Credit cards in the excellent credit category typically offer the lowest APRs, lowest fees, best rewards, and most competitive introductory offers. The typical credit score that qualifies for one of these credit cards is between 720 and 850. Consumers that have excellent credit can save a significant amount in interest while receiving some of the highest rewards offers.

BuyPower Card from Capital One® -Get The Card That Helps You Get The Car

Intro (Purchases)
0% for 12 months
Intro (Transfers)
n/a
Regular APR
13.15% - 23.15% (V)
Annual Fee
$0
Credit Recommended
Excellent/Good

Highlights

  • 5% Earnings on your first $5,000 in purchases every year. Unlimited 2% Earnings on every purchase after that. Redeem Earnings toward the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac vehicle.
  • No annual fee, no redemption limits, no Earnings expiration, no foreign transaction fees. Save even more when you combine your available Earnings with most current GM offers and incentives.
  • 0% intro APR on purchases for 12 months, then a 13.15% – 23.15% variable APR on purchases will apply

Capital One® Venture® Rewards Credit Card

Intro (Purchases)
N/A
Intro (Transfers)
N/A
Regular APR
13.24% - 23.24% (Variable)
Annual Fee
$0 intro for first year; $59 after that
Credit Recommended
Excellent, Good

Highlights

  • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within 3 months of approval, equal to $400 in travel
  • Earn unlimited 2X miles per dollar on every purchase, every day
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want with no blackout dates
  • Miles don't expire and there’s no limit to how many you can earn
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $59 after that

Capital One® Spark® Cash for Business

Intro (Purchases)
N/A
Intro (Transfers)
N/A
Regular APR
17.24% (Variable)
Annual Fee
$0 intro for first year; $59 after that
Credit Recommended
Excellent, Good

Highlights

  • Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business
  • Plus, a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months of approval
  • Use Spark Cash across all your business spend, with no categories to limit your purchasing
  • $0 intro annual fee for the first year; $59 after that
  • Rewards don't expire, and you can redeem your cash back for any amount, anytime
  • Get employee cards at no additional cost, and earn rewards from their business spend

U.S. Bank Visa® Platinum Card

Intro Rate
0%*
Intro Period
15 billing cycles on purchases and balance transfers*
Regular APR
10.24% - 21.24%* (Variable)
Annual Fee
$0*
Balance Transfer
Yes*
Credit Recommended
Excellent

Highlights

  • 0% Intro APR* on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 10.24%-21.24%*
  • No annual fee*
  • Online bill pay for a fast and convenient way to pay bills online with your U.S. Bank Visa® Platinum
  • Zero fraud liability*for unauthorized transactions if your card is ever lost or stolen
  • Fraud Protection detects and notifies you of any unusual card activity to help keep your account safe
  • Chip technology for enhanced card security
  • Online banking and mobile apps* for your smartphone or tablet provide complete, 24/7 access to your account

*See Card Terms and Conditions.


U.S. Bank Cash+™ Visa Signature® Card

Intro Rate
0%* intro on BTs
Intro Period
12 billing cycles on Balance Transfers*
Regular APR
13.24% - 23.24%* (Variable)
Annual Fee
$0*
Balance Transfer
Yes*
Credit Recommended
Excellent

Highlights

  • Earn a new cardmember bonus of $100 after you spend $500 in net purchases on your card within the first 90 days of account opening.
  • 5% cash back on your first $2,000 in combined net purchases each quarter on two categories you choose*.
  • 2% cash back on your choice of one everyday category (like gas or groceries)*.
  • 1% cash back on everything else*.
  • No limit on total cash back.
  • No annual fee*.
  • Subject to credit approval.

*See Card Terms and Conditions


Capital One® VentureOne® Rewards Credit Card

Intro (Purchases)
0% for 12 months
Intro (Transfers)
N/A
Regular APR
12.24% - 22.24% (Variable)
Annual Fee
$0
Credit Recommended
Excellent, Good

Highlights

  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months of approval, equal to $200 in travel
  • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases for 12 months; 12.24%-22.24% variable APR after that
  • Travel when you want with no blackout dates
  • No foreign transaction fees
  • Miles don’t expire and there’s no limit to how many you can earn

U.S. Bank Cash 365™ American Express® Card

Intro Rate
0%* intro on BTs
Intro Period
12 billing cycles on Balance Transfers*
Regular APR
13.24% - 23.24%* (Variable)
Annual Fee
$0*
Balance Transfer
Yes*
Credit Recommended
Excellent

Highlights

  • Earn a new cardmember bonus of $100 after you spend $500 in net purchases on your card within the first 90 days of account opening.
  • Earn 1.5% cash back on every $1 of eligible net purchases.
  • No limit on the amount of cash back you can earn.
  • No minimum redemption when redeeming cash as a statement credit or direct deposit to a U.S. Bank checking or savings account.
  • No Annual Fee*.

*See Card Terms and Conditions


BuyPower Business Card from Capital One® -Get The Card That Helps You Get The Car

Intro (Purchases)
0% for 12 months
Intro (Transfers)
n/a
Regular APR
13.49% Variable APR
Annual Fee
$0
Credit Recommended
Excellent

Highlights

  • 3% Earnings on purchases at gas stations, restaurants, and office supply stores; 1% Earnings on all other purchases; plus, 5% Earnings on purchases of GM parts, accessories and service at authorized GM dealers - all of which can be exclusively redeemed toward the purchase or lease of an eligible, new Chevrolet, Buick, GMC or Cadillac vehicle
  • No annual fee, no limit to how much you can earn and redeem, and your Earnings don't expire; plus, a 0% Intro APR on purchases for the first 12 months and a variable APR of 13.49% after that

U.S. Bank FlexPerks® Gold American Express® Card

Intro Rate
NA
Intro Period
NA
Regular APR
14.24% - 24.24%* (Variable)
Annual Fee
$85*
Balance Transfer
Yes*
Credit Recommended
Excellent Credit

Highlights

  • Spend $2,000 in first 4 months of account opening and earn 30,000 bonus FlexPoints
  • 3X FlexPoints at restaurants
  • 2X FlexPoints at gas stations
  • 2X FlexPoints at airlines
  • 1X FlexPoints per $1 spent on all eligible net purchases

*See Card Terms and Conditions


Cadillac BuyPower Card from Capital One®

Intro (Purchases)
0% for 12 months
Intro (Transfers)
n/a
Regular APR
13.15% - 23.15% (V)
Annual Fee
$0
Credit Recommended
Excellent/Good

Highlights

  • 5% Earnings on your first $5,000 in purchases every year. Unlimited 2% Earnings on every purchase after that. Redeem Earnings toward the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac vehicle.
  • No annual fee, no redemption limits, no Earnings expiration, no foreign transaction fees. Save even more when you combine your available Earnings with most current GM offers and incentives.
  • 0% intro APR on purchases for 12 months, then a 13.15% – 23.15% variable APR on purchases will apply

Chevrolet BuyPower Card from Capital One®

Intro (Purchases)
0% for 12 months
Intro (Transfers)
n/a
Regular APR
13.15% - 23.15% (V)
Annual Fee
$0
Credit Recommended
Excellent/Good

Highlights

  • 5% Earnings on your first $5,000 in purchases every year. Unlimited 2% Earnings on every purchase after that. Redeem Earnings toward the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac vehicle.
  • No annual fee, no redemption limits, no Earnings expiration, no foreign transaction fees. Save even more when you combine your available Earnings with most current GM offers and incentives.
  • 0% intro APR on purchases for 12 months, then a 13.15% – 23.15% variable APR on purchases will apply

Capital One® Spark® Miles for Business

Intro (Purchases)
N/A
Intro (Transfers)
N/A
Regular APR
17.24% (Variable)
Annual Fee
$0 intro for first year; $59 after that
Credit Recommended
Excellent, Good

Highlights

  • Earn 2 miles per $1 on every purchase, every day
  • Plus, a one-time bonus of 50,000 miles once you spend $4,500 on purchases within 3 months of approval
  • Miles don't expire, and there are no categories to limit where or what you buy
  • $0 intro annual fee for the first year; $59 after that
  • There's no limit to the amount of miles you can earn and miles don't expire
  • Redeem miles for travel, cash back, gift cards and more
  • No foreign transaction fees and fly on any airline, anytime, with no blackout dates or seat restrictions

GMC BuyPower Card from Capital One®

Intro (Purchases)
0% for 12 months
Intro (Transfers)
n/a
Regular APR
13.15% - 23.15% (V)
Annual Fee
$0
Credit Recommended
Excellent/Good

Highlights

  • 5% Earnings on your first $5,000 in purchases every year. Unlimited 2% Earnings on every purchase after that. Redeem Earnings toward the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac vehicle.
  • No annual fee, no redemption limits, no Earnings expiration, no foreign transaction fees. Save even more when you combine your available Earnings with most current GM offers and incentives.
  • 0% intro APR on purchases for 12 months, then a 13.15% – 23.15% variable APR on purchases will apply

Barclaycard CashForward™ World MasterCard®

Intro (Purchases)
n/a
Intro (Transfers)
0% for 15 months (on balance transfers made within 45 days of account opening)
Regular APR
14.99%, 19.99% or 24.99%* Variable
Annual Fee
$0
Credit Recommended
Excellent

Highlights

  • Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening
  • Earn unlimited 1.5% cash rewards on every purchase
  • Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
  • Redeem your cash rewards for a deposit into your bank account, a statement credit or gift cards. Redemptions start at $50
  • Cash rewards do not expire as long as your account is open, active and in good standing
  • 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that a variable APR will apply, 14.99%, 19.99% or 24.99%, based on your creditworthiness. Please note, there is a fee for balance transfers
  • No annual fee

Capital One® Quicksilver® Cash Rewards Credit Card

Intro (Purchases)
0% for 9 months
Intro (Transfers)
0% for 9 months
Regular APR
13.24% - 23.24% (Variable)
Annual Fee
$0
Credit Recommended
Excellent, Good

Highlights

  • One-time $100 cash bonus after you spend $500 on purchases within 3 months of approval
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • 0% intro APR on purchases for 9 months; 13.24%-23.24% variable APR after that
  • Balance transfers also have a 0% intro APR for 9 months; 13.24%-23.24% variable APR after that; a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees

Capital One® Spark® Cash Select for Business

Intro (Purchases)
0% for 9 months
Intro (Transfers)
N/A
Regular APR
13.24% - 21.24% (Variable)
Annual Fee
$0
Credit Recommended
Excellent, Good

Highlights

  • Earning unlimited 1.5% cash back could mean thousands of dollars each year going back into your business
  • Plus, a one-time $200 cash bonus once you spend $3,000 on purchases within 3 months of approval
  • Save on interest with 0% intro APR on purchases for 9 months; 13.24%-21.24% variable APR after that
  • No annual fee
  • Use Spark Cash Select across all your business spend, with no categories to limit your purchasing
  • Rewards don't expire, and you can redeem your cash back for any amount, anytime
  • Get employee cards at no additional cost, and earn rewards from their business spend

Barclaycard Ring MasterCard®

Intro (Purchases)
N/A
Intro (Transfers)
N/A
Regular APR
8.25%* Variable
Annual Fee
$0
Credit Recommended
Excellent

Highlights

  • A low, variable APR on balance transfers and purchases
  • No Annual Fee
  • No balance transfer fees
  • No foreign transaction fees
  • Share in the community profits through our Giveback™ program
  • Vote on product changes and share your ideas in Barclaycard Ring's community
  • Free online access to FICO® Credit Score lets you keep an eye on your credit and get alerts when we learn that your score has changed

Capital One® Spark® Miles Select for Business

Intro (Purchases)
0% for 9 months
Intro (Transfers)
N/A
Regular APR
13.24% - 21.24% (Variable)
Annual Fee
$0
Credit Recommended
Excellent, Good

Highlights

  • Earn 1.5 miles per $1 on every purchase, every day
  • Plus, a one-time bonus of 20,000 miles once you spend $3,000 on purchases within 3 months of approval
  • Miles don't expire, and there are no categories to limit where or what you buy
  • Save on interest with 0% intro APR on purchases for 9 months; 13.24%-21.24% variable APR after that
  • Pay no annual fee or foreign transaction fees
  • Get online Quarterly and Year-End Summaries
  • There's no limit to the amount of miles you can earn and miles don't expire
  • Fly on any airline, anytime, with no blackout dates or seat restrictions

Capital One® Card Finder Tool

Intro (Purchases)
See Terms
Intro (Transfers)
See Terms
Regular APR
Various Rates
Annual Fee
See Terms
Credit Recommended
N/A

Highlights

  • Find card offers you may be eligible for without affecting your credit score
  • Get matched to features you want like low intro rates, cash back or miles and more
  • See your card matches in less than 60 seconds
  • Find a card for where you are to help you prepare for what’s ahead
  • All Capital One cards come with fraud coverage if your card is lost or stolen
  • 24/7 account access, including mobile app for fast and easy account management - right from your smartphone
  • Pick the monthly payment due date that works best for you
  • Pay the way you want - by check, online or at a local branch

Credit One® Platinum Visa®

Intro Rate
N/A
Intro Period
N/A
Regular APR
15.65% - 24.15% Variable
Annual Fee
$0 - $99
Credit Recommended
Good
Balance Transfer
N/A

Highlights

  • 1% cash back on eligible purchases, terms apply
  • Rewards post to your account automatically each month
  • Zero fraud liability protects you from unauthorized charges
  • Choose your card design from our premium gallery, a fee may apply
  • Flexible payment date to assist you in making your payments on time
  • Free online monthly credit score tracking included

Credit One® Visa® with 1% Cash Back on Eligible Purchases and 10% Bonus on Dining

Intro Rate
N/A
Intro Period
N/A
Regular APR
15.65% - 24.15% Variable
Annual Fee
$0 - $99
Credit Recommended
Good
Balance Transfer
N/A

Highlights

  • Automatically earn 1% cash back on eligible purchases. Terms apply.
  • Rewards post automatically to your account each month. Credit One delivers more value on everyday purchases. Terms apply.
  • We report monthly to all three major credit bureaus. Take advantage of free online access to your credit score and credit report summary.
  • Set up custom email or text alerts, so you’ll always be aware of your payment due date, when your payment posts, or if your available balance runs low.
  • Credit One automatically monitors every account for credit line increase opportunities each month. We’ll let you know as soon as you’re eligible for additional credit line increases.
  • Our Platinum Visa protects you with $0 fraud liability if your card is ever lost or stolen. Rest easy knowing you won’t be responsible for unauthorized charges.
  • Carry a card that makes you smile, by choosing from our premium card gallery with over 20 unique card designs. A fee may apply.

Credit One® Platinum Visa® with Bonus Features

Intro Rate
N/A
Intro Period
N/A
Regular APR
15.65% - 24.15% Variable
Annual Fee
$0 - $99
Credit Recommended
Good
Balance Transfer
N/A

Highlights

  • All the bonus features you want in a credit card are included. Take advantage of free online monthly access to your credit score and credit report summary. And, get 1% cash back on eligible purchases (terms apply).
  • Carry a card that makes you smile, by choosing from our premium card gallery with over 20 unique card designs. A fee may apply.
  • Set up custom email or text alerts, so you’ll always be aware of your payment due date, when your payment posts, or if your available balance runs low
  • 24/7 fraud monitoring on every purchase for you protection. Rest easy knowing you won't be responsible for unauthorized charges.
  • We report monthly to all three major credit bureaus. Take advantage of free online access to your credit score and credit report summary.

The JetBlue Card

Intro (Purchases)
N/A
Intro (Transfers)
0% First twelve billing cycles following each balance transfer that posts to account within 45 days of account opening
Regular APR
12.24%, 20.24% or 25.24% variable
Annual Fee
$0
Credit Recommended
Excellent/Good

Highlights

  • Earn 5,000 bonus points after you spend $1,000 on purchases in the first 90 days.
  • Earn 3 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases.
  • No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue flights. Points required for an Award Flight will vary based on the published base fare at the time of booking.
  • Points awarded in your TrueBlue account don't expire.
  • Earn and share points together with Family Pooling.
  • 50% savings on eligible inflight purchases including cocktails, food and movies
  • No foreign transaction fees
  • Chip technology & $0 Fraud Liability protection
  • 0% introductory APR for 12 billing cycles on Balance Transfers made within 45 days of account opening. After that a variable APR will apply, 12.24%, 20.24% or 25.24%, based on your creditworthiness. Please note, there is a fee for balance transfers

PlayStation® Card from Capital One®

Intro (Purchases)
0% until October 2017
Intro (Transfers)
N/A
Regular APR
14.24% - 24.99% (Variable)
Annual Fee
$0
Credit Recommended
Good

Highlights

  • Earn 5,000 bonus points after your first purchase within 90 days of approval
  • 10 points per $1 spent on all PlayStation® Store purchases
  • 3 points per $1 spent on PlayStation® and Sony® purchases at authorized retailers, with purchase confirmation
  • 3 points per $1 spent on fast food restaurants, movie theatres & your mobile phone bill
  • 1 point per $1 spent on all other purchases
  • Redeem for Sony products, movies, music & more
  • 0% intro APR on purchases until October 2017, 14.24% - 24.99% variable APR after that
  • No annual fee

USAA Cash Rewards® American Express® Card

Intro Rate
N/A*
Intro Period
N/A*
Regular APR
10.15% to 26.15%*
Annual Fee
$0
Balance Transfer
Yes*
Credit Recommended
Good to Excellent

Highlights

  • Earn up to 2.25% cash back on gas and grocery purchases.
  • Earn up to 1.25% cash back on your everyday purchases.
  • There's no limit on the amount you can earn.
  • Redeem your cash rewards anytime using your mobile device or computer.
  • Enjoy no foreign transaction fees when you travel outside of the United States.

USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.


Barclaycard Arrival Plus™ World Elite MasterCard®

Intro (Purchases)
N/A
Intro (Transfers)
0% for 12 months (on balance transfers made within 45 days of account opening)
Regular APR
16.24%, 20.24% or 23.24%* Variable
Annual Fee
$89 - waived first year
Credit Recommended
Excellent/Good

Highlights

  • Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 90 days — that's enough to redeem for a $500 travel statement credit
  • Earn 2X miles on all purchases
  • Redeem for travel or cash back statement credits, gift cards and merchandise. Redemption values vary
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • Miles don't expire as long as your account is open, active and in good standing
  • No foreign transaction fees on anything you buy while in another country
  • 0% introductory APR for 12 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 16.24%, 20.24% or 23.24%, based on your creditworthiness. Please note, there is a fee for balance transfers

Sony® Card from Capital One®

Intro (Purchases)
0% until October 2017
Intro (Transfers)
N/A
Regular APR
14.24% - 24.99% (Variable)
Annual Fee
$0
Credit Recommended
Excellent

Highlights

  • Earn 5,000 bonus points after your first purchase within 90 days of approval
  • 5 points per $1 spent on Sony® purchases at authorized retailers, with purchase confirmation
  • 3 points per $1 spent on movie theaters, movie rentals, music downloads and digital streaming and subscription services
  • 1 point per $1 spent on all other purchases
  • Redeem for Sony products, movies, music & more
  • 0% intro APR on purchases until October 2017, 14.24% - 24.99% variable APR after that
  • No annual fee

USAA Cash Rewards® Visa Signature® Card

Intro Rate
N/A*
Intro Period
N/A*
Regular APR
10.15% to 26.15%*
Annual Fee
$0
Balance Transfer
Yes*
Credit Recommended
Good to Excellent

Highlights

  • Earn up to 1.25% cash back on your everyday purchases.
  • There's no limit on the amount you can earn.
  • Redeem your cash rewards anytime using your mobile device or computer.
  • Enjoy no foreign transaction fees when you travel outside of the United States.

USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.


Credit One® Rewards Credit Card

Intro Rate
N/A
Intro Period
N/A
Regular APR
15.65% - 24.15% Variable
Annual Fee
$0 - $99
Credit Recommended
Good
Balance Transfer
N/A

Highlights

  • Zero fraud liability protects you from unauthorized charges
  • 1% cash back on eligible purchases, terms apply
  • Choose your card design from our premium gallery, a fee may apply
  • Email or text alerts to remind you when your payment is due
  • Flexible payment date to assist you in making your payments on time
  • Automatic reviews for credit line increase opportunities
  • Free online monthly credit score tracking included

Credit One® Visa® with Bonus Features

Intro Rate
N/A
Intro Period
N/A
Regular APR
15.65% - 24.15% Variable
Annual Fee
$0 - $99
Credit Recommended
Good
Balance Transfer
N/A

Highlights

  • 1% cash back on eligible purchases, terms apply
  • Rewards post to your account automatically each month
  • Zero fraud liability protects you from unauthorized charges
  • Flexible payment date to assist you in making your payments on time
  • Free online monthly credit score tracking included
  • Email or text alerts to remind you when your payment is due
  • Automatic reviews for credit line increase opportunities
  • Choose your card design from our premium gallery, a fee may apply

Credit One® Cash Back Rewards

Intro Rate
N/A
Intro Period
N/A
Regular APR
15.65% - 24.15% Variable
Annual Fee
$0 - $99
Credit Recommended
Good
Balance Transfer
N/A

Highlights

  • 1% cash back on eligible purchases, terms apply
  • Flexible payment date to assist you in making your payments on time
  • Zero fraud liability protects you from unauthorized charges
  • Email or text alerts to remind you when your payment is due
  • Choose your card design from our premium gallery, a fee may apply

USAA Cashback Rewards Plus American Express® Card

Intro Rate
N/A*
Intro Period
N/A*
Regular APR
12.15% to 26.15%*
Annual Fee
$0*
Balance Transfer
Yes*
Credit Recommended
Good to Excellent

Highlights

  • Earn 5% cash back on up to $3,000 in gas and military base purchases annually on these categories combined.
  • Earn 2% cash back on up to $3,000 in supermarket purchases per year.
  • Earn 1% cash back on all other purchases with no cap.
  • Redeem your cash rewards anytime using your mobile device or computer.
  • Enjoy no foreign transaction fees when you travel outside of the United States

USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.


Credit One Bank® NASCAR® Credit Card

Intro Rate
N/A
Intro Period
N/A
Regular APR
16.65% - 23.90% Variable
Annual Fee
$0 - $99
Credit Recommended
Good/Excellent
Balance Transfer
N/A

Highlights

  • 1% cash back on eligible purchases, terms apply
  • Double cash back on NASCAR.com purchases
  • Access to special deals, promotions, and exclusive NASCAR experiences
  • 24/7 fraud monitoring on every purchase for your protection
  • Email or text alerts to remind you when your payment is due
  • Free online monthly credit score tracking included

Simmons Bank Visa® Platinum Rewards

Intro (Purchases)
N/A*
Intro (Transfers)
N/A*
Regular APR
9.50% Variable*
Annual Fee
None
Credit Recommended
Excellent*

Highlights

  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved
  • Low 9.50% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
  • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
  • Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
  • No Annual Fee

Excellent Credit Required - Applicants that do not have excellent credit will not be approved

A Simmons Bank Visa® Platinum Rewards credit card gives you more than just an emergency expense tool. Take advantage of these features: Global Acceptance, Travel Rewards, Travel Insurance, Car Rental Loss/Damage Waiver and Emergency Cash and Credit Card Replacement.


USAA Rewards™ American Express® Card

Intro Rate
N/A*
Intro Period
N/A*
Regular APR
10.15% to 26.15%*
Annual Fee
$0
Balance Transfer
Yes*
Credit Recommended
Good to Excellent

Highlights

  • Earn 2X points per dollar spent on gas and groceries with no caps.
  • Earn one point for every dollar spent on your everyday purchases.
  • Get 2,500 bonus points with your first purchase.
  • There’s no expiration date or caps on any points earned.
  • Redeem your points for cash, merchandise, gift cards or travel or donate to your favorite military affiliate group.

USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.


The JetBlue Plus Card

Intro (Purchases)
N/A
Intro (Transfers)
0% First twelve billing cycles following each balance transfer that posts to account within 45 days of account opening
Regular APR
12.24%, 20.24% or 25.24% variable
Annual Fee
$99
Credit Recommended
Excellent

Highlights

  • Earn 30,000 bonus points after you spend $1,000 in purchases within the first 90 days
  • Earn 6 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases
  • No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue flights. Points required for an Award Flight will vary based on the published base fare at the time of booking
  • Points awarded in your TrueBlue account don't expire
  • Earn and share points together with Family Pooling
  • Earn 5,000 bonus points every year after your account anniversary
  • 50% savings on eligible inflight purchases including cocktails, food and movies & your first checked bag is free on JetBlue-operated flights
  • Enjoy all TrueBlue Mosaic benefits for one year after you spend $50,000 or more on purchases annually with your card
  • Get a $100 statement credit after you purchase a JetBlue Getaways vacation package of $100 or more with your JetBlue Plus Card

Buick BuyPower Card from Capital One®

Intro (Purchases)
0% for 12 months
Intro (Transfers)
n/a
Regular APR
13.15% - 23.15% (V)
Annual Fee
$0
Credit Recommended
Excellent/Good

Highlights

  • 5% Earnings on your first $5,000 in purchases every year. Unlimited 2% Earnings on every purchase after that. Redeem Earnings toward the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac vehicle.
  • No annual fee, no redemption limits, no Earnings expiration, no foreign transaction fees. Save even more when you combine your available Earnings with most current GM offers and incentives.
  • 0% intro APR on purchases for 12 months, then a 13.15% – 23.15% variable APR on purchases will apply

USAA Preferred Cash Rewards Visa Signature®

Intro Rate
N/A*
Intro Period
N/A*
Regular APR
12.15% to 26.15%*
Annual Fee
$0*
Balance Transfer
Yes*
Credit Recommended
Good to Excellent

Highlights

  • Earn 1.5% cash back on your everyday purchases.
  • Redeem your cash rewards anytime using your mobile device or computer
  • There's no limit on the amount you can earn.
  • Enjoy no foreign transaction fees when you travel outside of the United States.

USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.


USAA Rewards™ Visa Signature®

Intro Rate
N/A*
Intro Period
N/A*
Regular APR
10.15% to 26.15%*
Annual Fee
$0
Balance Transfer
Yes*
Credit Recommended
Good to Excellent

Highlights

  • Earn one point for every dollar spent on your everyday purchases.
  • Get 2,500 bonus points with your first purchase.
  • No expiration date or caps on any points earned.
  • Redeem your points for cash, merchandise, gift cards or travel or donate to your favorite military affiliate group.
  • Redeem for cash on your mobile device.

USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.


Simmons Bank Visa® Platinum

Intro Rate
N/A*
Intro Period
N/A
Regular APR
See website for Details*
Annual Fee
None
Balance Transfer
Yes
Credit Recommended
Excellent*

Highlights

  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved
  • Low 7.50% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • No Annual Fee

Excellent Credit Required - Applicants that do not have excellent credit will not be approved

The Simmons Bank Visa® Platinum card has a low 7.50% variable standard purchase APR and platinum benefits. There is no annual fee and most importantly, no balance transfer fees which is a rarity nowadays.

*See online credit card application for details on the terms and conditions.


More about Excellent Credit…

If you have an excellent credit rating and a comfortable income, you may be eligible for the perks from one of the many platinum or gold credit cards available – but you probably already know that. If you’re among the top credit managers, you might be receiving offers in your mailbox every day. Most likely, you didn’t get to be where you are by having a lot of free time, so you may not even bother to look at them.

If you routinely toss new card offers, however, you may be missing out on some excellent credit card benefits. Lenders are in fierce competition for prime consumers and offer some very attractive benefits and enticements with their platinum cards or gold cards. With these credit cards, a low interest rate and no annual fee is just the beginning.

Many platinum cards offer cash rebates, insurance, air miles, car rental discounts, cruise discounts and a multitude of other benefits. You ought to be reaping all the rewards to which your great credit rating entitles you. While it’s true that it would take a lot of time and effort to sort through all those offers you’re getting, there is a better alternative.

At CreditSoup.com, our experts make it their business to know the interest rates, card benefits, and rewards offered by the different issuers and could help you locate the excellent credit card you are looking for.