Public Savings Bank Launches New Open Sky Secured Visa #openskysecuredvisa Right out of the gate Public Savings Bank is launching a new offer in 2011 called Open Sky Secured Visa Credit Card. This new offer is replacing the Classic Secured Credit Card, so out with the old and in with the new. The new Secured Credit Card is a great credit card option for people with bad credit, poor credit, or no credit. The new minimum out-of-pocket cost to obtain this credit card offer is now only $200 (previously $375). They have also lowered the APR down to 9.75% variable (Prime + 6.5%) and removed the upfront enrollment fee! Public Savings Open Sky Secure Visa Credit Card is working hard to help consumers who are looking for a secured card to rebuild or establish their credit rating. Start the New Year off right and apply today!