YOUR HELPING HAND - First PREMIER Bank’s user-friendly mobile app offers fast, easy and convenient access to account management, when and where you need it.
- If approved, fund your Security Deposit to open your account. Once open, you will have the opportunity to build your credit limit up to $5,000.
- Opportunity to build your credit card limit over time by adding funds to your Security Deposit.
- Reports to consumer reporting agencies help you monitor your financial progress to begin your credit building journey (build credit by keeping your balance low and paying on time every month)
- You don't need perfect credit for a First PREMIER® Bank Secured Credit Card
- Make your payments on time each month, and keep your balance low relative to the credit limit, for positive marks on your credit report.
FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.