Cash Back credit cards offer rewards of cash back or rebate incentives when you make purchases using their card. The rewards benefits of these cards are like receiving a discount or percentage off of every purchase you make,

Capital One® QuicksilverOne® Cash Rewards Credit Card

Intro (Purchases)
N/A
Intro (Transfers)
N/A
Regular APR
24.99% (Variable)
Annual Fee
$39
Credit Recommended
Average, Fair, Limited
Product Type
ConsumerCard

Highlights

  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is ever lost or stolen
  • Use online banking to access your account, even from your smartphone, with our mobile app
  • Help strengthen your credit for the future with responsible card use

Barclaycard CashForward™ World MasterCard®

Intro (Purchases)
N/A
Intro (Transfers)
0% 15 months (on balance transfers made within 45 days of account opening)
Regular APR
15.24%, 20.24% or 25.24%* Variable
Annual Fee
$0
Credit Recommended
Excellent
Product Type
Consumer

Highlights

  • Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening
  • Earn unlimited 1.5% cash rewards on every purchase
  • Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
  • Redeem your cash rewards for a deposit into your bank account, a statement credit or gift cards. Redemptions start at $50
  • Cash rewards do not expire as long as your account is open, active and in good standing
  • 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that a variable APR will apply, 15.24%, 20.24% or 25.24%, based on your creditworthiness. Please note, there is a fee for balance transfers
  • No annual fee

Credit One Bank® Platinum Visa® Cash Back Rewards Credit Card

Intro (Purchases)
N/A
Intro (Transfers)
N/A
Regular APR
15.90% - 24.40% Variable
Annual Fee
$0 - $99
Credit Recommended
Good
Cash Advance APR
18.15% - 25.40% Variable

Highlights

  • Get the credit card that rewards you and fits your lifestyle. Features of this card include 1% cash back on eligible purchases, free online access to your credit score, and Zero Fraud Liability. Terms apply.
  • Carry a card that makes you smile by choosing from over 20 unique card designs in Credit One Bank’s premium card gallery. A fee may apply.
  • Set up custom email or text alerts, so you’ll always be aware of your payment due date, when your payment posts, or if your available balance runs low
  • 24/7 fraud monitoring on every purchase helps you stay protected. Rest easy knowing you won't be held responsible for unauthorized charges.
  • Access your account easily from your computer, smartphone, or tablet at CreditOneBank.com. You can make payments, see recent transactions, and update your account preferences all at the click of a button.

Capital One® Quicksilver® Cash Rewards Credit Card

Intro (Purchases)
0% for 9 months
Intro (Transfers)
0% for 9 months
Regular APR
13.49% - 23.49% (Variable)
Annual Fee
$0
Credit Recommended
Excellent, Good
Product Type
ConsumerCard

Highlights

  • One-time $100 cash bonus after you spend $500 on purchases within 3 months of approval
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • 0% intro APR on purchases for 9 months; 13.49%-23.49% variable APR after that
  • Balance transfers also have a 0% intro APR for 9 months; 13.49%-23.49% variable APR after that; a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees

Capital One® Spark® Classic for Business

Intro (Purchases)
N/A
Intro (Transfers)
N/A
Regular APR
23.49% (Variable)
Annual Fee
$0
Credit Recommended
Average, Fair, Limited
Product Type
BusinessCard

Highlights

  • Enjoy no annual fee
  • Earn 1% cash back on every purchase, every day
  • Build business credit with responsible use
  • Fraud coverage if your card is ever lost or stolen
  • No foreign transaction fees
  • Enjoy business benefits including Year-End Summaries, employee cards at no extra cost and experienced small business customer service

USAA Cash Rewards® Visa Signature® Card

Intro Rate
N/A*
Intro Period
N/A*
Regular APR
10.40% to 26.40%*
Annual Fee
$0
Balance Transfer
Yes*
Credit Recommended
Good to Excellent

Highlights

  • Earn up to 1.25% cash back on your everyday purchases.
  • There's no limit on the amount you can earn.
  • Redeem your cash rewards anytime using your mobile device or computer.
  • Enjoy no foreign transaction fees when you travel outside of the United States.

USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.


Journey® Student Rewards from Capital One®

Intro (Purchases)
N/A
Intro (Transfers)
N/A
Regular APR
20.49% (Variable)
Annual Fee
$0
Credit Recommended
Average, Fair, Limited
Product Type
ConsumerCard

Highlights

  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • There’s no limit to the amount of cash back you can earn, and rewards don't expire
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Pay no annual or foreign transaction fees
  • Fraud coverage if your card is lost or stolen
  • Pick the monthly due date that works best for you

Capital One® Spark® Cash for Business

Intro (Purchases)
N/A
Intro (Transfers)
N/A
Regular APR
17.49% (Variable)
Annual Fee
$0 intro for first year; $59 after that
Credit Recommended
Excellent, Good
Product Type
BusinessCard

Highlights

  • Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business
  • Plus, a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months of approval
  • Use Spark Cash across all your business spend, with no categories to limit your purchasing
  • $0 intro annual fee for the first year; $59 after that
  • Rewards don't expire, and you can redeem your cash back for any amount, anytime
  • Get employee cards at no additional cost, and earn rewards from their business spend

*See online credit card application for details on the terms and conditions.

More about Cash Rewards Credit Cards…

There's nothing better than free money! Companies offering cash back credit cards offer you a rebate consisting of a percentage of the amount you charge on their card. The more you use the card, the more cash you get back. This is a win-win situation: you get a little bonus and the credit card company gets increased usage.

The amount of cash back you could receive can vary from .25 percent to five percent. With a full five percent rebate, $6,000 in spending could earn you $300 in rewards. However, offers vary widely even within the same company and there are always terms and conditions that apply. It can be difficult to figure out just which offer ends up being the best for you.

In addition to the cash back rewards, there are many elements to take into consideration. Does the card charge an annual fee? What interest rate applies? Does the cash back offer cover all purchases, or only purchases at specific venues? Do you have to accrue a certain minimum before you'll get anything back? You can easily review the answers to some of these questions and more on CreditSoup.com and on each credit card’s terms and conditions.