Regular APR
19.99 - 29.49% Variable
Credit Recommended
Fair/Bad/Limited/No Credit
Credit Limit
$500 - $5,000
Late Payment Fee
Late fees up to $29 for first late payment, $40 for second late payment.
Return Check Fee
Bounced payment fee up to $29.
Intro Rate
N/A

Offer Overview

  • $0 Annual Fee
  • $500-$5,000 credit limits
  • Earn a credit limit increase in as little as 6 months. Terms and conditions apply.
  • No credit score? No problem. If eligible, we'll create your Cash Score instead.
  • 2%-10% cash back at select merchants
  • Variable APRs 19.99%-29.49%
  • No annual or foreign transaction fees.
  • Build credit alongside tens of thousands of Petal Card members
  • Petal's mobile app makes it easy to manage your money, track your spending, and automate payments
  • See if you're pre-approved within minutes without impacting your credit score
  • Petal reports to all 3 major credit bureaus
  • No deposits required
  • Card issued by WebBank, Member FDIC

At a Glance

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Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category.

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