Limited/No History

Limited Credit or No Credit History

If you do not have a credit score, you may qualify for a card in the New to Credit category. Card types available in the new to credit category range from unsecured cards (some of which may be fee-based) to prepaid cards. Cards in this category are typically designed to help consumers establish their credit history.

Capital One® Platinum Credit Card

  • Start with no annual fee for the first year; $19 after that
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account—even from your smartphone with our mobile app
Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A 24.9% (V) $0 intro for first year; $19 after that Yes Average/Fair/Limited

Capital One® QuicksilverOne® Cash Rewards Credit Card

  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories and no sign ups needed to earn cash rewards
  • Redeem the cash back you earn for any amount, any time
  • Cash back doesn't expire and there’s no limit to how much you can earn
  • 0% intro APR on purchases until June 2015
Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0% intro on purchases until June 2015 22.9% (V) $39 Yes Average/Fair/Limited

Capital One® Classic Platinum Credit Card

  • Get the credit you need with a competitive rate
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account—even from your smartphone with our mobile app
Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A 20.9% (V) $39 Yes Average/Fair/Limited

MyCreditCardMatch

  • Let us match you with a card offer
  • No-hassle card offer search
  • Free and easy card offer search

Looking for a card offer that matches your needs? Use our free and easy service to find your card offer match!

Start your card offer search here! Use our free and easy search and compare service to find a card offer that meets your needs. No matter what your credit history is, we’ll look for the card offer that matches your needs.

Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
See website for Details* See website for Details* See website for Details* See website for Details* See website for Details* Any credit welcome

Journey℠ Student Rewards from Capital One®

  • Earn 1% cash back on every purchase, every month–and pay no annual fee
  • For every month you pay on time, you receive a 25% bonus–that's a total of 1.25% cash back
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Brighten your financial future with responsible credit use—and get rewarded along the way
  • Fraud coverage if your card is lost or stolen
  • There's no limit to the amount of cash back you can earn, and rewards don't expire
  • Pick the monthly payment due date that works best for you
  • Get free access to your monthly credit score and credit tips using Capital One® Credit Tracker
Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A 19.8% (V) $0 Yes Average/Fair/Limited

Capital One® Secured MasterCard®

  • Build credit with responsible use
  • Regular reporting to the 3 major credit bureaus
  • Your security deposit can get you a line up to $3,000
  • You may qualify for a credit line increase based on your payment history and creditworthiness
  • Build a financial foundation you can stand on with a card that gets you started
  • Use it like any MasterCard credit card, accepted at millions of locations worldwide
  • Get free access to your monthly credit score and credit tips using Capital One® Credit Tracker
Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A 22.9%(V) $29 Yes Limited/Bad

Net First Platinum

  • No Credit Check
  • Fast Online Application
  • Always 0.0% APR
  • Instant Approval

The Net First Platinum card could be the perfect card for you.

Have you been denied credit in the past? Net First Platinum is available to help people meet their financial needs. Our fast and easy application could be just what you need. A $500 credit line could be available to you faster than you ever thought possible.

Credit Line Regular APR Monthly Fee Credit Needed
$500 Limit 0% APR See website for Details* Damage credit to Fair credit

*See Card for Details

Freedom Gold Card

  • $500 Unsecured Credit Limit
  • Guaranteed Approval*
  • No Credit Check
  • No Employment Check
  • Fast online application
  • Reports to a Major Bureau
  • Bad Credit - OK

You are pre-approved for a $500 unsecured credit line with the Freedom Gold Card! Sign up now, our application process is fast and easy.

Credit Line Regular APR Monthly Fee Credit Needed
$500 Limit 0% APR See website for Details* Damage credit to Fair credit

*See site for details

First Progress Platinum Prestige MasterCard® Secured Credit Card

  • No Credit History or Minimum Credit Score Required for Approval
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
  • Nationwide Program though not yet available in NY, IA, AR, or WI
    *See Card Terms.
Regular APR Annual Fee Credit Line Credit Needed
11.99% $44 $2,000 Damaged/Fair

primorTM Secured Visa Classic Card

  • Fast, easy application process
  • NO PROCESSING OR APPLICATION FEES!
  • LOW FIXED INTEREST RATES WITH NO PENALTY RATE!
  • REPORTS TO ALL THREE NATIONWIDE CREDIT BUREAUS
  • Guaranteed Approval*
  • As Long As Your Monthly Income Exceeds Your Monthly Expenses By $100 or More!*
    *See application for additional details
Regular APR Annual Fee Credit Line Credit Needed
13.99% $39 up to $5000 Damaged/Fair

First Progress Platinum Select MasterCard(R) Secured Credit Card

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum MasterCard(R) Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI
    *See Card Terms.
Regular APR Annual Fee Credit Line Credit Needed
14.99% $39 $2,000 Damaged/Fair

primorTM Secured Visa Gold Card

  • Fast, easy application process
  • NO PROCESSING OR APPLICATION FEES!
  • LOW FIXED INTEREST RATES WITH NO PENALTY RATE!
  • REPORTS TO ALL THREE NATIONWIDE CREDIT BUREAUS
  • Guaranteed Approval*
  • As Long As Your Monthly Income Exceeds Your Monthly Expenses By $100 or More!*

*See application for additional details

Regular APR Annual Fee Credit Line Credit Needed
9.99% $49 up to $5000 Damaged/Fair

The First Progress Platinum Elite MasterCard(R) Secured Credit Card

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum MasterCard(R) Secured Credit Card
  • Nationwide Program though not yet available in NY, IA, AR, or WI
    *See Card Terms.
Regular APR Annual Fee Credit Line Credit Needed
19.99% $29 up to $2,000 Damage credit to Fair credit

First PREMIER® Bank Secured Credit Card

  • If approved, fund the security deposit to open your account.
  • This is a genuine secured credit card - not a debit or prepaid card.
  • Build your credit card limit over time!
  • Security Deposits are placed in an FDIC-insured account.
  • Reports monthly to the major Consumer Reporting Agencies unlike most prepaid accounts.
  • No credit history required to apply for this credit card.

Convenient one-time funding of your security deposit, unlike prepaid cards which must be loaded often.

Convenient one-time funding of your security deposit, unlike prepaid cards which must be loaded often.

Regular APR Annual Fee Credit Line Credit Needed
See website* See website* See website* All Credit Types Welcome

*See online credit card application for details on the terms and conditions.




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