CreditSoup

First Access Visa® Card

Earn 1% cash back rewards on payments made to your First Access Credit Card
Checking Account Required
$300 credit limit (subject to available credit)
No security deposit, simply pay a one-time $95 program fee to open your account.*
User friendly Mobile App.
*See Rates, Fees, Costs & Limitations for complete offer details
See First Access Rewards Programs Terms & Conditions for details

Regular APR	35.99%*
Annual Fee	$75.00 1st year, $48.00 after*
Credit Recommended	Fair
Cash Advance APR	35.99%*
Program Fee	$95.00*
Cash Advance Fee	Either $10, or 3% of the amount of the Cash Advance, whichever is greater.

Waive your monthly fee when you direct deposit $500+ in previous monthly period. Otherwise, $5.94 a month.*
Earn 3% cash back at Walmart.com, 2% cash back at Walmart fuel stations, & 1% cash back at Walmart stores, up to $75 each year.*
Earn 2% interest rate on up to $1,000 balance in your savings account. Plus, get chances to win cash prizes each month!*
Get peace of mind with three coverage levels, up to $200, for purchase transactions with opt-in & eligible direct deposit.*
*Please see site for full terms and conditions.

Activation Fee	$0
Monthly Fee	$0 with eligible direct deposit
Direct Deposit Fee	$0
ATM Fee	$2.50
Credit Recommended	N/A

No annual or hidden fees. See if you're approved in seconds
Be automatically considered for a higher credit line in as little as 6 months
Help build your credit through responsible use of a card like this
Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
Monitor your credit score with CreditWise from Capital One. It's free for everyone
Get access to your account 24 hours a day, 7 days a week with online banking from your desktop or smartphone, with Capital One's mobile app
Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you

Annual Fee	$0
Fraud Coverage	$0 Fraud Liability for unauthorized charges
Regular APR	29.99% (Variable)
Balance Transfer Fee	Balance Transfer Fee applies to balances transferred at a promotional rate
Foreign Trans Fee	None
Credit Recommended	Average, Fair, Limited