CreditSoup

Extra Card

Extra is the first debit card that helps you build your credit and earns up to 1% back in points for everyday purchases like gas, coffee and your phone bills.¹
No interest. No credit checks. No deposit required.
Track your spending & credit score—follow your progress with Credit Journey on the Extra App
Earn reward points—earn up to 1% back in points with every purchase and redeem them for cool products in the Extra Rewards Store¹
Use your bank—keep your money where you want, while spending smarter with Extra.¹
¹The Extra Debit Card is issued by Evolve Bank & Trust or Patriot Bank N.A. (Member FDIC), pursuant to a license by Mastercard International. Line of credit provided by Lead Bank. Extra is responsible for credit reporting and reports on time and late payments, which may impact a credit bureau’s determination of your credit score. Rewards points only available with rewards plan.

Earn 3% Cash Back Rewards* on Gas, Groceries and Utility Bill Payments
Earn 1% Cash Back Rewards* on all other eligible purchases
Up to $1,000 credit limit subject to credit approval
$0 fraud liability**
Free Credit Score†
The Imagine Card is issued by WebBank
*See Program Terms for important information about the cash back rewards program.
**Zero liability subject to Visa’s Zero Liability Policy.
† Your credit score will be available in your online account 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only and may not be used by WebBank (the issuer of this card) or other creditors to make credit decisions.

Credit Line	Up to $1,000 credit limit subject to credit approval
Rewards Rate 1	Up to 3% Cash Back Rewards; 3% Cash Back Reward on Gas, Groceries and Utility Bill Payments. 1% Cash Back Reward on all other eligible purchases.
Regular APR	29.99% or 36% Fixed
Annual Fee	As low as $85
Credit Recommended	Fair/Poor
Card Brand	Visa®

If you have an active Credit Builder Account in good standing, 3 on time payments, $100 or more in savings progress and satisfying income requirements you may be eligible to receive the Self Secured Visa Credit Card*, without a hard credit check. Criteria subject to change.
Build credit and savings at the same time.
Start with a Credit Builder Account* that reports monthly payments to all 3 major credit bureaus.
At the end of your plan, unlock the savings you built — minus interest and fees.
The Self Visa® Secured Credit Card* is accepted at millions of locations in the U.S.
*Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., SouthState Bank, N.A., First Century Bank, N.A., each Member FDIC. Subject to credit approval. Self Secured Visa® Credit Card issued by Lead Bank, First Century Bank, N.A., or SouthState Bank, N.A., each Member FDIC. See Self.inc for details. Subject to ID Verification. Individual borrowers must be a U.S. citizen or permanent resident and at least 18 years old. Valid bank account and Social Security Number are required. All loans are subject to consumer report review and approval.

Primary Benefit	Build credit and savings at the same time.
Credit Check	No Hard Credit Check Required
Products Offered	Credit Builder Account and Self Secured Credit Card
Credit Recommended	None/Poor
Loan Amount	See website for details*

Sezzle enables you to obtain no-interest loans for purchases.
No hard credit check.
Simple, transparent 6-week payment plan.
With the Sezzle subscription, Sezzle Anywhere, shoppers can shop at any retailer (in store and in person) and pay in 4 with Sezzle.