Balance Transfer credit cards are a great option if you are currently carrying a balance on another interest-bearing credit card. These credit cards often offer a low or 0% introductory APR for balance transfers so you can consolidate other credit card debt onto one card and save money from interest charges.

Capital One® Quicksilver® Cash Rewards Credit Card

Intro (Purchases)
0% for 9 months
Intro (Transfers)
0% for 9 months
Regular APR
13.24% - 23.24% (Variable)
Annual Fee
$0
Credit Recommended
Excellent, Good

Highlights

  • One-time $100 cash bonus after you spend $500 on purchases within 3 months of approval
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • 0% intro APR on purchases for 9 months; 13.24%-23.24% variable APR after that
  • Balance transfers also have a 0% intro APR for 9 months; 13.24%-23.24% variable APR after that; a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees

Barclaycard CashForward™ World MasterCard®

Intro (Purchases)
n/a
Intro (Transfers)
0% for 15 months (on balance transfers made within 45 days of account opening)
Regular APR
14.99%, 19.99% or 24.99%* Variable
Annual Fee
$0
Credit Recommended
Excellent

Highlights

  • Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening
  • Earn unlimited 1.5% cash rewards on every purchase
  • Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
  • Redeem your cash rewards for a deposit into your bank account, a statement credit or gift cards. Redemptions start at $50
  • Cash rewards do not expire as long as your account is open, active and in good standing
  • 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that a variable APR will apply, 14.99%, 19.99% or 24.99%, based on your creditworthiness. Please note, there is a fee for balance transfers
  • No annual fee

Capital One® Card Finder Tool

Intro (Purchases)
See Terms
Intro (Transfers)
See Terms
Regular APR
Various Rates
Annual Fee
See Terms
Credit Recommended
N/A

Highlights

  • Find card offers you may be eligible for without affecting your credit score
  • Get matched to features you want like low intro rates, cash back or miles and more
  • See your card matches in less than 60 seconds
  • Find a card for where you are to help you prepare for what’s ahead
  • All Capital One cards come with fraud coverage if your card is lost or stolen
  • 24/7 account access, including mobile app for fast and easy account management - right from your smartphone
  • Pick the monthly payment due date that works best for you
  • Pay the way you want - by check, online or at a local branch

Barclaycard Ring MasterCard®

Intro (Purchases)
N/A
Intro (Transfers)
N/A
Regular APR
8.25%* Variable
Annual Fee
$0
Credit Recommended
Excellent

Highlights

  • A low, variable APR on balance transfers and purchases
  • No Annual Fee
  • No balance transfer fees
  • No foreign transaction fees
  • Share in the community profits through our Giveback™ program
  • Vote on product changes and share your ideas in Barclaycard Ring's community
  • Free online access to FICO® Credit Score lets you keep an eye on your credit and get alerts when we learn that your score has changed

*See online credit card application for details on the terms and conditions.


More about Balance Transfer Credit Cards...

Smart consumers are constantly searching for ways to lower the monthly expense of taking care of their debt. Ideally, we would all pay our balances every month and have no interest or finance charges. But for many that isn’t possible, so the question becomes one of paying the lowest possible interest.

One excellent means of doing this is to search out credit cards that offer low interest rates for balance transfers. Usually these low interest rates are only an introductory rate and are good for a limited period of time. Be aware of what rate you’ll be paying after the introductory period expires, and if it is high, you might want to transfer the balance again.

When you decide to transfer a balance, be certain that you don’t exceed the credit limit on the account you are transferring to. It is also recommended that you still make at least your minimum payment due to the card you are transferring a balance from. That can protect you from late charges if the transfer doesn’t go through before your due date.

How can you find a card that will give you a low rate on balance transfers? CreditSoup.com can help. On this page, we show you a selection of offers to help you find the best deal. Balance transfers can save you a significant amount of money, so take advantage of finding solutions to fit your balance transfer goals in one effortless location.