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Any Credit Welcome

  • Cards for every credit score.
  • See if you're eligible with no impact to your credit.
  • Get personalized card offers in seconds.
  • Compare your offers and apply with confidence.
Cost No Charge to Find Out if You're Eligible
Credit Limit Varies Based On The Card You Choose
Card Types Cards for Every Credit Type

MAGNUM – Credit Builder Account

Credit Builder

  • Get up to a +86 average* FICO® Score increase on autopilot
  • Designed for the biggest long-term impact on your credit score
  • Build from $2,000 up to $30,000 of credit history starting at low monthly payments
  • Great if you want to access premium CCs & higher credit limits
  • No credit history needed; no hard check required
  • No prepayment or early cancellation fees
    *Individual results may vary, terms and conditions may apply. Average credit score improvement for MAGNUM account holders who made 12 on-time payments.
Credit Check No
Credit Recommended All Credit Types Considered
Reports to Consumer Reporting Agencies Experian, TransUnion, Equifax
Coverage Excludes: WI, VT

GO2bank

Debit Card

  • Overdraft protection up to $200 with opt-in and eligible direct deposit*
  • No monthly fees with eligible direct deposit, otherwise $5 per month
  • Earn up to 7% cash back when you buy eGift Cards in the app
  • Get your pay up to 2 days early - Get your government benefits up to 4 days early.*
  • High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000.*
Overdraft Protection up to $200 with opt-in and eligible direct deposits
Monthly Fee No monthly fees with eligible direct deposit, otherwise $5 per month
Activation Fee $0
Direct Deposit Fee $0
ATM Fee $0 In-network withdrawal & balance inquiry, $3 Out-of-network withdrawal, $0.50 Out-of-network balance inquiry.
Credit Recommended All Credit Types Considered

*Terms and conditions apply. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Overdraft fees may apply. Click Apply Now to learn more.

Current Build Visa® Credit Card

Secured Cards

  • Credit for everyone – Regardless of your credit history!
  • Simply open a Current Account and add funds. The amount added then becomes your spending power for the Build Card.
  • No minimum security deposit required.
  • Enjoy instant gas hold removals.
  • Reports monthly to all three major credit bureaus.
  • View Product Disclosures
Regular APR N/A
Products Offered Mobile Banking & Visa Credit Card
Brand Name Visa®
Credit Check No
Primary Benefit May help build credit and improve your credit score over time.

Current is a financial technology company, not an FDIC-insured bank. FDIC insurance up to $250,000 only covers the failure of an FDIC-insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. Banking services provided by Choice Financial Group, Member FDIC, and/or Cross River Bank, Member FDIC. The Current Visa® Debit Card, which may be issued by Choice Financial Group and/or Cross River Bank, and the Current Visa® secured charge card, which is issued by Cross River Bank, are all issued pursuant to licenses from Visa U.S.A. Inc. and may be used everywhere Visa debit or credit cards are accepted. A Current deposit account is required to apply for the Current Visa® secured charge card. Independent approval required.

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CreditSoup is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which CreditSoup receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditSoup does not include all companies or all offers available in the marketplace. CreditSoup may use other proprietary factors to impact offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval.