Checking Account Required
No
Reports to Consumer Reporting Agencies
Yes
Regular APR
See website for details
Credit Recommended
Fair, Poor, Bad, Limited

Offer Overview

  • New to credit? Start building with First Phase!
  • Less than perfect credit? No problem.
  • Credit limit starting at $300*
  • With Visa® Zero Liability, you are covered if your card is ever lost, stolen, or fraudulently used.
  • Imagine where better credit can take you. Get there with the First Phase credit card.
    *Credit limit is subject to credit approval and is based upon pre-established criteria.

At a Glance

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Advertiser Disclosure

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Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category.

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