USAA Credit Cards

USAA Bank offers a selection of military credit cards to choose from. USAA Bank competitive credit cards offer flexible rewards, no annual fees, and more.

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USAA Rate Advantage Platinum Visa®
Apply Now on USAA Savings Bank secure website.
Intro Rate
N/A*
Intro Period
N/A*
Regular APR
7.65% to 24.65% APR
Annual Fee
$0
Balance Transfer
Yes*
Credit Recommended
Fair to Good

Highlights

  • Enjoy the lowest APR of any major bank in the U.S.
  • Same low rate for purchases, balance transfers and cash advances.
  • No foreign transaction fee.
See additional details for USAA Rate Advantage Platinum Visa®

USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.


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USAA Secured Cards® American Express® Card
Apply Now on USAA Savings Bank secure website.
Intro Rate
N/A*
Intro Period
N/A*
Regular APR
10.65% to 26.65% APR
Annual Fee
$35*
Balance Transfer
Yes*
Credit Recommended
Establishing/Rebuilding

Highlights

  • Best for members rebuilding or establishing credit.
  • Determine your own credit limit ($250 to $5,000) with an interest-earning CD.
  • No foreign transaction fees when you travel outside the United States.

USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.


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USAA Secured Card® Platinum Visa®
Apply Now on USAA Savings Bank secure website.
Intro Rate
N/A*
Intro Period
N/A*
Regular APR
10.65% to 20.65% APR
Annual Fee
$35*
Balance Transfer
Yes*
Credit Recommended
Establishing/Rebuilding

Highlights

  • Best for members rebuilding or establishing credit.
  • Determine your own credit limit ($250 to $5,000) with an interest-earning CD.
  • No foreign transaction fees when you travel outside the United States.
See additional details for USAA Secured Card® Platinum Visa®

USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.


Apply Now
USAA Cashback Rewards Plus American Express® Card
Apply Now on USAA Savings Bank secure website.
Intro Rate
N/A*
Intro Period
N/A*
Regular APR
12.65% to 26.65% APR
Annual Fee
$0*
Balance Transfer
Yes*
Credit Recommended
Good to Excellent

Highlights

  • Earn 5% cash back on your first $3,000 in gas and military purchases annually on these categories combined.
  • Earn 2% cash back on your first $3,000 on supermarket purchases per year.
  • Unlimited 1% cash back on all other purchases.

USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.


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USAA Rewards™ Visa Signature®
Apply Now on USAA Savings Bank secure website.
Intro Rate
N/A*
Intro Period
N/A*
Regular APR
10.65% to 26.65% APR
Annual Fee
$0
Balance Transfer
Yes*
Credit Recommended
Good to Excellent

Highlights

  • Earn one point for every dollar spent on your everyday purchases.
  • Get 2,500 bonus points with your first purchase.
  • Redeem points for cash, merchandise, gift cards and more.
See additional details for USAA Rewards™ Visa Signature®

USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.


Apply Now
USAA Rewards™ American Express® Card
Apply Now on USAA Savings Bank secure website.
Intro Rate
N/A*
Intro Period
N/A*
Regular APR
10.65% to 26.65% APR
Annual Fee
$0
Balance Transfer
Yes*
Credit Recommended
Good to Excellent

Highlights

  • Earn one point for every dollar spent on your everyday purchases.
  • Earn 2X points per dollar on gas and groceries with no caps.
  • Get 2,500 bonus points with your first purchase.
  • Redeem points for cash, merchandise, gift cards and more.
See additional details for USAA Rewards™ American Express® Card

USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.


Apply Now
USAA Preferred Cash Rewards Visa Signature®
Apply Now on USAA Savings Bank secure website.
Intro Rate
N/A*
Intro Period
N/A*
Regular APR
12.65% to 26.65% APR
Annual Fee
$0*
Balance Transfer
Yes*
Credit Recommended
Good to Excellent

Highlights

  • Earn 1.5% cash back on every purchase
  • There's no limit on the amount you can earn
  • Redeem your rewards anytime online or with the USAA Mobile App.

USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.

*See online credit card application for details on the terms and conditions.