
23.9%
Annual Fee
$0 - $99
Balance Transfer
N/A
Credit Recommended
Fair/Good

Highlights

  • Simple and fast application process
  • Don't have perfect credit? No problem!
  • Free 24/7 account access and bill pay from anywhere
  • No security deposit
  • Account history is reported to the three major credit bureaus in the U.S.

Capital One® QuicksilverOne® Cash Rewards Credit Card

Intro (Purchases)
0% for 9 months
Intro (Transfers)
0% for 9 months
Regular APR
23.24% (Variable)
Annual Fee
$39
Credit Recommended
Average, Fair, Limited

Highlights

  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • 0% intro APR on purchases for 9 months; 23.24% variable APR after that
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is ever lost or stolen

Milestone Gold MasterCard®

Intro Rate
N/A
Intro Period
N/A
Regular APR
23.9%
Annual Fee
$35 - $99*
Balance Transfer
N/A
Credit Recommended
Fair/Good

Highlights

  • Our application is quick and easy with instant pre-qualification available
  • All credit histories considered
  • Access your account online or from your mobile device 24/7
  • Choice of card image at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.

*Dependent on credit worthiness


Barclaycard Rewards MasterCard®

Intro (Purchases)
N/A
Intro (Transfers)
N/A
Regular APR
25.24%* Variable
Annual Fee
$0
Credit Recommended
Fair

Highlights

  • 2X points on gas, utility and grocery store (excluding Target® and Walmart®) purchases and 1X points on all other purchases
  • No annual fee
  • Points don't expire as long as account is open, active and in good standing
  • Redeem points for deposits to a U.S. checking or savings account, statement credits or gift cards, starting at 1,000 points for $10
  • No limit on the number of points you can earn or redeem
  • Free online access to FICO® Credit Score lets you keep an eye on your credit and get alerts when we learn that your score has changed
  • Use your card with confidence, $0 Fraud Liability protection means you're not responsible for unauthorized charges you report to us
  • Chip technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad

*See Card Terms


Journey® Student Rewards from Capital One®

Intro (Purchases)
N/A
Intro (Transfers)
N/A
Regular APR
20.24% (Variable)
Annual Fee
$0
Credit Recommended
Average, Fair, Limited

Highlights

  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • There’s no limit to the amount of cash back you can earn, and rewards don't expire
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Pay no annual or foreign transaction fees
  • Fraud coverage if your card is lost or stolen
  • Pick the monthly due date that works best for you

Total Visa® Card

Intro Rate
N/A
Intro Period
N/A
Regular APR
See Terms*
Annual Fee
See Terms*
Activation Fee
See Terms*
Credit Recommended
Fair/Bad Credit

Highlights

  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine VISA card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • If approved, simply pay a Processing Fee to open your account and access your available credit
  • Reports monthly to all three major credit bureaus

Capital One® Card Finder Tool

Intro (Purchases)
See Terms
Intro (Transfers)
See Terms
Regular APR
Various Rates
Annual Fee
See Terms
Credit Recommended
N/A

Highlights

  • Find card offers you may be eligible for without affecting your credit score
  • Get matched to features you want like low intro rates, cash back or miles and more
  • See your card matches in less than 60 seconds
  • Find a card for where you are to help you prepare for what’s ahead
  • All Capital One cards come with fraud coverage if your card is lost or stolen
  • 24/7 account access, including mobile app for fast and easy account management - right from your smartphone
  • Pick the monthly payment due date that works best for you
  • Pay the way you want - by check, online or at a local branch

Emporium Card

Credit Line
Up to $5,000
Monthly Fee
None
Regular APR
See website for Details*
Credit Recommended
Poor/Fair/Limited/Damaged

Highlights

  • Up to $5,000 Spending Limit in Less than 60 Seconds! Shop from over 100,000 brand name products such as Apple, Samsung, Sony, Gucci, Prada and much more with low easy payments.
  • Less than Perfect Credit Accepted. Approval is quick and easy. Must be 18 years or older, have a valid checking account and a verifiable source of income.
  • Up To 12 Months Same As Cash
  • 50% Early Payoff Discount
  • No Hidden Fees
  • Return at any Time

Indigo® MasterCard® with Fast Pre-qualification

Intro Rate
N/A
Intro Period
N/A
Regular APR
23.9%
Annual Fee
$0 - $99
Balance Transfer
N/A
Credit Recommended
Fair/Good

Highlights

  • Our pre-qualification process does not affect your credit score
  • Keeping your account in good standing may help establish and/or improve your credit
  • 24/7 access to your account, even on mobile!
  • Protection from fraud, if your card happens to be lost or stolen
  • Account history is reported to the three major credit bureaus in the U.S.

Indigo® Unsecured MasterCard®

Intro Rate
N/A
Intro Period
N/A
Regular APR
23.9%
Annual Fee
$0 - $99
Balance Transfer
N/A
Credit Recommended
Fair/Good

Highlights

  • Pre-qualify today without an impact on your credit score
  • Helping consumers with limited or damaged credit make a fresh start for over 12 years
  • Access your account online or from your mobile device 24/7
  • Protection from fraud if your card is stolen
  • Account history is reported to the three major credit bureaus in the U.S.

Milestone® MasterCard® with Free Choice of Card Image

Intro Rate
N/A
Intro Period
N/A
Regular APR
23.9%
Annual Fee
$35 - $99*
Balance Transfer
N/A
Credit Recommended
Fair/Good

Highlights

  • Applying is quick and easy with our fast decision process
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Card designs to fit your personality at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.

*Dependent on credit worthiness


Indigo® Platinum MasterCard® Credit Card

Intro Rate
N/A
Intro Period
N/A
Regular APR
23.9%
Annual Fee
$0 - $99
Balance Transfer
N/A
Credit Recommended
Fair/Good

Highlights

  • Easy pre-qualification process with fast response
  • All credit histories considered
  • Online servicing available 24/7 at no additional cost
  • Unsecured credit card, no security deposit required
  • Account history is reported to the three major credit bureaus in the U.S.

Credit One® Credit Card with 1% Cash Back

Intro Rate
N/A
Intro Period
N/A
Regular APR
15.65% - 24.15% Variable
Annual Fee
$0 - $99
Balance Transfer
N/A
Credit Recommended
Fair

Highlights

  • 1% cash back on eligible purchases, terms apply
  • See if you Pre-Qualify without harming your credit score
  • Rewards post to your account automatically each month
  • Automatic reviews for credit line increase opportunities
  • Free online monthly credit score tracking included
  • Flexible payment date to assist you in making your payments on time

*See online credit card application for details on the terms and conditions.

**FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card product.