Limited/No History

Limited Credit or No Credit History

If you do not have a credit score, you may qualify for a card in the New to Credit category. Card types available in the new to credit category range from unsecured cards (some of which may be fee-based) to prepaid cards. Cards in this category are typically designed to help consumers establish their credit history.

Capital One® Platinum Credit Card

  • Start with a $0 intro annual fee for the first year; $19 after that
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account—even from your smartphone with our mobile app
  • Pay by check, online, or at a local branch, all with no fee—and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
  • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A 24.9% (Variable) $0 intro for first year; $19 after that Yes Average/Fair/Limited

Capital One® Classic Platinum Credit Card

  • Get the credit you need with a competitive rate
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account—even from your smartphone with our mobile app
  • Pay by check, online, or at a local branch, all with no fee—and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
  • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A 20.9% (Variable) $39 Yes Average/Fair/Limited

Capital One® QuicksilverOne® Cash Rewards Credit Card

  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories and no sign ups needed to earn cash rewards
  • Redeem the cash back you earn for any amount, any time
  • Cash back doesn’t expire and there’s no limit to how much you can earn
  • 0% intro APR on purchases until September 2015; 22.9% variable APR after that
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is ever lost or stolen
  • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0% intro on purchases and balance transfers until September 2015 22.9% (Variable) $39 Yes Average/Fair/Limited

MyCreditCardMatch

  • Let us match you with a card offer
  • No-hassle card offer search
  • Free and easy card offer search

Looking for a card offer that matches your needs? Use our free and easy service to find your card offer match!

Start your card offer search here! Use our free and easy search and compare service to find a card offer that meets your needs. No matter what your credit history is, we’ll look for the card offer that matches your needs.

Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
See website for Details* See website for Details* See website for Details* See website for Details* See website for Details* Any credit welcome

Journey℠ Student Rewards from Capital One®

  • Earn 1% cash back on every purchase
  • For every month you pay on time, you receive a 25% bonus—that’s a total of 1.25% cash back
  • There’s no limit to the amount of cash back you can earn, and rewards don’t expire
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Pay no annual fee or foreign transaction fees
  • Fraud coverage if your card is lost or stolen
  • Pick the monthly payment due date that works best for you
  • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A 19.8% (Variable) $0 Yes Average/Fair/Limited

Capital One® Secured MasterCard®

  • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
  • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
  • Your minimum security deposit gets you a $200 credit line
  • You may qualify for a credit line increase based on your payment history and creditworthiness—no additional deposit required
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • It’s a credit card—accepted at millions of locations worldwide
Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A 22.9% (Variable) $29 Yes Limited/Bad

Capital One® Spark℠ Classic for Business

  • Enjoy no annual fee
  • Earn 1% cash back on every purchase, every day
  • Build business credit with responsible use
  • Separate business expenses from personal expenses
  • Fraud coverage if your card is ever lost or stolen
  • No foreign transaction fees
  • Enjoy business benefits including Year-End Summaries, employee cards at no additional cost, and experienced small business customer service
Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A 22.9% (Variable) $0 Yes Average/Fair/Limited

Vast Platinum

  • 0% Financing on brand name products exclusively at our online store.
  • Low Monthly Payments!
  • Enjoy amazing benefits like 24/7 Roadside Assistance. Legal Assistance.
  • Low payments of only $19.95/mo.
  • No Credit Checks & No Credit Turndowns!

Enjoy a $1,000.00 Credit Line!

We won't check your credit and you will not be denied for bad credit. Buy Now... Pay Later! Purchase your products now and enjoy our low monthly payments.

Credit Line Regular APR Monthly Fee Credit Needed
$1,000.00* See website for Details* See website for Details* See website for Details*

Net First Platinum

  • No Credit Check
  • Fast Online Application
  • Always 0.0% APR
  • Instant Approval

The Net First Platinum card could be the perfect card for you.

Have you been denied credit in the past? Net First Platinum is available to help people meet their financial needs. Our fast and easy application could be just what you need. A $500 credit line could be available to you faster than you ever thought possible.

Credit Line Regular APR Monthly Fee Credit Needed
$500 Limit 0% APR See website for Details* Damage credit to Fair credit

*See Card for Details

Discover it® Chrome for Students

  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
  • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter—no sign-ups needed*. 1% cash back on all your other purchases.
  • 0% intro APR on purchases for 6 months—then a variable purchase APR applies, currently 12.99% - 21.99%.
  • APR won't go up if you pay late.*
  • Free FICO® Credit Score online and on your monthly statement so you can track your score's progress*.
  • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
  • 100% U.S.- based customer service—anytime, day and night
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking “Apply.”
Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0% on Purchases; 10.99% on Balance Transfers 6 months on Purchases and Balance Transfers 12.99% - 21.99% Variable* $0 See Terms Fair

Freedom Gold Card

  • $500 Unsecured Credit Limit
  • Guaranteed Approval*
  • No Credit Check
  • No Employment Check
  • Fast online application
  • Reports to a Major Bureau
  • Bad Credit - OK

You are pre-approved for a $500 unsecured credit line with the Freedom Gold Card! Sign up now, our application process is fast and easy.

Credit Line Regular APR Monthly Fee Credit Needed
$500 Limit 0% APR See website for Details* Damage credit to Fair credit

*See site for details

Discover it® for Students

  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
  • 5% cash back for online shopping and department store purchases on up to $1,500 – Oct. through Dec. 2014 when you sign up for 5%*. 1% cash back on all other purchases.
  • Free FICO® Credit Score online and on monthly statements.*
  • 100% U.S.- based customer service—anytime, day and night
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or textand never responsible for unauthorized Discover card purchases.
  • 0% intro APR* on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99%.
  • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking “Apply.”
Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0% on Purchases; 10.99% on Balance Transfers 6 months on Purchases and Balance Transfers 12.99%- 21.99% Variable* $0 See Terms Fair

primor® Secured Visa Classic Card

  • Fast, easy application process
  • NO PROCESSING OR APPLICATION FEES!
  • LOW FIXED INTEREST RATES WITH NO PENALTY RATE!
  • REPORTS TO ALL THREE NATIONWIDE CREDIT BUREAUS
  • Guaranteed Approval*
  • As Long As Your Monthly Income Exceeds Your Monthly Expenses By $100 or More!*
    *See application for additional details
Regular APR Annual Fee Credit Line Credit Needed
13.99% $39 up to $5000 Damaged/Fair

primor® Secured Visa Gold Card

  • Fast, easy application process
  • NO PROCESSING OR APPLICATION FEES!
  • LOW FIXED INTEREST RATES WITH NO PENALTY RATE!
  • REPORTS TO ALL THREE NATIONWIDE CREDIT BUREAUS
  • Guaranteed Approval*
  • As Long As Your Monthly Income Exceeds Your Monthly Expenses By $100 or More!*

*See application for additional details

Regular APR Annual Fee Credit Line Credit Needed
9.99% $49 up to $5000 Damaged/Fair

Discover it® for Students with $20 cash back

  • Experience our cash rewards with $20 cash back after you make your first purchase within 3 months of approval.*
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
  • 5% cash back for online shopping and department store purchases on up to $1,500 – Oct. through Dec. 2014 when you sign up for 5%*. 1% cash back on all other purchases.
  • Free FICO® Credit Score online and on monthly statements.*
  • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
  • 100% U.S.- based customer service—anytime, day and night
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or textand never responsible for unauthorized Discover card purchases.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking “Apply.”
Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
10.99% on Balance Transfers 6 months on Balance Transfers 12.99% - 21.99% Variable* $0 See Terms Fair

First Progress Platinum Select MasterCard(R) Secured Credit Card

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum MasterCard(R) Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI
    *See Card Terms.
Regular APR Annual Fee Credit Line Credit Needed
14.99% $39 $2,000 Damaged/Fair

First Progress Platinum Prestige MasterCard® Secured Credit Card

  • No Credit History or Minimum Credit Score Required for Approval
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
  • Nationwide Program though not yet available in NY, IA, AR, or WI
    *See Card Terms.
Regular APR Annual Fee Credit Line Credit Needed
11.99% $44 $2,000 Damaged/Fair

The First Progress Platinum Elite MasterCard(R) Secured Credit Card

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum MasterCard(R) Secured Credit Card
  • Nationwide Program though not yet available in NY, IA, AR, or WI
    *See Card Terms.
Regular APR Annual Fee Credit Line Credit Needed
19.99% Variable $29 up to $2,000 Damage credit to Fair credit

Discover it® Chrome for Students with $20 CashBack

  • Experience our cash rewards with $20 cash back after you make your first purchase within 3 months of approval.*
  • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter - no sign-ups needed.* 1% cash back on all other purchases.
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
  • Free FICO® Credit Score online and on your monthly statements so you can track your score’s progress*
  • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
  • 100% U.S.- based customer service—anytime, day and night
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking “Apply.”
Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
10.99% on Balance Transfers 6 months on Balance Transfers 12.99% - 21.99% Variable* $0 See Terms Fair

*See online credit card application for details on the terms and conditions.




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