Balance Transfer credit cards are a great option if you are currently carrying a balance on another interest-bearing credit card. These credit cards often offer a low or 0% introductory APR for balance transfers so you can consolidate other credit card debt onto one card and save money from interest charges.

Capital One® Quicksilver® Cash Rewards Credit Card

Intro (Purchases)
0% for 9 months
Intro (Transfers)
0% for 9 months
Regular APR
13.49% - 23.49% (Variable)
Annual Fee
$0
Credit Recommended
Excellent, Good
Product Type
ConsumerCard

Highlights

  • One-time $100 cash bonus after you spend $500 on purchases within 3 months of approval
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • 0% intro APR on purchases for 9 months; 13.49%-23.49% variable APR after that
  • Balance transfers also have a 0% intro APR for 9 months; 13.49%-23.49% variable APR after that; a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees

Barclaycard CashForward™ World MasterCard®

Intro (Purchases)
N/A
Intro (Transfers)
0% 15 months (on balance transfers made within 45 days of account opening)
Regular APR
15.24%, 20.24% or 25.24%* Variable
Annual Fee
$0
Credit Recommended
Excellent
Product Type
Consumer

Highlights

  • Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening
  • Earn unlimited 1.5% cash rewards on every purchase
  • Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
  • Redeem your cash rewards for a deposit into your bank account, a statement credit or gift cards. Redemptions start at $50
  • Cash rewards do not expire as long as your account is open, active and in good standing
  • 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that a variable APR will apply, 15.24%, 20.24% or 25.24%, based on your creditworthiness. Please note, there is a fee for balance transfers
  • No annual fee

Barclaycard Ring™ Mastercard®

Intro (Purchases)
0% 15 months
Intro (Transfers)
0% 15 months (on balance transfers made within 45 days of account opening)
Regular APR
13.49% Variable
Annual Fee
$0
Credit Recommended
Excellent
Product Type
Consumer

Highlights

  • 0% Introductory APR for the first 15 months on purchases. Plus, you'll get a 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 13.49%
  • No balance transfer fees
  • No foreign transaction fees
  • Chip technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
  • Free online access to FICO® Credit Score

Barclaycard Arrival Plus™ World Elite MasterCard®

Intro (Purchases)
N/A
Intro (Transfers)
0% 12 months (on balance transfers made within 45 days of account opening)
Regular APR
16.49%, 20.49% or 23.49%* Variable
Annual Fee
$89 - waived first year
Credit Recommended
Excellent/Good
Product Type
Consumer

Highlights

  • Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 90 days — that's enough to redeem for a $500 travel statement credit
  • Earn 2X miles on all purchases
  • Redeem for travel or cash back statement credits, gift cards and merchandise. Redemption values vary
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • Miles don't expire as long as your account is open, active and in good standing
  • No foreign transaction fees on anything you buy while in another country
  • 0% introductory APR for 12 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 16.49%, 20.49% or 23.49%, based on your creditworthiness. Please note, there is a fee for balance transfers

JetBlue Card

Intro (Purchases)
N/A
Intro (Transfers)
0% introductory APR First 12 billing cycles following each balance transfer that posts to account within 45 days of account opening
Regular APR
12.49%, 20.49% or 25.49% variable
Annual Fee
$0
Credit Recommended
Excellent/Good
Product Type
Consumer

Highlights

  • Earn 5,000 bonus points after you spend $1,000 on purchases in the first 90 days.
  • Earn 3 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases.
  • No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue-operated flights. Points required for an Award Flight will vary based on the published base fare at the time of booking.
  • Points awarded in your TrueBlue account don't expire.
  • Earn and share points together with Family Pooling.
  • 50% savings on eligible inflight purchases like cocktails and food on JetBlue-operated flights
  • No foreign transaction fees
  • Chip technology & $0 Fraud Liability protection

*See online credit card application for details on the terms and conditions.

More about Balance Transfer Credit Cards...

Smart consumers are constantly searching for ways to lower the monthly expense of taking care of their debt. Ideally, we would all pay our balances every month and have no interest or finance charges. But for many that isn’t possible, so the question becomes one of paying the lowest possible interest.

One excellent means of doing this is to search out credit cards that offer low interest rates for balance transfers. Usually these low interest rates are only an introductory rate and are good for a limited period of time. Be aware of what rate you’ll be paying after the introductory period expires, and if it is high, you might want to transfer the balance again.

When you decide to transfer a balance, be certain that you don’t exceed the credit limit on the account you are transferring to. It is also recommended that you still make at least your minimum payment due to the card you are transferring a balance from. That can protect you from late charges if the transfer doesn’t go through before your due date.

How can you find a card that will give you a low rate on balance transfers? CreditSoup.com can help. On this page, we show you a selection of offers to help you find the best deal. Balance transfers can save you a significant amount of money, so take advantage of finding solutions to fit your balance transfer goals in one effortless location.