Citi®

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Citi® credit cards offer products with low interest, no annual fee, cash back and more. CreditSoup.com helps you find the Citi credit card with just the right features.

Citi® Double Cash Card

Credit Recommended:
Excellent
Apply Now
Citi® Double Cash Card
Apply Now on issuer’s secure website.
Credit Recommended:
Excellent
Intro (Transfers)
0% Intro APR Period 18 months on Balance Transfers
Rewards Rate 1
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
Credit Recommended
Excellent
Apply Now on issuer’s secure website.
Regular APR
13.99% – 23.99% (Variable)
Regular Purchase APR Value
13.99% – 23.99% (Variable)
Cash Advance APR
25.24% (Variable)

Highlights

  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness.
  • Balance Transfers do not earn cash back.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
See additional details for Citi® Double Cash Card

Citi Rewards+℠ Card

Credit Recommended:
Excellent
Apply Now
Citi Rewards+℠ Card
Apply Now on issuer’s secure website.
Credit Recommended:
Excellent
Intro (Purchases)
0% Intro APR Period 15 months on Purchases and Balance Transfers
Intro (Transfers)
0% Intro APR Period 15 months on Purchases and Balance Transfers
Annual Fee
$0
Apply Now on issuer’s secure website.
Regular APR
13.49% - 23.49% (Variable)
Cash Advance APR
25.24% (Variable)
Credit Recommended
Excellent

Highlights

  • The Citi Rewards+℠ Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
  • Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 13.49% - 23.49%, based on your creditworthiness. Balance transfer fee — either $5 or 3% of the amount of each transfer, whichever is greater.
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
  • The standard variable APR for Citi Flex Plan is 13.49% - 23.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
See additional details for Citi Rewards+℠ Card

American Airlines AAdvantage MileUp℠ Card

Credit Recommended:
Excellent
Apply Now
American Airlines AAdvantage MileUp℠ Card
Apply Now on issuer’s secure website.
Credit Recommended:
Excellent
Regular APR
15.99% - 24.99% (Variable)
Annual Fee
$0
Credit Recommended
Excellent
Apply Now on issuer’s secure website.
Cash Advance APR
25.24% (Variable)
Penalty APR
Up to 29.99% (Variable)
Late Payment Fee
Up to $40

Highlights

  • Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening
  • No Annual Fee
  • Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
  • Earn 1 AAdvantage® mile for every $1 spent on other purchases
  • Save 25% on inflight food and beverage purchases when you use your card on American Airlines flights
  • The standard variable APR for Citi Flex Plan is 15.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
See additional details for American Airlines AAdvantage MileUp℠ Card

Citi® Diamond Preferred® Card

Credit Recommended:
See website for Details*
Apply Now
Citi® Diamond Preferred® Card
Apply Now on issuer’s secure website.
Credit Recommended:
See website for Details*
Intro (Purchases)
0% 18 months on Purchases and Balance Transfers
Intro (Transfers)
0% 18 months on Purchases and Balance Transfers
Annual Fee
$0
Apply Now on issuer’s secure website.
Regular APR
14.74% - 24.74% (Variable)
Cash Advance APR
25.24% (Variable)
Penalty APR
Up to 29.99% (Variable)

Highlights

  • 0% Intro APR for 18 months on purchases from date of account opening and 0% Intro APR for 18 months on balance transfers from date of first transfer. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
  • Get free access to your FICO® Score online.
  • With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
  • Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions.
  • The standard variable APR for Citi Flex Plan is 14.74% - 24.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
See additional details for Citi® Diamond Preferred® Card

*See online credit card application for details on the terms and conditions

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CreditSoup is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which CreditSoup receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditSoup does not include all companies or all offers available in the marketplace. CreditSoup may use other proprietary factors to impact offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval.

Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category.

CreditSoup.com may be compensated by companies mentioned on our site when a consumer’s application is accepted or approved by the company.

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