Fair Credit

Cards in the fair credit category range from unsecured cards (some of which may be fee-based) to prepaid cards. The typical credit scores that generally qualify for one of these cards is between 580 and 660.** Consumers that qualify and have fair credit may see lower APRs than those in the poor credit category and could have a variety of intro offers or rewards programs to choose from.

Capital One® Platinum Credit Card

Intro Rate
N/A
Intro Period
N/A
Regular APR
24.99% (Variable)
Annual Fee
$0
Balance Transfer
Yes
Credit Needed
Average, Fair, Limited

Highlights

  • Pay no annual fee
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account, even from your smartphone with our mobile app
  • Pay by check, online, or at a local branch, all with no fee - and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
  • Help strengthen your credit for the future with responsible card use

Indigo® Platinum MasterCard®

Intro Rate
N/A
Intro Period
N/A
Regular APR
23.9%
Annual Fee
$0 - $99
Balance Transfer
N/A
Credit Needed
Fair/Good

Highlights

  • Previous bankruptcy OK
  • Choose your card design - Free
  • Pre-qualification available with no impact to your credit score
  • Fast and easy instant decision
  • Free online account access (mobile friendly)
  • Zero Liability – you’ll never be held liable for unauthorized charges made to your card
  • Accepted at over 35 Million Locations Worldwide!

Credit One Bank® Visa® - No Deposit Required

Intro Rate
N/A
Intro Period
N/A
Regular APR
15.65% - 24.15% Variable
Annual Fee
$0 - $99
Balance Transfer
N/A
Credit Needed
Fair

Highlights

  • Automatic reviews for credit line increase opportunities
  • See if you Pre-Qualify without harming your credit score
  • Zero fraud liability protects you from unauthorized charges
  • Free online monthly credit score tracking included
  • Flexible payment date to assist you in making your payments on time
  • Choose your card design from our premium gallery, a fee may apply
  • Earn 1% cash back on gas and grocery purchases, terms apply
  • Rewards post to your account automatically each month
  • Email or text alerts to remind you when your payment is due

Capital One® QuicksilverOne® Cash Rewards Credit Card

Intro Rate
0% intro on purchases and balance transfers
Intro Period
until February 2017
Regular APR
23.24% (Variable)
Annual Fee
$39
Balance Transfer
Yes
Credit Needed
Average, Fair, Limited

Highlights

  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • 0% intro APR on purchases until February 2017; 23.24% variable APR after that
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is ever lost or stolen

Indigo® Platinum MasterCard®

Intro Rate
N/A
Intro Period
N/A
Regular APR
23.9%
Annual Fee
$0 - $99
Balance Transfer
N/A
Credit Needed
Fair/Good

Highlights

  • Previous bankruptcy OK
  • Choose your card design - Free
  • Pre-qualification available with no impact to your credit score
  • Fast and easy instant decision
  • Free online account access (mobile friendly)
  • Zero Liability – you’ll never be held liable for unauthorized charges made to your card
  • Accepted at over 35 Million Locations Worldwide!

Milestone Gold MasterCard®

Intro Rate
N/A
Intro Period
N/A
Regular APR
23.9%
Annual Fee
$35 - $99*
Balance Transfer
N/A
Credit Needed
Fair/Good

Highlights

  • Quick pre-qualification available with no impact to your credit score
  • Fast and easy instant decision
  • Choose your custom card design - Free
  • Free online account access
  • Zero Liability – you’ll never be held liable for unauthorized charges made to your card

*Dependent on credit worthiness


First PREMIER® Bank Classic Credit Card

Intro Rate
N/A
Intro Period
N/A
Regular APR
See website*
Annual Fee
See website*
Balance Transfer
N/A
Credit Needed
Fair/Poor

Highlights

  • Have a checking account? Apply today!
  • Don't be fooled by debit and prepaid offers - this is a real credit card offer
  • Reports your credit history to the major Consumer Reporting Agencies
  • Is there a credit card in your wallet? Apply now!

*See online credit card application for details on the terms and conditions.


Fingerhut Credit Account

Credit Line
See website for Details*
Regular APR
See website for Details*
Monthly Fee
None
Credit Needed
Poor/Fair/Good

Highlights

  • Shop Great Brands at Fingerhut.com
  • Choose from over 350,000 products.
  • $25 off $100* for NEW customers only. Offer ends 3/31/16. Promo code: NC576
  • Help build your credit by shopping at Fingerhut.com with low monthly payments.
  • Apply for Fingerhut Credit today. Fill out our easy online application.

Apply for credit at Fingerhut.com to shop and make low monthly payments on the products you love. Even if you have been turned down for credit, Fingerhut often says “yes”! Once you apply for credit you will hear back instantly on your approval. Fingerhut credit is perfect for individuals who have had challenges with credit and are looking to rebuild.


Capital One® Card Finder Tool

Intro Rate
See Terms
Intro Period
See Terms
Regular APR
Various Rates
Annual Fee
See Terms
Balance Transfer
See Terms
Credit Needed
N/A

Highlights

  • Find card offers you may be eligible for without affecting your credit score
  • Get matched to features you want like low intro rates, cash back or miles, and more
  • See your card matches in less than 60 seconds
  • Find a card for where you are to help you prepare for what’s ahead
  • All Capital One cards come with fraud coverage if your card is lost or stolen
  • 24/7 account access including mobile app for fast and easy account management - right from your smartphone
  • Pick the monthly payment due date that works best for you
  • Pay the way you want - by check, online, or at a local branch

Indigo® Platinum MasterCard®

Intro Rate
N/A
Intro Period
N/A
Regular APR
23.9%
Annual Fee
$0 - $99
Balance Transfer
N/A
Credit Needed
Fair/Good

Highlights

  • Previous bankruptcy OK
  • Choose your card design - Free
  • Pre-qualification available with no impact to your credit score
  • Fast and easy instant decision
  • Free online account access (mobile friendly)
  • Zero Liability – you’ll never be held liable for unauthorized charges made to your card
  • Accepted at over 35 Million Locations Worldwide!

Surge MasterCard® Credit Card

Intro Rate
N/A
Intro Period
N/A
Regular APR
See Terms
Annual Fee
See Terms
Balance Transfer
See Terms
Credit Needed
Fair/Poor

Highlights

  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus
  • Initial Credit Limit of $500.00!* (subject to available credit)
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere that MasterCard® is accepted
  • Free online account access 24/7
  • Checking Account Required

Milestone Gold MasterCard®

Intro Rate
N/A
Intro Period
N/A
Regular APR
23.9%
Annual Fee
$35 - $99*
Balance Transfer
N/A
Credit Needed
Fair/Good

Highlights

  • Quick pre-qualification available with no impact to your credit score
  • Fast and easy instant decision
  • Choose your custom card design - Free
  • Free online account access
  • Zero Liability – you’ll never be held liable for unauthorized charges made to your card

*Dependent on credit worthiness


Indigo® Platinum MasterCard®

Intro Rate
N/A
Intro Period
N/A
Regular APR
23.9%
Annual Fee
$0 - $99
Balance Transfer
N/A
Credit Needed
Fair/Good

Highlights

  • Previous bankruptcy OK
  • Choose your card design - Free
  • Pre-qualification available with no impact to your credit score
  • Fast and easy instant decision
  • Free online account access (mobile friendly)
  • Zero Liability – you’ll never be held liable for unauthorized charges made to your card
  • Accepted at over 35 Million Locations Worldwide!

Journey® Student Rewards from Capital One®

Intro Rate
N/A
Intro Period
N/A
Regular APR
20.24% (Variable)
Annual Fee
$0
Balance Transfer
Yes
Credit Needed
Average, Fair, Limited

Highlights

  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • There’s no limit to the amount of cash back you can earn, and rewards don't expire
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Pay no annual or foreign transaction fees
  • Fraud coverage if your card is lost or stolen
  • Pick the monthly due date that works best for you

Capital One® Spark® Classic for Business

Intro Rate
N/A
Intro Period
N/A
Regular APR
23.24% (Variable)
Annual Fee
$0
Balance Transfer
Yes
Credit Needed
Average, Fair, Limited

Highlights

  • Enjoy no annual fee
  • Earn 1% cash back on every purchase, every day
  • Build business credit with responsible use
  • Fraud coverage if your card is ever lost or stolen
  • No foreign transaction fees
  • Enjoy business benefits including Year-End Summaries, employee cards at no extra cost, and experienced small business customer service

Credit One® Credit Card with 1% Cash Back

Intro Rate
N/A
Intro Period
N/A
Regular APR
15.65% - 24.15% Variable
Annual Fee
$0 - $99
Balance Transfer
N/A
Credit Needed
Fair

Highlights

  • 1% cash back on eligible purchases, terms apply
  • See if you Pre-Qualify without harming your credit score
  • Rewards post to your account automatically each month
  • Automatic reviews for credit line increase opportunities
  • Free online monthly credit score tracking included
  • Flexible payment date to assist you in making your payments on time

Barclaycard Rewards MasterCard®

Intro Rate
n/a
Intro Period
n/a
Regular APR
25.24%* Variable
Annual Fee
$0
Balance Transfer
Yes
Credit Needed
Fair

Highlights

  • 2X points on gas, utility and grocery store (excluding Target® and Walmart®) purchases. 1x points on all other purchases
  • No annual fee
  • Points don't expire as long as account is open, active and in good standing
  • Redeem points for deposits to a U.S. checking or savings account, statement credits or gift cards, starting at 1,000 points for $10
  • No limit on the number of points you can earn or redeem
  • Free online access to FICO® Credit Score lets you keep an eye on your credit and get alerts when we learn that your score has changed
  • Use your card with confidence, $0 Fraud Liability protection means you're not responsible for unauthorized charges you report to us
  • Chip card technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad

*See Card Terms


Indigo® Platinum MasterCard®

Intro Rate
N/A
Intro Period
N/A
Regular APR
23.9%
Annual Fee
$0 - $99
Balance Transfer
N/A
Credit Needed
Fair/Good

Highlights

  • Previous bankruptcy OK
  • Choose your card design - Free
  • Pre-qualification available with no impact to your credit score
  • Fast and easy instant decision
  • Free online account access (mobile friendly)
  • Zero Liability – you’ll never be held liable for unauthorized charges made to your card
  • Accepted at over 35 Million Locations Worldwide!

Matrix MasterCard® Credit Card

Intro Rate
N/A
Intro Period
N/A
Regular APR
See Terms*
Annual Fee
See Terms*
Balance Transfer
See Terms*
Credit Needed
Bad/Fair

Highlights

  • Bad Credit, good Credit, and no Credit. Get yours today!
  • Initial Credit Limit of $500.00!* (subject to available credit)
  • Fast and easy application process; results are provided online!
  • Monthly reporting to the 3 major credit bureaus
  • Use your card at locations everywhere that MasterCard® is accepted
  • Free online account access 24/7
  • Checking Account Required

*See online credit card application for details on the terms and conditions.

**FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card product.