Canadian Credit Cards

Scotia Momentum® Visa* card

Credit Recommended:
Good
Apply Now on Scotiabank secure website.
Credit Recommended:
Good
Intro Rate
See website for Details*
Intro Period
See website for Details*
Regular APR
19.99% on purchases, 22.99% on cash advances
Apply Now on Scotiabank secure website.
Annual Fee
$39
Balance Transfer
See website for Details*
Credit Recommended
Good

Highlights

  • 2.99% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $39)*
  • Cash back with low annual fee
  • 2% on eligible gas station, grocery store and drug store purchases and recurring bill payments
  • 1% cash back on all other eligible everyday purchases
  • Rates, fees and other information are effective as of February 1, 2018. Subject to change.
See additional details for Scotia Momentum® Visa* card

ScotiaGold Passport® Visa* card

Credit Recommended:
Good
Apply Now on Scotiabank secure website.
Credit Recommended:
Good
Intro Rate
See website for Details*
Intro Period
See website for Details*
Regular APR
19.99% on purchases, 22.99% on cash advances
Apply Now on Scotiabank secure website.
Annual Fee
$110
Balance Transfer
See website for Details*
Credit Recommended
Good

Highlights

  • Earn 5,000 bonus points upon your first purchase*
  • Earn 1 Scotia Rewards point for every $1 you spend on eligible everyday purchases
  • 5% cash back on travel purchased through Scotia Rewards Flexible Point Redemption
  • Rates, fees and other information are effective as of February 1, 2018. Subject to change.
See additional details for ScotiaGold Passport® Visa* card

Apply Now on Scotiabank secure website.
Credit Recommended:
Good
Intro Rate
See website for Details*
Intro Period
See website for Details*
Regular APR
19.99% on purchases, 22.99% on cash advances
Apply Now on Scotiabank secure website.
Annual Fee
$99 Waived for the first year*
Balance Transfer
See website for Details*
Credit Recommended
Good

Highlights

  • Earn 15,000 bonus Scotia Rewards points with your first $1000 in everyday purchases in the first 3 months*
  • Earn 4x Scotia Rewards points for every $1 you spend at eligible gas stations, grocery stores, on dining and entertainment
  • Earn one point on all other eligible everyday purchases
  • Complimentary Concierge Services 24/7
  • Rates, fees and other information are effective as of March 1, 2018. Subject to change.
See additional details for Scotiabank®* Gold American Express® Card

Scotiabank®* American Express® Card

Credit Recommended:
Good
Apply Now on Scotiabank secure website.
Credit Recommended:
Good
Intro Rate
See website for Details*
Intro Period
See website for Details*
Regular APR
19.99% on purchases, 22.99% on cash advances
Apply Now on Scotiabank secure website.
Annual Fee
$0
Balance Transfer
See website for Details*
Credit Recommended
Good

Highlights

  • Earn 5,000 bonus Scotia Rewards points with your first $500 in everyday purchases in first 3 months*
  • Earn one Scotia Rewards point on all eligible everyday purchases
  • Flexible Point Redemption
  • Rates, fees and other information are effective as of February 1, 2018. Subject to change.
See additional details for Scotiabank®* American Express® Card

Scotiabank® GM®* Visa* Card

Credit Recommended:
Good
Apply Now on Scotiabank secure website.
Credit Recommended:
Good
Intro Rate
See website for Details*
Intro Period
See website for Details*
Regular APR
17.99% on purchases, 17.99% on cash advances
Apply Now on Scotiabank secure website.
Annual Fee
$0
Balance Transfer
See website for Details*
Credit Recommended
Good

Highlights

  • Get closer to your new car with up to 5% in GM Earnings
  • Earn 5% in GM Earnings on the first $5,000 spent annually, and 2% thereafter
  • $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac
  • No earning or redemption caps
  • Rates, fees and other information are effective as of February 1, 2018. Subject to change.
See additional details for Scotiabank® GM®* Visa* Card

Scotiabank® GM®* Visa Infinite* Card

Credit Recommended:
Good
Apply Now on Scotiabank secure website.
Credit Recommended:
Good
Intro Rate
See website for Details*
Intro Period
See website for Details*
Regular APR
19.99% on purchases, 22.99% on cash advances
Apply Now on Scotiabank secure website.
Annual Fee
$79 Waived for the first year*
Balance Transfer
See website for Details*
Credit Recommended
Good

Highlights

  • First year annual fee waived*
  • Get closer to your new car with up to 5% in GM Earnings
  • Earn 5% in GM Earnings on the first $10,000 spent annually, and 2% thereafter
  • $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac
  • No earning or redemption caps
  • Rates, fees and other information are effective as of February 1, 2018. Subject to change.
See additional details for Scotiabank® GM®* Visa Infinite* Card

*See online credit card application for details on the terms and conditions.


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Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category.

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