Credit cards in the excellent credit category typically offer the lowest APRs, lowest fees, best rewards, and most competitive introductory offers. The typical credit score that qualifies for one of these credit cards is between 720 and 850. Consumers that have excellent credit can save a significant amount in interest while receiving some of the highest rewards offers.
*See online credit card application for details on the terms and conditions.
More about Excellent Credit…
If you have an excellent credit rating and a comfortable income, you may be eligible for the perks from one of the many platinum or gold credit cards available – but you probably already know that. If you’re among the top credit managers, you might be receiving offers in your mailbox every day. Most likely, you didn’t get to be where you are by having a lot of free time, so you may not even bother to look at them.
If you routinely toss new card offers, however, you may be missing out on some excellent credit card benefits. Lenders are in fierce competition for prime consumers and offer some very attractive benefits and enticements with their platinum cards or gold cards. With these credit cards, a low interest rate and no annual fee is just the beginning.
Many platinum cards offer cash rebates, insurance, air miles, car rental discounts, cruise discounts and a multitude of other benefits. You ought to be reaping all the rewards to which your great credit rating entitles you. While it’s true that it would take a lot of time and effort to sort through all those offers you’re getting, there is a better alternative.
At CreditSoup.com, our experts make it their business to know the interest rates, card benefits, and rewards offered by the different issuers and could help you locate the excellent credit card you are looking for.