Editorial Disclaimer

New to Credit Oportun-ity!

New to Credit Oportun-ity!

If you are new to credit, or working to build up your credit this should be at the top of your list of cards to check out. Oportun® Visa® Credit Card, issued by WebBank, Member FDIC, provides customers with little to no credit history with an opportunity to access credit that traditional banks don’t offer. They are able to extend credit where others cannot through artificial intelligence that is able to see customers as much more than simply a credit score.

The Oportun® Visa® Credit Card is an unsecured card and offers starting credit lines of up to $1,000. It provides its users with access to on demand funds, the ability to build credit faster, and an entry point to the mainstream financial services that enable a better future. Some additional benefits and features of this card include:

  • Credit Line up to $1,000
  • No credit history required to apply
  • No security deposit requirements
  • Zero fraud liability
  • Automatic reviews for credit line increase
  • Worldwide acceptance in stores or online

So, what sets this card apart from other cards that are just starting to hit the market offering similar benefits? The card does not require a credit score and or a social security number to be approved, and it reports to the major credit bureaus which is a great way to build your credit score, as long as you’re making your payments on time. And while a credit score isn't required, the truth is that many employers, landlords, and other lenders do, which can make it essential to have a good score. The card also comes with easy payments options- online, mail, phone or even cash which is a huge added benefit to this card.

The Oportun® Visa® Credit Card comes with 24/7 online account management, and also offers no foreign transaction fees. For most users, after a few months of on time payments you will be considered for a credit limit increase. This card is built for consumers that have no credit score, limited credit or are trying to build up their credit. It addresses the urgent need for financial inclusion and is a must look into Oportun-ity!

Follow Us Here!

Editorial Disclaimer: Information in these articles is brought to you by CreditSoup. Banks, issuers, and credit card companies mentioned in the articles do not endorse or guarantee, and are not responsible for, the contents of the articles. The information is accurate to the best of our knowledge when posted; however, all credit card information is presented without warranty. Please check the issuer’s website for the most current information.

Advertiser Disclosure

CreditSoup is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which CreditSoup receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditSoup does not include all companies or all offers available in the marketplace. CreditSoup may use other proprietary factors to impact offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval.

Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category.

CreditSoup.com may be compensated by companies mentioned on our site when a consumer’s application is accepted or approved by the company.