Capital One®

Established in 1995, Capital One has grown into a diversified bank with one of the most widely recognized brands in America. Capital One offers numerous credit cards to fit consumers’ needs, including rewards cards, competitive rate cards, student cards, secured cards and small business cards.

Capital One Platinum Credit Card

Credit Recommended:
Average, Fair, Limited
Apply Now on Capital One® secure website.
Credit Recommended:
Average, Fair, Limited
Balance Transfer Fee
$0 at this Transfer APR
Fraud Coverage
You're covered by $0 Fraud Liability if your card is ever lost or stolen
Credit Recommended
Average, Fair, Limited
Apply Now on Capital One® secure website.
Annual Fee
$0
Foreign Trans Fee
None
Regular APR
26.99% (Variable)

Highlights

  • No annual or hidden fees. See if you're approved in seconds
  • Be automatically considered for a higher credit line in as little as 6 months
  • Help build your credit through responsible use of a card like this
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Monitor your credit score with CreditWise from Capital One. It's free for everyone
  • Get access to your account 24 hours a day, 7 days a week with online banking from your desktop or smartphone, with our mobile app
  • Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
  • Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
See additional details for Capital One Platinum Credit Card

Capital One QuicksilverOne Cash Rewards Credit Card

Credit Recommended:
Average, Fair, Limited
Apply Now on Capital One® secure website.
Credit Recommended:
Average, Fair, Limited
Credit Recommended
Average, Fair, Limited
Balance Transfer Fee
$0 at this Transfer APR
Fraud Coverage
You're covered by $0 Fraud Liability if your card is ever lost or stolen
Apply Now on Capital One® secure website.
Foreign Trans Fee
None
Regular APR
26.99% (Variable)
Annual Fee
$39

Highlights

  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or limits to how much you can earn, and cash back doesn't expire for the life of the account. It's that simple
  • Be automatically considered for a higher credit line in as little as 6 months
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Help strengthen your credit for the future with responsible card use
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • Monitor your credit score with CreditWise from Capital One. It's free for everyone
  • Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set

Capital One Platinum Secured Credit Card

Credit Recommended:
Limited, Bad
Apply Now on Capital One® secure website.
Credit Recommended:
Limited, Bad
Fraud Coverage
You're covered by $0 Fraud Liability if your card is ever lost or stolen
Minimum Deposit
$49, $99 or $200
Purchase Grace Period
25 days
Apply Now on Capital One® secure website.
Balance Transfer Fee
$0 at this Transfer APR
Annual Fee
$0
Foreign Trans Fee
None

Highlights

  • No annual or hidden fees. See if you're approved in seconds
  • Building your credit? Using the Capital One Platinum Secured card responsibly could help
  • Put down a refundable security deposit starting at $49 to get a $200 initial credit line
  • You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
  • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Monitor your credit score with CreditWise from Capital One. It's free for everyone
  • Get access to your account 24 hours a day, 7 days a week with online banking to access your account from your desktop or smartphone, with our mobile app
See additional details for Capital One Platinum Secured Credit Card

Apply Now on Capital One® secure website.
Credit Recommended:
Limited, Bad
Regular APR
26.99% (Variable)
Balance Transfer Fee
$0 at this Transfer APR
Annual Fee
$0
Apply Now on Capital One® secure website.
Minimum Deposit
$200
Credit Recommended
Limited, Bad
Cash Advance APR
26.99% (Variable)

Highlights

  • No annual or hidden fees, and you can earn unlimited 1.5% cash back on every purchase, every day. See if you're approved in seconds
  • Put down a refundable $200 security deposit to get a $200 initial credit line
  • Building your credit? Using a card like this responsibly could help
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
  • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • Monitor your credit score with CreditWise from Capital One. It's free for everyone

Journey Student Rewards from Capital One

Credit Recommended:
Average, Fair, Limited
Apply Now on Capital One® secure website.
Credit Recommended:
Average, Fair, Limited
Rewards Rate 1
1% Cash Back on all purchases
Intro Rewards Bonus Value Description
Earn up to $60 in streaming subscription credits
Fraud Coverage
You're covered by $0 Fraud Liability if your card is ever lost or stolen
Apply Now on Capital One® secure website.
Annual Fee
$0
Balance Transfer Fee
$0 at this Transfer APR
Foreign Trans Fee
None

Highlights

  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • Earn $5 per month for 12 months on Select Streaming Subscriptions when you pay on time. *Exclusions Apply
  • Enjoy no annual fee and no foreign transaction fees
  • You can help build your credit with responsible use of a card like this
  • Be automatically considered for a higher credit line in as little as 6 months
  • $0 fraud liability if your card is ever lost or stolen
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • Pick the monthly due date that works best for you
See additional details for Journey Student Rewards from Capital One

Capital One SavorOne Student Cash Rewards Credit Card

Credit Recommended:
Average, Fair, Limited
Apply Now on issuer’s secure website.
Credit Recommended:
Average, Fair, Limited
Rewards Rate 1
3% Cash Back on dining and entertainment
Annual Fee
$0
Fraud Coverage
You're covered by $0 Fraud Liability if your card is ever lost or stolen
Apply Now on issuer’s secure website.
Purchase Grace Period
25 days
Regular APR
15.24% - 25.24% (Variable)
Credit Recommended
Average, Fair, Limited

Highlights

  • Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), with 1% on all other purchases. Plus, earn 8% cash back on Capital One Entertainment purchases and tickets at Vivid Seats
  • Limited Time Offer: Earn $100 when you spend $100 in the first three months
  • Enjoy no annual fee, foreign transaction fees, or hidden fees
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • You can help build your credit with responsible use of a card like this
  • Be automatically considered for a higher credit line in as little as 6 months
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • Whether you're at a 4-year university, community college or other higher education institution, this card might be an option for you

Capital One Quicksilver Student Cash Rewards Credit Card

Credit Recommended:
Average, Fair, Limited
Apply Now on Capital One® secure website.
Credit Recommended:
Average, Fair, Limited
Fraud Coverage
You're covered by $0 Fraud Liability if your card is ever lost or stolen
Annual Fee
$0
Purchase Grace Period
25 days
Apply Now on Capital One® secure website.
Balance Transfer Fee
$0 at this Transfer APR
Regular APR
15.24% - 25.24% (Variable)
Credit Recommended
Average, Fair, Limited

Highlights

  • Earn unlimited 1.5% cash back on every purchase, every day
  • Limited Time Offer: Earn $100 when you spend $100 in the first three months
  • Enjoy no annual fee, foreign transaction fees, or hidden fees
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • You can help build your credit with responsible use of a card like this
  • Be automatically considered for a higher credit line in as little as 6 months
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • Whether you're at a 4-year university, community college or other higher education institution, this card might be an option for you

*See online credit card application for details on the terms and conditions.


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Editor’s Rating

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