Citi® credit cards offer products with low interest, no annual fee, cash back and more. CreditSoup.com helps you find the Citi credit card with just the right features.
- Credit Recommended:
- Excellent, Good Credit
- Intro (Purchases)
- 0% Intro APR Period 18 months on Purchases
- Intro (Transfers)
- 0% Intro APR Period 18 months on Balance Transfers
- Regular APR
- 14.74% - 24.74% (Variable)
- Annual Fee
- $0
- Credit Recommended
- Excellent, Good Credit
- Cash Advance APR
- 25.24% (Variable)
Highlights
- No Late Fees, No Penalty Rate, and No Annual Fee... Ever
- 0% Intro APR for 18 months on purchases from date of account opening and 0% Intro APR for 18 months on balance transfers from date of first transfer. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
- The standard variable APR for Citi Flex Plan is 14.74% - 24.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion.
- Stay protected with Citi® Quick Lock and $0 liability on unauthorized charges
- Credit Recommended:
- Excellent, Good
- Intro (Purchases)
- 0% 15 months Purchases and Balance Transfers
- Intro (Transfers)
- 0% 15 months Purchases and Balance Transfers
- Regular APR
- 13.99% – 23.99% (Variable)
- Annual Fee
- $0
- Credit Recommended
- Excellent, Good
- Cash Advance APR
- 25.24% (Variable)
Highlights
- Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
- 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 13.99% - 23.99%, based on your creditworthiness.
- Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
- No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
- No Annual Fee
- Citi will only issue one Citi Custom Cash℠ Card account per person.
- Credit Recommended:
- Excellent, Good
- Intro (Transfers)
- 0% Intro APR Period 18 months on Balance Transfers
- Rewards Rate 1
- Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
- Credit Recommended
- Excellent, Good
- Regular APR
- 13.99% – 23.99% (Variable)
- Cash Advance APR
- 25.24% (Variable)
- Return Check Fee
- Up to $40
Highlights
- Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
- To earn cash back, pay at least the minimum due on time.
- Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness.
- Balance Transfers do not earn cash back.
- If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
- The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
- Credit Recommended:
- Excellent, Good
- Intro (Purchases)
- 0% Intro APR Period 15 months on Purchases and Balance Transfers
- Intro (Transfers)
- 0% Intro APR Period 15 months on Purchases and Balance Transfers
- Annual Fee
- $0
- Regular APR
- 13.49% - 23.49% (Variable)
- Rewards Rate 1
- Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
- Credit Recommended
- Excellent, Good
Highlights
- The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
- Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
- 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 13.49% - 23.49%, based on your creditworthiness. Balance transfer fee — either $5 or 3% of the amount of each transfer, whichever is greater.
- Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
- The standard variable APR for Citi Flex Plan is 13.49% - 23.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
- Credit Recommended:
- Excellent, Good
- Regular APR
- 15.99% - 24.99% (Variable)
- Annual Fee
- $0
- Credit Recommended
- Excellent, Good
- Cash Advance APR
- 25.24% (Variable)
- Penalty APR
- Up to 29.99% (Variable)
- Late Payment Fee
- Up to $40
Highlights
- Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening
- No Annual Fee
- Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services
- Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
- Earn 1 AAdvantage® mile for every $1 spent on other purchases
- Save 25% on inflight food and beverage purchases when you use your card on American Airlines flights
- The standard variable APR for Citi Flex Plan is 15.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
- Credit Recommended:
- Excellent, Good
- Intro (Purchases)
- 0% 18 months on Purchases and Balance Transfers
- Intro (Transfers)
- 0% 18 months on Purchases and Balance Transfers
- Annual Fee
- $0
- Regular APR
- 13.74% - 23.74% (Variable)
- Cash Advance APR
- 25.24% (Variable)
- Penalty APR
- Up to 29.99% (Variable)
Highlights
- 0% Intro APR for 18 months on purchases from date of account opening and 0% Intro APR for 18 months on balance transfers from date of first transfer. After that the variable APR will be 13.74% - 23.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
- Get free access to your FICO® Score online.
- With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
- Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions.
- The standard variable APR for Citi Flex Plan is 13.74% - 23.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion.
- Credit Recommended:
- Excellent, Good
- Foreign Trans Fee
- 0%
- Rewards Rate 1
- 3X -- Earn 3 Points Restaurants and Supermarkets 3X -- Earn 3 Points at Gas Stations, Air Travel and Hotels 1X -- Earn 1 Point on All Other Purchases Annual Hotel Savings Benefit
- Regular APR
- 15.99% - 23.99% (Variable)
- Annual Fee
- $95
- Credit Recommended
- Excellent, Good
- Intro (Purchases)
- N/A
Highlights
- Earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
- Earn 3 Points per $1 spent at Restaurants and Supermarkets
- Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
- Earn 1 Point per $1 spent on all other purchases
- Annual Hotel Savings Benefit
- 80,000 Points are redeemable for $800 in gift cards when redeemed at thankyou.com
- No expiration and no limit to the amount of points you can earn with this card
- No Foreign Transaction Fees on purchases
- Credit Recommended:
- Limited History, No Credit, New-to-Credit
- Regular APR
- 22.49% (Variable)
- Annual Fee
- $0
- Credit Recommended
- Limited History, No Credit, New-to-Credit
- Cash Advance APR
- 25.24% (Variable)
- Penalty APR
- Up to 29.99% (Variable)
- Balance Transfer Fee
- Balance transfer fee applies with this offer 3% of each balance transfer; $5 minimum.
Highlights
- The Citi® Secured Mastercard® is a no annual fee credit card that helps you build your credit when used responsibly.
- Unlike a debit card, it helps build your credit history with monthly reporting to all 3 major credit bureaus. Once available, you will also have free access to your FICO score online.
- Use your card anywhere Mastercard® is accepted — worldwide.
- A security deposit is required. Once approved, your credit limit will be equal to your security deposit (minimum of $200).
- Get help staying on track with Auto Pay and account alerts.
- With Flexible Payment Due Dates, you can choose any available due date in the beginning, middle or end of the month.
- Manage your account 24/7 online, by phone, or in our mobile app.
- The standard variable APR for Citi Flex Plan is 22.49%. Citi Flex Plan offers are made available at Citi’s discretion.
*See online credit card application for details on the terms and conditions