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The Applied Bank offer is currently unavailable

PREMIER Bankcard® Mastercard® Credit Card

PREMIER Bankcard® Mastercard® Credit Card

Fair Credit

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  • Don’t let a low FICO score stop you from applying – we approve applications others may not.
  • You don’t need good credit to apply.
  • Just complete the short application and find out in 60 seconds if you’re approved.
  • When you need assistance our award-winning US-based Customer Service agents are there to help.
  • FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.
Checking Account Required Yes
Reports to Consumer Reporting Agencies Yes
Card Brand Mastercard®
Credit Recommended Fair/Poor
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Net First Platinum

Net First Platinum

Any Credit Welcome

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  • No Employment or Credit Check
  • Bad Credit, No Credit - OK
  • Always 0.0% APR
  • Fast Online Applications
Credit Line $750 Limit (Usable only at TheHorizonOutlet.com)
Regular APR 0% APR
Monthly Fee See website for Details*
Credit Recommended Damage credit to Fair credit

Have you been denied credit in the past? Net First Platinum is available to help people meet their financial needs. Our fast and easy application could be just what you need. A $750 credit line (Usable only at TheHorizonOutlet.com) could be available to you faster than you ever thought possible.

*See Card for Details

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Capital One Platinum Credit Card

Capital One Platinum Credit Card

Fair Credit

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  • No annual or hidden fees. See if you're approved in seconds
  • Be automatically considered for a higher credit line in as little as 6 months
  • Help build your credit through responsible use of a card like this
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Monitor your credit score with CreditWise from Capital One. It's free for everyone
  • Get access to your account 24 hours a day, 7 days a week with online banking from your desktop or smartphone, with Capital One's mobile app
  • Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
  • Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
Balance Transfer Fee $0 at this Transfer APR
Fraud Coverage You're covered by $0 Fraud Liability if your card is ever lost or stolen
Credit Recommended Average, Fair, Limited
Annual Fee $0
Foreign Trans Fee None
Regular APR 29.74% (Variable)
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Extra Card

Extra Card

Any Credit Welcome

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  • Extra is the first debit card that helps you build your credit and earns reward points.*
  • Earn up to 1% back** in redeemable reward points with every purchase and spend your points on everything from Apple Airpods to Beauty products in the legendary Extra Rewards store.
  • Extra is compatible with over 10,000+ banks* across the United States—keep your money where you want, while spending smarter with Extra.
  • No Credit Checks.
  • No Deposit Required.
  • No interest charges or surprises.
    *Please refer to Extra Card’s Terms of Service and Cardholder Agreement for additional details.
    **With Extra’s Credit Building + Rewards Plan
Minimum Deposit $0
Rewards Rate 1 Earn up to 1% in points**
Activation Fee $0
Annual Fee See Terms
Brand Name Mastercard
Checking Account Required Yes

The Aligned Company d/b/a Extra (“Extra”) is a technology company, not a bank. Banking services provided by Evolve Bank & Trust or Patriot Bank, N.A. (Member FDIC), pursuant to a license from Mastercard International. This Card can be used everywhere Debit Mastercard is accepted. Extra reports on time and late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your other financial transactions. Extra reports to Experian® and Equifax®. Rewards points only available with rewards plan.

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