Advertiser Disclosure
Apply Now
Citi Simplicity® Card

Citi Simplicity® Card
Apply Now
Intro (Purchases)
0% Intro APR Period 12 months on Purchases
Intro (Transfers)
0% Intro APR Period 21 months on Balance Transfers
Regular APR
19.24% - 29.99% (Variable)
Annual Fee
$0
Credit Recommended
Excellent, Good Credit
Cash Advance APR
29.99% (Variable)
Advertiser Disclosure

Offer Overview

  • No Late Fees, No Penalty Rate, and No Annual Fee... Ever
  • 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 19.24% - 29.99%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • There is an introductory balance transfer fee of $5 or 3% of the amount of the transfer, whichever is greater for balances transfers completed within 4 months of account opening.
  • Stay protected with Citi® Quick Lock

At a Glance

Editorial Disclaimer: This content is not provided or commissioned by the bank advertiser. Opinions expressed here are author’s alone, not those of the bank advertiser, and have not been reviewed, approved or otherwise endorsed by the bank advertiser. Also see Advertiser Disclosure.

Articles You May Like

  1. Pay Bills On-Time With AutoPay Pay Bills On-Time With AutoPay
  2. Springtime Staycations On A Budget Springtime Staycations On A Budget
  3. 5 Simple Tips to Budget For Tax Season 5 Simple Tips to Budget For Tax Season

Recommended Cards

  1. Chase Sapphire Preferred® Card
    4.8
    Chase Sapphire Preferred® Card
  2. FIT™ Platinum Mastercard®
    FIT™ Platinum Mastercard®

Advertiser Disclosure

CreditSoup is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which CreditSoup receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditSoup does not include all companies or all offers available in the marketplace. CreditSoup may use other proprietary factors to impact offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval.

Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category.

CreditSoup.com may be compensated by companies mentioned on our site when a consumer’s application is accepted or approved by the company.

Sign In
Sign In