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Arro Card Aims to Level the Financial Playing Field for All

Arro Card Aims to Level the Financial Playing Field for All

The new card from Arro aims to level the financial playing field for all. Arro’s mission is simple - democratize credit and level the playing field by providing financial opportunity and accessibility for all. Arro is designed to empower financial wellness.

How do they plan on accomplishing this? Through fair access and an integrated learning system, they provide a path for you to steadily increase your credit score and learn while you’re doing it. The term “gamification” is getting increasingly popular and seems to be working with consumers. Arro uses this technique to teach their consumer how to use credit responsibly, create budget and saving goals all through their in-app activities.

Arro offers a new way to build credit and financial knowledge.

  • No credit history needed
  • No security deposits
  • Immediate access to credit line increases
  • Free Vantage Score online
  • Access to financial education tools

You’ve heard of a win-win situation, but have you heard of a win-win-win situation? With Arro you can earn rewards, increase your score, and build personal financial skills. Consumers are always looking for ways to up their credit limit and decrease their interest rate. Arro offers these when you engage in positive financial behaviors and learning is provided in the app. Their emphasis on building personal finance skills for their consumers is second to none. They truly want to change the way you think about money through science-backed activities.

What makes Arro different from other credit building products?

They worked with a team of behavioral researchers to develop a science-based approach to help you achieve your money goals. Still not convinced? They also partnered with academic professors on the curriculum used as well as the science backing the content. Here’s a look at the curriculum they created to form a financial journey that ups your game:

  • Money tips to be a better shopper
  • Tools to handle your credit card debit
  • Inside information on curbing impulse buys
  • Professional advice on saving
  • Planning your spending for the long term

The Arro method tries to change the way your brain thinks about money through science-backed activities. With the help of their app, spending less than 5 minutes a day can help you build financial skills that will stick with you. Arro isn’t just in it for the short term, their goal is to develop the best financial habits for their members for life.

Arro hit the bullseye with this product when it comes to putting the consumer first and tailoring your financial journey to you. While credit building is not a one size fits all, Arro truly stands out in the crowd with all the backend technology and science behind their education and digital platforms. Arro works because they put control in the hands of the customer. Arro is currently offering a promotional monthly fee of $1 instead of $3 for early members. It's the perfect time to check it out!

Arro Card

Credit Recommended:
All Credit Types Accepted
Credit Recommended:
All Credit Types Accepted
Regular APR
16% Variable
Credit Recommended
All Credit Types Accepted
Card Brand
Apply Now on the issuer’s secure website.
Late Payment Fee
Up to $8
Return Payment Fee
Annual Fee
$36* (*discounted in Year 1 for starting credit lines under $200)


  • All credit types accepted.
  • Arro's soft credit pull does not impact your credit score.
  • Through in-app personal finance activities, members receive real time credit limit increases and other rewards.
  • Opportunities to decrease your interest rate.
  • Use your Arro Card anywhere Mastercard is accepted.
  • Application takes as little as 5 minutes.
See additional details for Arro Card

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