Fair Credit

Cards for Fair Credit

Cards in the fair credit category range from unsecured cards (some of which may be fee-based) to prepaid cards. The typical credit scores that generally qualify for one of these cards is between 580 and 660. Consumers that qualify and have fair credit may see lower APRs than those in the poor credit category and could have a variety of intro offers or rewards programs to choose from.

Capital One® Platinum Credit Card

  • Start with no annual fee for the first year; $19 after that
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account–even from your smartphone with our mobile app
Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A 24.9% (V) $0 intro for first year; $19 after that Yes Average/Fair/Limited

Capital One® QuicksilverOne® Cash Rewards Credit Card

  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories and no sign ups needed to earn cash rewards
  • Redeem the cash back you earn for any amount, any time
  • No limit to the cash back you can earn
  • Your cash back doesn’t expire
  • 0% intro APR on purchases until May 2015
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud Coverage if your card is ever lost or stolen
Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0% intro on purchases until May 2015 22.9% (V) $39 Yes Average/Fair/Limited

Credit One Bank® Credit Card - Online Credit Score Tracking Included

  • Keep an eye on your credit information with free online monthly credit score tracking
  • Pre-Qualifying for our card is easy, fast and won't affect your credit score!
  • Email or text alerts to remind you when your payment is due
  • Get a credit line increase automatically after you make your first six monthly payments on time
Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A 17.90%-23.90%(V) $35 - $75 N/A Fair

*See Card Terms & Conditions for Details

Credit One Bank® Credit Card with Gas Rewards

  • 1% back on all gas purchases
  • No limit to the gas rewards you can earn
  • Rewards post to your account automatically each month
  • Get pre-qualified without affecting your credit score
  • Make your first six payments on time and get a credit line increase
Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A 17.90%-23.90%(V) $35 - $75 N/A Fair

*See Card Terms & Conditions for Details

Capital One® Classic Platinum Credit Card

  • 0% intro APR on purchases until May 2015
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account–even from your smartphone with our mobile app
Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0% intro on purchases until May 2015 22.9% (V) $39 Yes Average/Fair/Limited

Capital One® Card Finder Tool

  • Find card offers you may be eligible for without affecting your credit score
  • Get matched to features you want like low intro rates, cash back or miles, and more
  • See your card matches in less than 60 seconds
  • Find a card for where you are—to help you prepare for what’s ahead
  • All Capital One cards come with fraud coverage if your card is lost or stolen
  • 24/7 account access including mobile app for fast and easy account management–right from your smartphone
  • Pick the monthly payment due date that works best for you
  • Pay the way you want–by check, online, or at a local branch
Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
See Terms See Terms Various Rates See Terms See Terms N/A

MyCreditCardMatch

  • Let us match you with a card offer
  • No-hassle card offer search
  • Free and easy card offer search

Looking for a card offer that matches your needs? Use our free and easy service to find your card offer match!

Start your card offer search here! Use our free and easy search and compare service to find a card offer that meets your needs. No matter what your credit history is, we’ll look for the card offer that matches your needs.

Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
See website for Details* See website for Details* See website for Details* See website for Details* See website for Details* Any credit welcome

Journey℠ Student Rewards from Capital One®

  • Earn 1% cash back on every purchase, every month–and pay no annual fee
  • For every month you pay on time, you receive a 25% bonus–that's a total of 1.25% cash back
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Brighten your financial future with responsible credit use—and get rewarded along the way
  • Fraud coverage if your card is lost or stolen
  • There's no limit to the amount of cash back you can earn, and rewards don't expire
  • Pick the monthly payment due date that works best for you
Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A 19.8% (V) $0 Yes Average/Fair/Limited

Credit One Bank® Platinum Card

  • Get pre-qualified for a Visa Platinum card
  • Automatic reviews for credit line increase opportunities
  • Pick your payment due date to fit your schedule
  • Email or text alerts to remind you when your payment is due
Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A 17.90%-23.90%(V) $35 - $75 N/A Fair

*See Card Terms & Conditions for Details

Discover it® for Students with $20 Cashback Bonus

  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
  • 5% cash back at gas stations on up to $1,500 in purchases from July through September 2014 when you sign up*. 1% cash back on all other purchases automatically.*
  • Human. Talk to a real person any time with 100% U.S.-based service.
  • Looks out for you-since each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.*
  • Experience our cash rewards with $20 Cashback Bonus® when you make your first purchase within 3 months of approval.*
  • *Click "Apply" to see rates, rewards and other information.
Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A 12.99% - 21.99% Variable* $0 See Terms Fair

Discover it® for Students

  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
  • 5% cash back at gas stations on up to $1,500 in purchases from July through September 2014 when you sign up*. 1% cash back on all other purchases automatically.*
  • Human. Talk to a real person any time with 100% U.S.-based service.
  • Looks out for you-since each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.*
  • 0% intro APR* on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99%.
  • *Click "Apply" to see rates, rewards and other information.
Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0% 6 months on Purchases 12.99%- 21.99% Variable* $0 See Terms Fair

Credit One Bank® Earn More Credit Fast

  • Make your first six payments on time and get a credit line increase
  • Get pre-qualified without affecting your credit score
  • Pick your payment due date to fit your schedule
  • Keep an eye on your progress with free online monthly credit score tracking
  • Email or text alerts to remind you when your payment is due
Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A 17.90%-23.90%(V) $35 - $75 N/A Fair

*See Card Terms & Conditions for Details

Discover it® chrome for Students

  • No annual fee, no late fee on your first late payment, no overlimit fee and no foreign transaction fee*.
  • 2% cash back automatically on up to $1,000 in combined purchases at restaurants and gas stations every quarter—no sign-ups needed*. 1% cash back on all your other purchases.
  • 0% intro APR on purchases for 6 months—then a variable purchase APR applies, currently 12.99% – 21.99%.
  • APR won’t go up if you pay late.
  • Free FICO® Credit Score online and on your monthly statement so you can track your score’s progress*.
  • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
  • U.S.-based customer service—anytime, day and night.
  • *Click "Apply" to see rates, rewards and other information.
Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0% 6 months on Purchases 12.99% - 21.99% Variable* $0 See Terms Fair

*See online credit card application for details on the terms and conditions.




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