Prepaid and Debit Cards

Prepaid cards and debit cards are perfect for consumers that are wanting to avoid traditional credit card debt or those who may not qualify for a credit card. Compare the offers below to find which card would be best for you.

NetSpend® Visa® Prepaid Card

Credit Recommended:
Not applicable
Get My Card on NetSpend secure website.
Credit Recommended:
Not applicable
Credit Recommended
Not applicable
Brand Name
Visa
Credit Check
Not applicable
Get My Card on NetSpend secure website.
Late Payment Fee
Not applicable

Highlights

  • With Netspend Direct Deposit, you can get paid faster than a paper check.
  • No late fees or interest charges because this is not a credit card.
  • No Overdraft Fees on purchases using your card.
  • Use the NetSpend Mobile App to manage your account on the go and get text message or email alerts (Message & data rates may apply).
  • Card issued by MetaBank®, Member FDIC. Card may be used everywhere Visa Debit cards are accepted. Click "Get My Card " for full details.
  • See additional NetSpend® Prepaid Visa® details.
See additional details for NetSpend® Visa® Prepaid Card

Aspiration Spend & Save™

Credit Recommended:
All Credit Types Considered
Apply Now on issuer’s secure website.
Credit Recommended:
All Credit Types Considered
Products Offered
Cash Management Account
Coverage
U.S.
Credit Recommended
All Credit Types Considered
Apply Now on issuer’s secure website.

Highlights

  • Earn cash back on debit card purchases and up to 83x the national interest rate on savings
  • Choose a monthly fee you think is fair
  • Aspiration Spend and Save account does not include a credit card
  • Spend and save with fossil fuel-free deposits
  • Fee-free ATM withdrawals at 55,000+ Allpoint ATMs
  • Cash back on debit card purchases at socially conscious businesses
  • Up to 5.00% in interest on savings with Aspiration Plus
  • Option to plant a tree with every roundup
  • Personal impact score to help you shop to match your values
See additional details for Aspiration Spend & Save™

*The Aspiration Save Account’s up to 5.00% Annual Percentage Yield (“APY”) with up to 83x the national interest rate is variable, subject to change, and only available to customers enrolled in Aspiration Plus after conditions are met. Customers not enrolled in Aspiration Plus receive 3.00% APY after conditions are met. Terms & FAQ. The Aspiration Spend & Save Accounts are cash management accounts offered through Aspiration Financial, LLC, a registered broker-dealer, Member FINRA/SIPC, and a subsidiary of Aspiration Partners, Inc. (“Aspiration”). Aspiration Financial LLC is unaffiliated with any other named entity. Aspiration is not a bank.


Flare Account®

Credit Recommended:
See website for Details
Apply Now on Flare Account's secure website.
Credit Recommended:
See website for Details
Activation Fee
See website for Details
Monthly Fee
See website for Details
Direct Deposit Fee
See website for Details
Apply Now on Flare Account's secure website.
ATM Fee
See website for Details
Credit Recommended
See website for Details

Highlights

See additional details for Flare Account®

PayPal Prepaid Mastercard®

Credit Recommended:
Not applicable
Get My Card on The Bancorp Bank secure website.
Credit Recommended:
Not applicable
Brand Name
Mastercard
Credit Recommended
Not applicable
Credit Check
Not applicable
Get My Card on The Bancorp Bank secure website.
Late Payment Fee
Not applicable

Highlights

  • Move money from your PayPal account to fund your prepaid card account.
  • Earn cash back and personalized offers, just for using your card.
  • With Direct Deposit, you can get paid faster than a paper check.
  • Card issued by The Bancorp Bank, Member FDIC. Card may be used everywhere Debit Mastercard is accepted.
  • Click PayPal Prepaid Mastercard® for additional features & program details, and to request a Card.
See additional details for PayPal Prepaid Mastercard®

Netspend® Prepaid Mastercard®, now a WWE partner®

Credit Recommended:
Not applicable
Get the Card on NetSpend secure website.
Credit Recommended:
Not applicable
Credit Recommended
Not applicable
Brand Name
Mastercard
Credit Check
Not applicable
Get the Card on NetSpend secure website.
Late Payment Fee
Not applicable

Highlights

  • Pay everywhere Debit Mastercard is accepted.
  • With Direct Deposit, you can get paid faster than a paper check.
  • No overdraft fees on Card purchases.
  • No late fees or interest charges because this is not a credit card.
  • Use the Netspend Mobile App to manage your Card Account on the go and enroll to get text messages or email alerts. (Message & data rates may apply).
  • Card use is subject to activation and ID verification. Terms and Costs Apply.
  • Card issued by MetaBank®, Member FDIC.
Advertiser Disclosure

More about Prepaid Cards…

Prepaid cards have typically been an invaluable asset for those who haven't yet established a credit history. They have also been one of the primary means of re-establishing credit after a bankruptcy or other financial difficulties that resulted in a poor credit rating. In both cases, they provide the company with a way to cut their risks while offering an option for customers with sub-prime credit ratings.

While every card has its own terms and conditions, prepaid cards require you to deposit funds with the company. They then issue you a card with a limit equal to the amount on deposit. Prepaid cards are very similar to debit cards except they don’t require a checking account.

*See online credit card application for details on the terms and conditions.


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Advertiser Disclosure

CreditSoup is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which CreditSoup receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditSoup does not include all companies or all offers available in the marketplace. CreditSoup may use other proprietary factors to impact offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval.

Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category.

CreditSoup.com may be compensated by companies mentioned on our site when a consumer’s application is accepted or approved by the company.