PREMIER Bankcard® is currently receiving limited applications, please see other options below.
Apply Now
on the Destiny Mastercard® secure website.
- Credit Limit
- $700
- Regular APR
- See terms
- Annual Fee
- See terms
Highlights
- All the benefits of a Mastercard, without a security deposit
- 24/7 access to your account, even on mobile!
- Reports to all three major credit bureaus
- Less than perfect credit is okay, even with a prior bankruptcy!
Additional Details
- Credit Recommended
- Poor to Good
- Brand Name
- Mastercard
- Cash Advance Fee
- See terms
- Rewards Rate 1
- Up to 3% Cash Back Rewards; 3% Cash Back Rewards on Gas, Groceries and Utility Bill Payments. 1% Cash Back Rewards on all other eligible purchases.
- Regular APR
- 36% Fixed
- Credit Recommended
- Fair
Highlights
- Earn Cash Back Rewards* – 3% on Eligible Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases
- Use Anywhere Mastercard is Accepted
- No Security Deposit
- $0 fraud liability**
- Free access to your Credit Score†
*See Program Terms for important information about the cash back rewards program.
**Fraud liability subject to Mastercard rules.
† Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.
Additional Details
- Annual Fee
- $85-$175 first year, $229 thereafter
- Card Brand
- Mastercard
- Foreign Trans Fee
- 3% of each transaction amount in U.S. dollars
- Credit Line
- Up to $1,000 credit limit subject to credit approval
- Regular APR
- 36% Fixed
- Credit Recommended
- Fair
Highlights
- Earn Cash Back Rewards* – 3% on Eligible Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases
- Up to $1,000 credit limit subject to credit approval
- Prequalify** without affecting your credit score
- No security deposit
- Free Access to your Credit Score†
*See Program Terms for important information about the cash back rewards program.
** Prequalify means that you authorize us to make a soft inquiry into your credit history (that will not affect your credit) to create an offer. If you accept an offer a hard inquiry will be made. Final approval is not guaranteed if you do not meet all applicable criteria (including adequate proof of ability to repay). Income verification through access to your bank account information may be required.
† Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.
Additional Details
- Annual Fee
- $85-$175 first year, $229 thereafter
- Card Brand
- Mastercard
- Foreign Trans Fee
- 3% of each transaction amount in U.S. dollars
Apply Now
on the Destiny Mastercard® secure website.
- Credit Limit
- $1,000
- Regular APR
- 35.90%
- Monthly Fee
- $0 the first year (billed $0 each month); $231 annually thereafter (billed $19.25 each month)
Highlights
- A guaranteed $1,000 credit limit to help get your financial goals on track, if approved.
- Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms.
- Join over a million consumers who use the Destiny Mastercard to help build their access to credit.
- Zero Fraud Liability - Peace of mind that comes with having a Mastercard.
- Get the credit you deserve, even with less-than-perfect history.
- No security deposit, and a path to better credit.
Additional Details
- Cash Advance APR
- 35.90%
- Cash Advance Fee
- $5 or 5% of the amount of each transaction, whichever is greater (not to exceed $100 )
- Credit Recommended
- Fair