USAA Credit Cards

USAA Bank offers a selection of military credit cards to choose from. USAA Bank competitive credit cards offer flexible rewards, no annual fees, and more.

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USAA Classic Platinum Visa®
Apply Now at the USAA Savings Bank secure site.
Intro Rate
N/A*
Intro Period
N/A*
Regular APR
18.40% to 24.40%*
Annual Fee
$35*
Balance Transfer
No*
Credit Recommended
Poor to Fair*

Highlights

  • Best for members with average credit.
  • Make consistent, on-time payments and you could improve your credit rating — sometimes in as little as 12 months.
  • We'll periodically consider you for an automatic upgrade to a premium credit card based on improved credit and your account history.
  • Use your card to make purchases worldwide. (Cash advances and balance transfers are not available.)
See additional details for USAA Classic Platinum Visa®

USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.


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USAA Cash Rewards® American Express® Card
Apply Now at the USAA Savings Bank secure site.
Intro Rate
N/A*
Intro Period
N/A*
Regular APR
10.40% to 26.40%*
Annual Fee
$0
Balance Transfer
Yes*
Credit Recommended
Good to Excellent

Highlights

  • Earn up to 2.25% cash back on gas and grocery purchases.
  • Earn up to 1.25% cash back on your everyday purchases.
  • There's no limit on the amount you can earn.
  • Redeem your cash rewards anytime using your mobile device or computer.
  • Enjoy no foreign transaction fees when you travel outside of the United States.

USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.


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USAA Rate Advantage Platinum Visa®
Apply Now at the USAA Savings Bank secure site.
Intro Rate
N/A*
Intro Period
N/A*
Regular APR
7.40% to 24.40%*
Annual Fee
$0
Balance Transfer
Yes*
Credit Recommended
Fair to Good

Highlights

  • Enjoy our lowest rate card.
  • Pay no annual, penalty APR or foreign transaction fees
  • Get travel and retail benefits
See additional details for USAA Rate Advantage Platinum Visa®

USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.


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USAA Secured Cards® American Express® Card
Apply Now at the USAA Savings Bank secure site.
Intro Rate
N/A*
Intro Period
N/A*
Regular APR
10.40% to 20.40%*
Annual Fee
$35*
Balance Transfer
Yes*
Credit Recommended
Establishing/Rebuilding

Highlights

  • Best for members rebuilding or establishing credit.
  • It's a real credit card — not a debit or prepaid card.
  • Determine your own credit limit ($250 to $5,000) with an interest-earning CD.

USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.


Apply Now
USAA Secured Card® Platinum Visa®
Apply Now at the USAA Savings Bank secure site.
Intro Rate
N/A*
Intro Period
N/A*
Regular APR
10.40% to 20.40%*
Annual Fee
$35*
Balance Transfer
Yes*
Credit Recommended
Establishing/Rebuilding

Highlights

  • Best for members rebuilding or establishing credit.
  • It's a real credit card — not a debit or prepaid card.
  • Determine your own credit limit ($250 to $5,000) with an interest-earning CD.
See additional details for USAA Secured Card® Platinum Visa®

USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.


Apply Now
USAA Cash Rewards® Visa Signature® Card
Apply Now at the USAA Savings Bank secure site.
Intro Rate
N/A*
Intro Period
N/A*
Regular APR
10.40% to 26.40%*
Annual Fee
$0
Balance Transfer
Yes*
Credit Recommended
Good to Excellent

Highlights

  • Earn up to 1.25% cash back on your everyday purchases.
  • There's no limit on the amount you can earn.
  • Redeem your cash rewards anytime using your mobile device or computer.
  • Enjoy no foreign transaction fees when you travel outside of the United States.

USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.


Apply Now
USAA Classic American Express®
Apply Now at the USAA Savings Bank secure site.
Intro Rate
N/A*
Intro Period
N/A*
Regular APR
18.40% to 24.40%*
Annual Fee
$35*
Balance Transfer
No*
Credit Recommended
Poor to Fair*

Highlights

  • Best for members with average credit.
  • Make consistent, on-time payments and you could improve your credit rating — sometimes in as little as 12 months.
  • We'll periodically consider you for an automatic upgrade to a premium credit card based on improved credit and your account history.
  • Use your card to make purchases worldwide. (Cash advances and balance transfers are not available.)
See additional details for USAA Classic American Express®

USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.


Apply Now
USAA Cashback Rewards Plus American Express® Card
Apply Now at the USAA Savings Bank secure site.
Intro Rate
N/A*
Intro Period
N/A*
Regular APR
12.40% to 26.40%*
Annual Fee
$0*
Balance Transfer
Yes*
Credit Recommended
Good to Excellent

Highlights

  • Earn 5% cash back on up to $3,000 in gas and military base purchases annually on these categories combined.
  • Earn 2% cash back on up to $3,000 in supermarket purchases per year.
  • Earn 1% cash back on all other purchases with no cap.
  • Redeem your cash rewards anytime using your mobile device or computer.
  • Enjoy no foreign transaction fees when you travel outside of the United States

USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.


Apply Now
USAA Rewards™ Visa Signature®
Apply Now at the USAA Savings Bank secure site.
Intro Rate
N/A*
Intro Period
N/A*
Regular APR
10.40% to 26.40%*
Annual Fee
$0
Balance Transfer
Yes*
Credit Recommended
Good to Excellent

Highlights

  • Earn one point for every dollar spent on your everyday purchases.
  • Get 2,500 bonus points with your first purchase.
  • No expiration date or caps on any points earned.
  • Redeem your points for cash, merchandise, gift cards or travel or donate to your favorite military affiliate group.
  • Redeem for cash on your mobile device.
See additional details for USAA Rewards™ Visa Signature®

USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.


Apply Now
USAA Rewards™ American Express® Card
Apply Now at the USAA Savings Bank secure site.
Intro Rate
N/A*
Intro Period
N/A*
Regular APR
10.40% to 26.40%*
Annual Fee
$0
Balance Transfer
Yes*
Credit Recommended
Good to Excellent

Highlights

  • Earn 2X points per dollar spent on gas and groceries with no caps.
  • Earn one point for every dollar spent on your everyday purchases.
  • Get 2,500 bonus points with your first purchase.
  • There’s no expiration date or caps on any points earned.
  • Redeem your points for cash, merchandise, gift cards or travel or donate to your favorite military affiliate group.
See additional details for USAA Rewards™ American Express® Card

USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.


Apply Now
USAA Preferred Cash Rewards Visa Signature®
Apply Now at the USAA Savings Bank secure site.
Intro Rate
N/A*
Intro Period
N/A*
Regular APR
12.40% to 26.40%*
Annual Fee
$0*
Balance Transfer
Yes*
Credit Recommended
Good to Excellent

Highlights

  • Earn 1.5% cash back on your everyday purchases.
  • Redeem your cash rewards anytime using your mobile device or computer
  • There's no limit on the amount you can earn.
  • Enjoy no foreign transaction fees when you travel outside of the United States.

USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.

*See online credit card application for details on the terms and conditions.