Find the right credit card for you!

1 Complete the Form

2 Instantly Find Cards

3 Review your FREE Credit Score

Get your Credit Card or Loan!

Free credit score with no effect on your credit.
No credit card required.
Won't affect your credit.
First Premier Bank Capital One CreditOne Bank

Credit Card Finder

Find Credit Cards Now!

0% Intro APR, Cash Back, Balance Transfer & More!

No Impact to Your Credit Score

A soft credit check will be performed but it will not affect your credit score.

Free Credit Score

Get your Score, Credit Factors, and Loan Accounts Quick View – all for FREE! No credit card required & won't affect your credit!

What’s in Your Credit Score…

Not only do we give a free updated Credit Score each month but we also provide valuable information to help improve your credit.

1Primary Factors

There are 6 main common factors used in calculating your credit score. Though some factors are weighted more heavily than others, they all work together to determine your score.

  • Credit Utilization
  • Age of Credit
  • Credit Inquiries
  • Payment History
  • Total Accounts
  • Negative Marks

2Credit Score Factors

These are detailed factors that directly relate to how you score on your Primary Factors. We break down not only what you are doing positively but also where there are areas of improvements to be made so you can better your credit.

  • Areas of Improvement
  • Positive Areas

3Accounts Quick View

All your accounts are taken into consideration when calculating your credit score. Factors such as the number of accounts open, age and loan amount all play a part in this.

  • Available Credit
  • Total Accounts Balance
  • Total Monthly Payments
  • Open Installment Accounts
  • Open Collection Accounts
  • Open Real Estate Accounts
  • Open Revolving Accounts
  • Other Accounts

Fast & Secure Form

Our short form is backed by TLS/SSL Secure technology so your personal information is always safe with us.

Advertiser Disclosure

CreditSoup is an independent, advertising-supported comparison service. The card offers that appear on this site are from companies from which CreditSoup receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditSoup does not include all card companies or all card offers available in the marketplace. CreditSoup may use other proprietary factors to impact card offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval.

Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category. may be compensated by companies mentioned on our site when a consumer’s application is accepted or approved by the company.