Rewards Rate 1
1% Cash Back on all purchases
Annual Fee
$0
Balance Transfer Fee
$0 at this Transfer APR
Fraud Coverage
You're covered by $0 Fraud Liability if your card is ever lost or stolen
Intro Rewards Bonus Value Description
N/A
Foreign Trans Fee
None

Offer Overview

  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Enjoy no annual fee, foreign transaction fees, or hidden fees
  • Lock your card in the Capital One Mobile app if it's misplaced, lost or stolen
  • Earn up to $500 a year by referring friends and family when they're approved for a Capital One credit card
  • Pick the monthly due date that works best for you
  • Pay for Amazon.com purchases using your Capital One rewards
  • Pay for online purchases with virtual card numbers and keep your actual card number to yourself
  • Get notified via text, email, and phone if Capital One notices potential suspicious transactions on your account
  • Build your credit with responsible card use

At a Glance

Earn a solid credit history through responsible credit card use with the Journey® Student Rewards from Capital One®. This card is a reliable student-oriented credit card with a solid rewards program. This card not only pays cash back but also gives bonuses to cardholders who pay their bills on time.

Pros

This credit card offers endless perks to any student looking to establish a credit history. There is no annual membership fee, cardholders get 1% cash back on all purchases, and those cash rewards don’t expire or have a limit to the amount of cashback you can earn. Plus, pay your bill on time and your cash back is increased to 1.25% for that month.

Cons

The on-going APR for this card is high.

Editorial Disclaimer: This content is not provided or commissioned by the bank advertiser. Opinions expressed here are author’s alone, not those of the bank advertiser, and have not been reviewed, approved or otherwise endorsed by the bank advertiser. Also see Advertiser Disclosure.



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Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category.

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